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 Credit Card v16, Ask general questions here, Please read the 1st post before posting!

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Alec.Yong
post May 24 2011, 03:16 PM

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QUOTE(jack2 @ May 24 2011, 02:35 PM)
Yesterday only by call. Then fax my income document to them or by e-mail...
*
blink.gif
Only selected cardholder or every cardholder? blink.gif
Alec.Yong
post May 24 2011, 03:23 PM

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QUOTE(wshoh @ May 23 2011, 03:26 PM)
Purchases from Apple Online via CIMB/Direct Access Credit Card

For information purposes, I as well as other CIMB/DA credit card users have had our accounts charged higher than the amount invoiced by Apple Online (Malaysia, but based in Singapore) - I have filed an official dispute with CIMB/DA and am currently awaiting their response (Refer to iPad 2 online order status thread).

If no kind soul starts an individual topic as regards this matter soon, I will do so when I find the time.

Without going into the T&Cs of the CIMB/DA credit card agreement, I reason based on the fact that other banks including HSBC, Citibank, MBB, SCB and Alliance (as reported in this thread as well as the iPad thread) only charge the amount as invoiced by Apple Online, CIMB is treating Apple Online transactions very differently, which explains the higher charges.

Will report back on progress of the matter when news/more info is available. If legal methods don't work, I guess there are always extra legal options - Facebook and LYN comes into mind.

*edited* @ronnie Thanks for the additional feedback and also for highlighting it here. @Gen-X Thanks for your tip.

*UPDATED*

This may explain - but still not very satisfactory. CIMB is the only bank in Malaysia with such a practice then?
*
I've been using MBB card on apple store, no hidden charge...


This post has been edited by Alec.Yong: May 24 2011, 03:25 PM


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Alec.Yong
post May 24 2011, 03:26 PM

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QUOTE(jack2 @ May 24 2011, 03:18 PM)
Dunno o. i also blurred about the new rule from BNM whether 2 cards are limited per bank or per person?

Seldom follow up recently.
*
Shall be 2 card issuer per person... tongue.gif
Alec.Yong
post May 24 2011, 03:33 PM

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QUOTE(jack2 @ May 24 2011, 03:30 PM)
You bought so many apple products ar?
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One unit is mine. The rest are helping people to buy.. tongue.gif

Alec.Yong
post May 24 2011, 03:43 PM

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QUOTE(jack2 @ May 24 2011, 03:38 PM)
we can directly buy from apple store, SG?
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huh? it's online apple store.

store.apple.com/my

smile.gif
Alec.Yong
post May 25 2011, 10:27 AM

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QUOTE(zenquix @ May 25 2011, 01:29 AM)
wah straight away qualify for Samsung Tab or Ipad2 contest tongue.gif
*
huh?
Alec.Yong
post May 25 2011, 12:09 PM

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QUOTE(zenquix @ May 25 2011, 11:19 AM)
You made a lot of big purchases with MBB cards at the apple store. So you would qualify for (depending on card)

100 iPad 2 To be Won!

Samsung Galaxy Tab
*
Ok, got. biggrin.gif
Does it like lucky draw? tongue.gif

Not qualified for Samsung, cos not using AMEX...

This post has been edited by Alec.Yong: May 25 2011, 12:10 PM
Alec.Yong
post May 25 2011, 05:46 PM

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QUOTE(maru @ May 25 2011, 01:00 PM)
bnm always come out with new idea how to stop u holding credit card...

sigh....now my cl limit so low
*
erm.. how much CL you expected? smile.gif
Alec.Yong
post Jun 5 2011, 11:57 PM

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QUOTE(erry- @ Jun 5 2011, 11:35 PM)
NO. ur transaction will be rejected.

go pay rm300 at least or more first into your card account. it will free up the balance of the CL.

CL = 4000, recent = 3600, available = 400

pay = 300, available = 700
*
I do have experience on this.
Few years ago, my spending reached my CL, however, i m still can use my card up to RM2K, which exceed my CL.

So, i guess it's depending on which bank, not all bank allow this? Luckly that bank didn't charge me overlimit fee..
Alec.Yong
post Jun 27 2011, 11:06 PM

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Wanna to share something...

I just received my MBB WMC statement and I noticed that I do have 158,630 TreatsAirmiles under the "Treats Airmiles Oversea" column... hmm.gif
For the past month, I didn't have any oversea spending/usage, but only at Apple Online Shop. Conclusion is, Maybankard treat the Apple Online Shop as a "oversea usage" (without extra charge).

tongue.gif

This post has been edited by Alec.Yong: Jun 27 2011, 11:11 PM
Alec.Yong
post Jun 28 2011, 11:05 AM

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QUOTE(chemistry @ Jun 27 2011, 11:52 PM)
You earn hundred K of Airmiles in a month ?  drool.gif
*
That one is TreatsAirMiles, not normal AirMiles... cool2.gif
Alec.Yong
post Jul 18 2011, 11:48 PM

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QUOTE(chemistry @ Jul 18 2011, 11:45 PM)
To enter The Garden's premium washroom  sweat.gif  tongue.gif  doh.gif
To use the Platinum parking at 1utama  hmm.gif
*
To enter the IR at casino, Genting Highland. (But now no longer valid).....


