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 Credit Card v16, Ask general questions here, Please read the 1st post before posting!

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TeraPox
post Dec 14 2011, 01:13 AM

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QUOTE(manjohari @ Dec 14 2011, 01:08 AM)
let me see if i can find her namecard, u can give her a call hehehe...

if the gimme VI with 40k cl, i'll return back hehehe....
*
on second tho...

having MBB VI and WMC and CIMB WMC OR VI can let u and ur wife/gf/bf dine in almost every hotel in KL and enjoy 50% discount... smile.gif


Added on December 14, 2011, 1:18 am
QUOTE(Gen-X @ Dec 14 2011, 01:06 AM)
No no  I am keeping my MBB VI, the 5X TP is great for overseas and my PPM card number is really superb.
Well, for my case, it was a gift so I guess I can't say the same  tongue.gif
No wonder my hits are increasing exponentially  tongue.gif  Thanks Bro for your support.
*
please write more article teaching ppl how to make full use of their premium cards...

like for example...

go to doma alone..

order a scone

order a latte

and pay using CIMB WMC or VI

ur latte will be free and u only have to pay RM7+ ... laugh.gif

This post has been edited by TeraPox: Dec 14 2011, 01:18 AM
samsungXP
post Dec 14 2011, 07:20 AM

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i suprise that my frenz holding every bank cc
pspfan
post Dec 14 2011, 07:39 AM

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QUOTE(TeraPox @ Dec 14 2011, 12:12 AM)
but i read ur blog saying tat the wall for you to leap over to get the VI is darn high....  biggrin.gif
CL for WMC only 50K?
how come mine so high?   brows.gif
*
when i got the VI they increased another 80k on top of my current CL .

This post has been edited by pspfan: Dec 14 2011, 07:47 AM
TeraPox
post Dec 14 2011, 10:33 AM

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QUOTE(samsungXP @ Dec 14 2011, 07:20 AM)
i suprise that my frenz holding every bank cc
*
ur friend is Bro. Gen X? biggrin.gif


Added on December 14, 2011, 10:35 am
QUOTE(pspfan @ Dec 14 2011, 07:39 AM)
when i got the VI they increased another 80k on top of my current CL .
*
altho most of the black kad user CL is already rediculously high... but by increasing our CL is a token of respect... we should appreciate it... lol...



This post has been edited by TeraPox: Dec 14 2011, 10:35 AM
Gen-X
post Dec 14 2011, 10:55 AM

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QUOTE(TeraPox @ Dec 14 2011, 01:13 AM)
please write more article teaching ppl how to make full use of their premium cards...

like for example...

go to doma alone..

order a scone

order a latte

and pay using CIMB WMC or VI

ur latte will be free and u only have to pay RM7+ ... laugh.gif
*
if a person is able to qualify for a Premier card, he/she should be as smart as me or even cleverer and no need me to teach anything, haha

haha, yah, order a scone at Dome for tea and get free coffee ( i prefer flat white), for my case, my wife has the CIMB black cards too, so we separate the bill and get two drinks free thumbup.gif Same goes for GSC movie tickets where my son also got the CIMB WMC, so get 3 free tickets, hahaha

QUOTE(TeraPox @ Dec 14 2011, 10:33 AM)
ur friend is Bro. Gen X?  biggrin.gif

*
no lah not me, must be another fool like me biggrin.gif

This post has been edited by Gen-X: Dec 14 2011, 10:58 AM
TeraPox
post Dec 14 2011, 11:08 AM

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QUOTE(Gen-X @ Dec 14 2011, 10:55 AM)
if a person is able to qualify for a Premier card, he/she should be as smart as me or even cleverer and no need me to teach anything, haha

haha, yah, order a scone at Dome for tea and get free coffee ( i prefer flat white), for my case, my wife has the CIMB black cards too, so we separate the bill and get two drinks free  thumbup.gif Same goes for GSC movie tickets where my son also got the CIMB WMC, so get 3 free tickets, hahaha
no lah not me, must be another fool like me  biggrin.gif
*
blink.gif nvr tried that b4... if u seperate the bills, do u need to sit @ different tables? we tried that alot using amex @ shang and WMC @ hilton... 4 of us go, paying for 2, but they have to separate us into 2 tables next to each other...

about gsc... i seldom go movie... but i tok u need to buy 1 ticket inorder to get another one free, right? and now CIMB only offer normal class b1f1 ticket @ gsc , right? while HSBC still offering all class including gold class b1f1...



Gen-X
post Dec 14 2011, 11:28 AM

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QUOTE(TeraPox @ Dec 14 2011, 11:08 AM)
blink.gif nvr tried that b4... if u seperate the bills, do u need to sit @ different tables? we tried that alot using amex @ shang and WMC @ hilton... 4 of us go, paying for 2, but they have to separate us into 2 tables next to each other...

about gsc... i seldom go movie... but i tok u need to buy 1 ticket inorder to get another one free, right? and now CIMB only offer normal class b1f1 ticket @ gsc , right? while HSBC still offering all class including gold class b1f1...
*
yes need to be separate bills, for my case, I usually go with my family, and I be smoking away outside whereas they are at the aircon table. As for scone, I eat alone for tea while waiting for them at shopping malls.

Yah CIMB buy 1 free 1 ticket and for normal class only now (which is just nice when my eldest is back here since there are 6 of us).

To All: just posted a short post on Hong Leong Bank 5% cash back promotion. But the promo is for selected cardholders only, i.e. they will receive SMS from HLB. I guess this is worst than HSBC needing us to register. Promo runs to 28th Feb 2012 and cap at RM40 payable one time only doh.gif

This post has been edited by Gen-X: Dec 14 2011, 12:06 PM
TeraPox
post Dec 14 2011, 12:29 PM

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QUOTE(Gen-X @ Dec 14 2011, 11:28 AM)
yes need to be separate bills, for my case, I usually go with my family, and I be smoking away outside whereas they are at the aircon table. As for scone, I eat alone for tea while waiting for them at shopping malls.

