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 Credit Card v16, Ask general questions here, Please read the 1st post before posting!

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bingozero
post May 23 2011, 07:14 PM

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QUOTE(azam_halim @ May 23 2011, 03:45 PM)
its been a while since the last time i check my maybank2u page. found out today that i've been charged twice for the same transaction! i pump petrol at esso on 14may. in my transaction history, it is posted twice which is on 15may and 18may. i know for sure that i only pump once on that day, in fact the amount is exactly the same (60.02). i only pump once a week. my statement is only on the 28th. should i report now or wait until statement comes out? where to complaint? thanks..

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Mine also face this problem on the same date but different posting time, using maybank2 amex at esso.
bingozero
post May 24 2011, 07:56 PM

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QUOTE(azam_halim @ May 23 2011, 11:07 PM)
which esso you fill up? i fill up at esso au5. i think the station somehow send the transaction twice. will lodge report tomorrow
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I fill the esso at georgetown, i think is the system problem, lets maybank figure out.
bingozero
post Jul 1 2011, 07:26 PM

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Anyone use cheques to pay public bank cc account?
The instruction that wrote is "Cheques should be crossed and made payable to XXXX"
What is mean by Cheques should be crossed?
bingozero
post Jul 1 2011, 10:16 PM

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QUOTE(charymsylyn @ Jul 1 2011, 08:26 PM)
http://en.wikipedia.org/wiki/Crossing_of_c...#Crossed_Cheque

All cheques in Malaysia are now printed crossed, you don't need to do anything.
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Appreciate for your help, thank you wub.gif
bingozero
post Jul 16 2011, 12:26 PM

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Today I received a message from citibank tells that free RM50 senq voucher when I spend for RM800. Can't find any information on website.
Anyone received this message?
bingozero
post Aug 3 2011, 10:35 PM

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QUOTE(MilesAndMore @ Aug 3 2011, 10:22 PM)
Citibank Cash Back VISA Platinum/Platinum MasterCard
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UOB one (new design)
bingozero
post Aug 15 2011, 07:46 PM

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QUOTE(altung @ Aug 15 2011, 07:20 PM)
I got a question, is there any minimum on how long you can use ur CC ? for example: I would like to make an installment for 1 year using CC then after 1 year I close my CC..

Is that possible ?
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If you have 0 balance on your account, you can cancel your cc.
bingozero
post Aug 20 2011, 10:01 PM

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Mutual Gold-Public Bank Visa Platinum Credit Card
http://www.pbebank.com/en/en_content/perso...utual_gold.html


A card by invitation only for Mutual Gold and Mutual Gold Elite Members of Public Mutual, but I don't see any befit on this card
bingozero
post Aug 24 2011, 10:02 PM

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QUOTE(WhiteWing @ Aug 24 2011, 09:57 PM)
Just now I received my statement from PBB. I noticed got 1 transaction which is FAILED on that day and on the same day the CS also called me up is it I use it for online transaction and he told me we cannot proceed. Fine,I accept it then I use other credit card to buy my item from website. End up today the statement stated the transaction went thru which I don't even know it. Called up the CS and she asked me to fill up the dispute form and I have to need to wait up to 6 weeks to 8 weeks. I very unhappy with the answer which is the transaction didn't go thru and charged me !  vmad.gif

How the bank gonna handle it ?
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Be patient, bank will handle the case for you if you summit all the supporting document and the dispute form. The bank will contact the online merchant for investigation.
bingozero
post Aug 27 2011, 03:47 PM

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QUOTE(soonlee33 @ Aug 27 2011, 11:40 AM)
free gift by alliance bank
» Click to show Spoiler - click again to hide... «

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Cool, is that a welcome gift?
bingozero
post Oct 16 2011, 04:11 AM

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QUOTE(duckaton @ Oct 16 2011, 12:26 AM)
Will all the other banks ask for proof of income soon?
It's like applying for c redit cards all over again.
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Yes, all the bank will ask proof of income soon, no matter you are exist customer or new customer for credit card.
bingozero
post Oct 31 2011, 07:26 PM

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QUOTE(gerrardling @ Oct 31 2011, 08:29 AM)
NEW promotion from SCB.

