it should be rm24k/year.

new rules only for annual salary of rm36k or less.

the new rules are:
- max 2 banks
- unlimited cards within that 2 banks
- CL are shared (this rules already implemented) within bank and max only 2x monthly salary.

example, u can have maybank and cimb.

for maybank, u can have:
1. mbb2 amex gold + mbb2 mastercard gold
2. mbb petronas visa
3. mbb amex gold credit card
4. mbb sony visa
5. mbb gold mastercard (got annual fee)
6. mbb gold visa (got annual fee)

and all 6 cards will share CL which max only 2x ur monthly salary.
so if ur monthly salary is rm2.5k, all 6 cards will share rm5k CL only.

for cimb, u can have:
1. cimb generic classic/gold mastercard
2. cimb petronas mastercard
3. cimb touch-n-go visa

all 3 cards will be sharing CL of 2x ur monthly salary.

note: example of the cards above are all can be applied with salary of rm36k/year. pls remember each card got rm50 GST!

for people who earned more than rm36k/year, this new rules wont applied.

Hey guys, a noob here. I'm planning to get my first credit card.

My salary goes into CIMB Bank, and i have a Maybank account prior to working. I plan to get the Maybank2, and the normal CIMB generic card, cos its FREE. I'll be spending a lot on petrol, my workplace is 40km away T-T

Just want to clarify, that lets say if i swipe my card, and i pay before the due date, I will not be incurred interest? meaning i swipe 50bucks, i pay in time ill just pay 50bucks.