i have only ic and 3 month pay slip can apply?

u work in mnc or non mnc?do u have credit card vintage more than 1 year with min 5k credit limit?

for personal loan whats the longest tenure allowed ? salary of 7k roughly can loan how much max ?

Guys,is it possible for me to make a pl for amount like 30k? My current salary is around rm2350 per month..i only work for 5month..no whatsoever commitment..live with parent..i want buy my dream car..

most bank can give u loan up to 5 times salary. only Bank Islam can give u 30k or even more. but it all depends on where are you attached to.. if your company is a panel for certain bank than u may apply up to rm30k.

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Added on June 21, 2012, 10:06 pmd longest loan tenure at the moment is 20years from MBSB, BSN, Bank Rakyat, CIMB, Alliance, Kuwait Finance House provided your company is a panel for aboved banks or your HR provide salary deduction method in loan repayment or your company using Biro Angkasa service.

10 years - bank Islam

other banks usually 5-7years OUB, Hong Leong, Stan Chart, HSBC, RHB, Al-Rajhi etc etc

salary 7k - it again depend which bank u r applying it to. some banks can cive u 5x of ur income. others can give u 5x or 10x of ur net income,
some can give u up to 200k.

This post has been edited by locomotive: Jun 21 2012, 10:06 PM

Im wrkng at multinational company but i dono which bank my company attach to..but is it possible? Only bnk islam can give such amount?

in many cases, diners club is not exactly a credit card. it is a charge card. (american express is a charge card too) . the difference is when using diners club or american express is u have to repay your whole balance in full. credit card 5% min payment from the total outstanding.

but again it dies not hurt if u check again with diners club because there r many type of diners club credit card issued worldwide.

for income around 3k, my adv is better stick with 1 credit card at the moment.

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Added on June 21, 2012, 10:25 pmso far that i knw bank Islam can give u 10years max in repayment period and rate is 6%.
other banks 5-7years, if ur company u r working at is a panel for certain banks than u can apply up to 20years in repayment period.

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Added on June 21, 2012, 10:28 pmwith that amount of income i dont think u can get 20k. my adv is apply 10k with bank A and another 10k with bank B

no harm tryin

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Added on June 21, 2012, 10:32 pmyes bank islam can give loan 30k provided ur gross income is RM2.8k

This post has been edited by locomotive: Jun 21 2012, 10:32 PM

wanna know take 24k from which bank the best ah?

dream car ?
why don't just go for hire purchase loan ?
confirm lower than p.loan

Its an old car..1980 car..can do hire purchase loan?..sumore, what is hire purchase?..

This post has been edited by hahanep: Jun 22 2012, 07:35 PM

Rm 2000 is my basic and 350 is fix allowance..can get 30k?

Can can. Monthly installment is RM 811.60 for 5 years. And every year, if you pay promtly, we will reward u 1% from the amount of the loan u purchase, which is about rm300 which in total of 5 years u will get rm1.5k. We will deposit into ur bank account every year. And also u can get 10% discount when u want to make ur road tax.

Just drop me your number at my email, raffade02@hotmail.com and i will contact u this monday on working day.

We just need your to sign an application form which either we will fax or email to you, and email/fax/mms us your ic copy front and back, with ur 3 month salary slips.

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Added on June 22, 2012, 9:24 pmWhen u do loan rm20k and monthly payment up to 10 years, u are actually wasting ur own money.

This post has been edited by rafiequemusa: Jun 22 2012, 09:24 PM

Hai..

I need to make PL for RM30K
salary - rm3000
co : GLC
any bank can give me best rate?

i want to buy the property...i want to borrow with mBSB 90%...plus 10% with personal loan (prefer with more than 10 years tenarue) -any recomemdation?

I need loan 80k-100k, anyone got lobang?

hi guys,
hong leong bank offering personal loan as low as 9.6% interest rate per annum.
min requirement is 2.2k per month.
documents needed are 3months payslip + epf/bank statment.
anyone interested to apply and know more pls do not hesitate to pm me.
thx u =)

Hi guys,

I need PL for RM30K. Details :

23YO,
Never make any loan before,
Product Consultant (But working through agency),
Basic RM2.5K,
Working for 7+ months (Permanent).

If possible i dont want to use any guarantor, but if they need one i hv a family member working in gov sect.

Which bank currently offer the lowest interest rate? Please PM me.

This post has been edited by narsj: Jun 26 2012, 10:30 AM

Max hong leong can give for basic 2.3k?can get 30k?

need help here.. i'm currently applying for a personal loan.. I applied with 3 banks A,B and C.. as backup..
i'm hoping to get the loan from bank A but bank C called first and they told me I can pick up the ATM card at the nearest branch..
Will they be any problem if I just cancel the loan by not picking up the card if Bank A suddenly calls and approve my loan as well...
Or is there some other way i should deal with this.

please help me.....

have you accept bank c offer in the call?... have they bank-in the loan to the account under your name??
if not just wait for Bank A... and delay to pick up the card