One unit is mine. The rest are helping people to buy..

we can directly buy from apple store, SG?

huh? it's online apple store.

store.apple.com/my

yes apple.com.my BUT their office (or whatever you call it) is in SG. The transaction will show that it was done in SG. that's why ronnie and wshoh mentioned that CIMB charges additional fees as it is deemed the transaction was done in SG.

I fill the esso at georgetown, i think is the system problem, lets maybank figure out.

it should be rm24k/year.

new rules only for annual salary of rm36k or less.

the new rules are:
- max 2 banks
- unlimited cards within that 2 banks
- CL are shared (this rules already implemented) within bank and max only 2x monthly salary.

example, u can have maybank and cimb.

for maybank, u can have:
1. mbb2 amex gold + mbb2 mastercard gold
2. mbb petronas visa
3. mbb amex gold credit card
4. mbb sony visa
5. mbb gold mastercard (got annual fee)
6. mbb gold visa (got annual fee)

and all 6 cards will share CL which max only 2x ur monthly salary.
so if ur monthly salary is rm2.5k, all 6 cards will share rm5k CL only.

for cimb, u can have:
1. cimb generic classic/gold mastercard
2. cimb petronas mastercard
3. cimb touch-n-go visa

all 3 cards will be sharing CL of 2x ur monthly salary.

note: example of the cards above are all can be applied with salary of rm36k/year. pls remember each card got rm50 GST!

for people who earned more than rm36k/year, this new rules wont applied.

wah straight away qualify for Samsung Tab or Ipad2 contest

Thanks for the detailed explanations.

Hey guys, Citibank or HSBC gives more benefits n discounts?
Is HSBC Amanah the same as normal HSBC CC?

This post has been edited by McRyan: May 25 2011, 10:04 AM

Just want to ask 1 general question here....

I'm currently paying for my PTPTN loans monthly am I still eligible to apply credit cards? Beacuse I applied for CIMB and Citibank and both rejected. My income requirements per annum around rm25,000.

huh?

You made a lot of big purchases with MBB cards at the apple store. So you would qualify for (depending on card)

100 iPad 2 To be Won!

Samsung Galaxy Tab

This post has been edited by zenquix: May 25 2011, 11:19 AM

Ok, got.
Does it like lucky draw?

Not qualified for Samsung, cos not using AMEX...

This post has been edited by Alec.Yong: May 25 2011, 12:10 PM

bnm always come out with new idea how to stop u holding credit card...

sigh....now my cl limit so low

erm.. how much CL you expected?

Can anyone explain what it means by the bolded statement? thanks

ur welcome.

for me, there is another card better than both citibank and hsbc

but if u looking for only those 2, then it depends on where u will using it.'

example if u love watching movies on friday, citibank clear mastercard is the best, coz can buy 1 free 1 ticket, but, got annual fee.

while for hsbc, if u shop about rm1k per month at mid valley / gardens / isetan / parkon, then hsbc signature visa is the best, since it give 5x points, but, ur income must be rm100k/year.

for hsbc amanah, it is cashback card, which is 0.5% on everything.
while normal hsbc is points-based, 1 point for rm1.

and hsbc amanah cannot be use at non-islamic place such as for liquor, club, disco, gambling, etc.

Only thing to add is people with 36K or less annual salary cannot have another credit card, if the person has conventional and islamic credit card from the same bank issuer. The bank consider it as two different bank issuer.

Was in SG last few days and did not really see any MasterCard promotion for the great Singapore sale which starts tomorrow. But, at 313@Somerset, received SG$10 voucher (which can be used anywhere within the mall) for spending SG100 with my OCBC Titanium. What I want to share is this, many of the SG Malls like 313, Centre Point and OG and even Takashimaya have Tourist Card that entitles you to free gift or discount. So if you are going shopping there, always check with the CS counter. And remember to ask for GST receipt if you spend above SG$100 if you are flying out.

http://creditcardsmalaysia.blogspot.com/20...aysia-mega.html

Same problem. ESSO PJ