It is not really a good idea to time the market. But i think one should have a proper asset allocation and it depends on your risk preference too. Myself prefer conservative portfolio at the mean time.

If I have CIMB online saving account...can i buy from there?
This standard 2.5% apply to all equities fund or newly launched fund only?

You have to open a UT account in CIMBClicks. After that, you can buy fund from CIMBClicks by deducting from CIMB saving account.

Got it!! 2.5% for all funds?

I guess so since I have tried to validate some of the equity funds; 1 from AmInvestment and 1 from HwangDBS.

Public Mutual Emerged as the Biggest Winner for the 9th Consecutive Year


Public Bank’s wholly-owned subsidiary, Public Mutual bagged eight awards out of 35 awards at the Edge-Lipper Malaysia Fund Awards 2012, held at the Kuala Lumpur Convention Centre on 20 February 2012. This is the 9th consecutive year Public Mutual has emerged as the biggest winner at the annual awards event.

URL: http://www.publicmutual.com.my/LinkClick.a...v9s%3d&tabid=87

i bought PFETIF at 0.2886 & my avg cost is 0.2880...is it good time to do ddi since the market trend like going up...

Generaly,
no good/bad time for DDI.

DDI, less unit for higher price and more units for cheaper price. u only can make profits if ur average price lesser than market price.

ur DDI wont give u profits if the market is down down down. market shud flactuate or uptrend to give u profits over the time.

yes, if u believe u can profits in PFETIF over the time.
no, if u not sure.

the choice is urs because tis fund is high risk.


my 2 cents.

@kparam77

your EPF information/details in your blog is it updated ?

plan to throw some from epf into Pmutual

only the dividedns for 2011 is not updated.

pls inform me if u find anything not updated or mislead.

tq.

okie.. thanks cause im planning to put some from epf to pmutual

thanks for the reply
but we dont know when the elections is coming correct?
in the mean time, is the market not suitable to go in?

maybe yes or maybe no,

but better defensive.

Any recommend fund?

Bond funds = PSTBF, PISTBF

other good bonds too = AMBON ISLAM, AMDYNAMIC BOND

How to invest accumulate MGQP?

Computation of Mutual Gold Qualifying Points (MGQP)

Which equity fund recommed after the GE. And the best timing to switch from Bond to Equity?(1-?? month after the GE)

can we purchase UT in public mutual website, no need purchase from agency?

yes. the agent still earn commission from u

You need an agent code first.