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 Personal Loan - V2, which banks offer the best deal?

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Ulysses
post May 22 2012, 07:45 AM

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is it depend on bank? i thought every bank offers same since its asb, & bank just agent...btw, i just applied for 25years 50k prsonal loan & every month paying 298. im student btw...
Ulysses
post May 24 2012, 12:44 AM

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QUOTE(smartinvestor01 @ May 23 2012, 08:16 PM)
May i know which type of loan you are using and which bank?

The interest rate not bad.. ^^
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cimb bank. asb personal loan. tenure 25years. loan 50k. dividen is dependant, around 7-8+% annually
.so roughly, 4k. hmm.gif
Ulysses
post May 28 2012, 11:48 AM

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QUOTE(kelicap_biru @ May 28 2012, 11:09 AM)
my salary 4k monthly

got car loan - 550
2 PL account - 610
asb loan - 120
refinance citibank - 400
credit card - 300

now i need financial aid a.s.a.p. n i think to do overlapped with my PL + citibank n pay monthly lesser.. coz that PL + citibank already cause me 1k++ headache  rclxub.gif any bank can offer me about 40k loan? please help!  cry.gif

fyi i work in private sector cry.gif
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what is 2 PL account - 610?
Ulysses
post May 28 2012, 05:42 PM

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QUOTE(kelicap_biru @ May 28 2012, 11:57 AM)
one is alliance 250 n one more maybank 360... act now i really regret took PL maybank, interest high n that time i wasnt think properly  sad.gif now want to do overlapped for both n no more PL after this  cry.gif
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asb loan is personal loan rite?

so u have 3 current PL? hmm.gif
Ulysses
post May 28 2012, 07:17 PM

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QUOTE(putramon @ May 28 2012, 06:33 PM)
anyone heard of ct bank personnal loan which called you through your handphone? offering interest of only 3.x% per anum..you may verbally confirm through phone and provide them bank account number...they will deduct the repayment from your credit card..

is this genuine?
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seems not legit. hmm.gif better not to trust.
Ulysses
post May 29 2012, 11:49 AM

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QUOTE(locomotive @ May 29 2012, 02:09 AM)


Added on May 29, 2012, 2:15 am
u have to know there r a lot difference between a personal loan and ASB loan..
and this thread is about a personal loan. not ASB loan

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personal loan, can u explain? as for asb,i know.asb is the one that has tenure & annual dividen rite?
hmm.gif
Ulysses
post May 29 2012, 04:56 PM

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QUOTE(~Battousai~ @ May 29 2012, 03:07 PM)
way how u get 50k personal loan ?? no payslip sum more

i also looking to get such an amount of loan.. sum more u can take so long repayment period drool.gif

any bank officer here can offer that ??
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actually im a bit confuse..mine is ASB loan..i thought that personal loan is the same with ASB loan..

mine is ASB loan..so get dividen each year. hmm.gif hmm.gif
Ulysses
post May 30 2012, 12:08 AM

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QUOTE(~Battousai~ @ May 29 2012, 09:57 PM)
of course different la bro sleep.gif
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tell me how? personal loan we got the money 1st, then pay by installment? hmm.gif
Ulysses
post May 30 2012, 09:28 AM

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QUOTE(~Battousai~ @ May 30 2012, 09:15 AM)
yes at an interest summore
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I see...my bad..so ASB loan, u pay 1st according to tenure, then got $$$+divident+extra$$

while PL is got $$$ 1st, but pay according to interest. hmm.gif tq.

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