Make online bill payments via Standard Chartered Online Banking with over 600 merchants and get 20% CashBack
promotion link
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Big advertisement at the background sweat.gif
bingozero
post Nov 1 2011, 07:41 PM

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Beware for those holding AMEX card.
Is just happen to me now and have one transition is not done by me.
Received call from Maybank staff told that I have 3 different translation on 27 October. 2 are declined and one is approve from my Amex Gold Credit Card.
My card was keep in the drawer since Maybank Dua Card launch.
The staff already block my card and request me to fill dispute form for future investigation.
Very fishy part is, how to their make the translation since my card was at my hand and I never go for online shooping?
bingozero
post Nov 26 2011, 04:43 PM

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QUOTE(prelude23 @ Nov 26 2011, 12:01 PM)
I have a biggggggggggggggggggg problem with my credit card.

I owned an Alliance Bank credit card. Last night, I tried to buy some clothes online from Macys, an American merchant. I think I tried to use my credit card to purchase twice but somehow the website told me it did not went through. However just now, I called Alliance Bank and they told me I double ordered. I did not even realise my order went through, not to even mention double ordered. Macys did not even send me any confirmation to my email and there's nothing on the order history. My shopping cart is still there - meaning to say I have yet to make my purchase. If you make your purchase already, your shopping card will become empty.

Now I am really afraid I am paying my credit card for nothing. What should I do now? sad.gif Any advice?
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Call the Alliance Bank cs and tell them fax/e-mail you a dispute form.
It happen me last time using Alliance bank credit card to purchase ticket movie from TGV. Transaction decline since it is not enough space to put my Mothers Maiden Name.
Next statement comin and it charge from my account.
Call the Alliance Bank cs and tell fax/e-mail a dispute form for me, about one month then refund the money back to me.
I sear not using Alliance Bank for online shopping. Very bad experience.
bingozero
post Dec 17 2011, 09:25 AM

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Public Bank Visa Infinity Credit Card
http://www.pbebank.com/en/en_content/perso...a_infinite.html

5% rebate on certain merchant, and a very simple card design
bingozero
post Dec 17 2011, 12:53 PM

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QUOTE(MilesAndMore @ Dec 17 2011, 12:23 PM)
Very simple indeed! Too simple if you ask me. Doesn't reflect its status as a high-end credit card   sweat.gif
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If not a infinity words paint on the card, it look like an ordinary platinum card sweat.gif
Some classic card have a better design.

This post has been edited by bingozero: Dec 17 2011, 12:55 PM
bingozero
post Dec 17 2011, 12:55 PM

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QUOTE(jusjus88 @ Dec 17 2011, 12:51 PM)
and it's with the status "VISA INFINITE" . How much is the req per annum?
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Minimum Income Requirement : RM240,000 per annum and by Invitation Only
http://www.pbebank.com/en/en_content/images/infinite.pdf

Not much benefit if compare to other bank visa infinite
bingozero
post Jan 15 2012, 11:55 PM

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Need help here.
I use Alliance bank credit card to buy movie ticket online, however it fail to processing it.
When I receive the statement, the translation was charge and debit into my account.
Call the cs and fill the dispute form send to them and the cs clam that I am no need to pay the amount since they will investigate for me.
And then this month come with the lastest statment that charge me RM5 LAST CHARGES!!
Call the cs again and he say need to pay the amount 1st when after the investigation, they will credit it back to me.
I just want to know, since the bank charge the LATE PAYMENT at my account, will my record effect on the bank negara CCRIS report?
bingozero
post Feb 5 2012, 06:19 PM

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QUOTE(singdreams @ Feb 5 2012, 03:35 PM)
Hi there, first time applicant here, which credit card i should take if my first priority is RM50 waiver, petrol, traveling and shopping ?
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UOB One card, RM50 rebate when you apply online.
http://www1.uob.com.my/jsp/forms/creditcar...e_card_gift.jpg
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