Alec.Yong
post Nov 25 2011, 08:34 PM

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This is mine... tongue.gif





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Alec.Yong
post Nov 26 2011, 09:02 AM

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QUOTE(Gen-X @ Nov 26 2011, 01:17 AM)
Sorry to keep you guys guessing  tongue.gif  I just came back from 2PM concert, had to take wifey and daughters to my first kpop concert  doh.gif  Check out live photos here smile.gif
WoW! If I have this number, I will make sure I keep the MBB VI till the day I die, haha. I am sure this number was given to MBB's current CEO.
Aiyah, Alec has the number I want  cry.gif Just for fun altered his photo or maybe it is his card number  tongue.gif
*
I wish to have "88", but it's not. Anyway, the last digit is an even number... tongue.gif

Show you my another PPM card, which is from another bank. Now only I realised that it's using same number with MBB aslo (1st 4 digit).. hmm.gif

This post has been edited by Alec.Yong: Nov 26 2011, 09:03 AM


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Alec.Yong
post Nov 26 2011, 02:52 PM

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QUOTE(Gen-X @ Nov 26 2011, 10:48 AM)
Alec, I wish to have the 88 too  wink.gif

If you don't mind, this other PPM card from which bank? Odd that it shares the same first 4 digit with MBB VI. Maybe then again not, how many digits does this card have compared to MBB VI's PPM.

All this while I though that the PPM card first 4 digits will be similar to the credit card first 4 digits. My other PPM cards have same first 4 digits with EON VS and SCB VI.

I just checked my wife's PPM that comes with CB PremierMiles and the first four digits are different. Citibank VSPM first four digits 4322 whereas the PPM card 8883 (nice number).
*
Hi Mr Gen, please take a look on the photos below. smile.gif



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Alec.Yong
post Nov 26 2011, 10:14 PM

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QUOTE(Gen-X @ Nov 26 2011, 04:56 PM)
Bro, I didn't even realise that EON VS share the same first 4 digits with MBB VI until  I saw your pic above and then go double check mine. Noted, 1st 6 digits same as card.

But the EON VS PPM card only has 12 digits [mine also 1st 100 smile.gif ] but the MBB PPM 16 digits.

Your PPM for RHB Plat still can use? I use to have one from RHB Plat many years ago but last year reapply RHB Plat no more PPM..
*
I m planning to cancel the HLB VS soon, since I've got the MBB VI...

The PPM comes with the RHB no longer can be used anymore, as I've terminated it long time ago...what a waste I didn't use it even once.
BTW, I think RHB aslo no longer issued PPM to its Platinum card member, right? tongue.gif


Added on November 26, 2011, 10:15 pm
QUOTE(MilesAndMore @ Nov 26 2011, 07:19 PM)
Big fish!!! Salute   rclxms.gif
*
tongue.gif tongue.gif


Added on November 26, 2011, 10:16 pm
QUOTE(alexwsk @ Nov 26 2011, 08:25 PM)
so many ppm  shocking.gif
*
Only 2 are active, 1 was terminated long time ago.. biggrin.gif

This post has been edited by Alec.Yong: Nov 26 2011, 10:16 PM
Alec.Yong
post Nov 27 2011, 08:13 PM

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QUOTE(Gen-X @ Nov 26 2011, 10:53 PM)
Yah, MBB VI 2X TP better than HLB VS 1.5 points for local spending, overseas no need to say MBB VI way better.

My annual fee for the HLB VS coming up next month since I spent less than RM30K with it. 2 weeks ago I insisted that Ex-EON Call Centre rep confirm to me if they are waiving the coming annual fee or not, and the CS I spoke to confirmed it will be waived  biggrin.gif Now considering if I  should keep the HLB VS because it is White  doh.gif and foolishly pay the RM50 GST  doh.gif  doh.gif  doh.gif 

Yah, RHB no more issuing the PPM with Plat but allow 4 free access to KLIa or LCCT or Senai.
*
Shouldn't be a big problem to waive the annual fee for Eon/HLB VS, I just done my for the past few month ago.
Hopefully can get some offer by next year, if not, really have to say sayonara to it.. tongue.gif
Alec.Yong
post Jan 21 2012, 09:51 AM

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Ambank issued World Mastercard and Visa Infinite, by invitation only.

This post has been edited by Alec.Yong: Jan 21 2012, 09:51 AM

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