Nobody can be absolute sure.
One thing for sure is that the banks are going through the exercise of updating the income records now. As for your cc, it is visible to all banks and the bank will force you to cancel as they don't want to run foul of BNM rules. As for the consumer side ... it is either the banks or BNM will take action on you. As your income haven't exceed that mark, I doubt the bank will entertain you (if they do then they got to make exceptions to the whole of Malaysia). It is your word vs. what's written B&W.

Why worry if your income will exceed that mark in 2012, you can always apply for another card anyway ?
If you want to risk it then you can do so at your own risk.

It is a likely possibility. Nobody can tell you for sure because bank has not taken any action yet.
Even if the person know, no one is going to post such info here or risk losing their job with the bank.

Following the foot steps of MBB CEO, I also hereby request that BNM governor adopt my suggestions that only people earning RM36K and above can qualify for a credit card and credit limit shall not be more than 2X (combined for all cards from all banks) monthly salary & stop BT and Installment Plans before the debt situation gets worst and I tell you "I told you so". 

income requirement poses a major hurdle for me to add to My Credit Cards collection. I wonder if I will get calls from marketing department offering pre-approved card like when they called me last year offering WMC. 
5X access to airport lounge with Priority Pass is good considering the card is free (with condition) and earns you 5X TP overseas.
good idea. I bet this card will beat MBB 2 when I do my Top Ten CC for 2012.
I get nothing with my DA VI since I only use it to buy movie tickets at GSC, haha.

ask him how much his credit limit for this Plat charge card, yes, Charge card also got limit.
Fully agree with you, best card for overseas 
But why in your blog you did not stress spend RM50K get AF waived, much less than CIMB Enrich WMC and even MBB WMC.

after we request for credit limit increase,how long time need to wait to request for 2nd time credit limit increase after the 1st time?

AMEX is still better than MBB VI for oversea transaction IF you spend on weekend and you have not max out the rm50 cash back quota yet

any have applied the CIMB Visa Signature? may I know the minimum credit limit of other card to eligible to apply for this? sure fail if i show my pay slip~~

if dont want to submit income proof, use card with 100k CL

wao... so troublesome 1... huhu.. tq~

better benefit.. always go to GSC...
currently having DA Platinum wf 20k.. highest will be SCB 40k

VS or VI? VI need min income rm200k/year.

the chance to get VI with current limit of rm100k, i can say 80%

da plat visa already can get buy 1 free 1 movie, no need to upgrade to VS lah

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Added on November 8, 2011, 3:59 pmNO lah

u swipe rm24k, ur card will be declined ~

Scenario :
If i'm approved for a World Mastercard from Bank A (Requirement Rm72k annual income)

Would I be approved for World Mastercard from Bank B (Requirement Rm100k annual income)

note : my annual income does not reach 100k, my question is will Bank B check proof of my annual income or just see that I already have a World Mastercard from Bank A ?

What are the current process they check to approve a credit card?

In which order do they check?

-annual income
-credit limit
-similiar credit card from other bank

yah. you are right. it's CIMB VI 

So, is it just premier and gold class or in all classes ?
Just 3 months will do actually.