Yah CIMB buy 1 free 1 ticket and for normal class only now (which is just nice when my eldest is back here since there are 6 of us).

To All: just posted a short post on Hong Leong Bank 5% cash back promotion. But the promo is for selected cardholders only, i.e. they will receive SMS from HLB. I guess this is worst than HSBC needing us to register. Promo runs to 28th Feb 2012 and cap at RM40 payable one time only doh.gif
*
bro Gen X... do u happen to hav SCB WMC? now i'm eyeing on it...
if yes, mind to share wutz the benefit it brings?
Gen-X
post Dec 14 2011, 12:34 PM

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QUOTE(TeraPox @ Dec 14 2011, 12:29 PM)
bro Gen X... do u happen to hav SCB WMC? now i'm eyeing on it...
if yes, mind to share wutz the benefit it brings?
*
winner has it and he has mentioned before he's going to cancel it (or have cancelled it). Do a search here and go read SCB thread. Or maybe faster if you just go read winner's post. If winner says it is no good, then no need you go waste time and apply for it.
SUSrockefeller
post Dec 14 2011, 01:02 PM

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Bro Gen-X, the UOB Midas card can be considered very prestigious too right?
TeraPox
post Dec 14 2011, 01:13 PM

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QUOTE(rockefeller @ Dec 14 2011, 01:02 PM)
Bro Gen-X, the UOB Midas card can be considered very prestigious too right?
*
by invitation only... they should have make it black... call it Midas WMC... biggrin.gif


Gen-X
post Dec 14 2011, 02:04 PM

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QUOTE(rockefeller @ Dec 14 2011, 01:02 PM)
Bro Gen-X, the UOB Midas card can be considered very prestigious too right?
*
Yes, the Midas is "prestigious" and has been around very long and many filthy rich men having UOB account has it. It can be said it was one of the very first Premier card issued in Malaysia. But the card not much benefit.

This post has been edited by Gen-X: Dec 14 2011, 02:32 PM
chemistry
post Dec 14 2011, 02:28 PM

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QUOTE(Gen-X @ Dec 14 2011, 10:55 AM)
haha, yah, order a scone at Dome for tea and get free coffee ( i prefer flat white), for my case, my wife has the CIMB black cards too, so we separate the bill and get two drinks free  thumbup.gif Same goes for GSC movie tickets where my son also got the CIMB WMC, so get 3 free tickets, hahaha
*
CIMB WMC also got GSC b1f1 promo ?
I thought only Visa Platinum and above has it.
Gen-X
post Dec 14 2011, 02:30 PM

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QUOTE(chemistry @ Dec 14 2011, 02:28 PM)
CIMB WMC also got GSC b1f1 promo ?
I thought only Visa Platinum and above has it.
*
yah. you are right. it's CIMB VI blush.gif

This post has been edited by Gen-X: Dec 14 2011, 02:32 PM
psiloveu
post Dec 14 2011, 03:09 PM

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QUOTE(Gen-X @ Dec 14 2011, 02:30 PM)
yah. you are right. it's CIMB VI  blush.gif
*
From now till 29 Fen 2012, HSBC client can use VS or premier card to buy 1 free 1 at GSC (premier and gold class).
JonnY
post Dec 14 2011, 03:30 PM

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Is it so hard to get a credit card? I had been working for 6 mths now and application being reject by 3 bank.

Is is that someone need to work for 1 year in order to apply credit card?
MilesAndMore
post Dec 14 2011, 03:53 PM

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QUOTE(TeraPox @ Dec 14 2011, 11:08 AM)
while HSBC still offering all class including gold class b1f1...
QUOTE(psiloveu @ Dec 14 2011, 03:09 PM)
From now till 29 Fen 2012, HSBC client can use VS or premier card to buy 1 free 1 at GSC (premier and gold class).
So, is it just premier and gold class or in all classes ?


QUOTE(JonnY @ Dec 14 2011, 03:30 PM)
Is it so hard to get a credit card? I had been working for 6 mths now and application being reject by 3 bank.

Is is that someone need to work for 1 year in order to apply credit card?
Just 3 months will do actually.
psiloveu
post Dec 14 2011, 04:04 PM

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QUOTE(MilesAndMore @ Dec 14 2011, 03:53 PM)
So, is it just premier and gold class or in all classes ?
Just 3 months will do actually.
*
good class or premier only, but regardless of movie types (normal, 2D, 3D).

This post has been edited by psiloveu: Dec 14 2011, 04:10 PM
JonnY
post Dec 14 2011, 04:16 PM

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QUOTE(MilesAndMore @ Dec 14 2011, 03:53 PM)
So, is it just premier and gold class or in all classes ?
Just 3 months will do actually.
*
I can't seems to find any reason why they reject me. Had applied for MBB, AMB and UOB all got rejected. Given them printed online account statement where my salary accredited, 3 mths payslip, epf statement and offer letter from company.
MilesAndMore
post Dec 14 2011, 04:23 PM

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QUOTE(JonnY @ Dec 14 2011, 04:16 PM)
I can't seems to find any reason why they reject me. Had applied for MBB, AMB and UOB all got rejected. Given them printed online account statement where my salary accredited, 3 mths payslip, epf statement and offer letter from company.
*
It could be that your record is too clean or you've been a guarantor to someone else that someone else has defaulted on his bills before, thus affecting you.

Anyway, you can try some other more lenient banks such as CIMB Bank, Citibank or Standard Chartered Bank.


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