my salary 4k monthly

got car loan - 550
2 PL account - 610
asb loan - 120
refinance citibank - 400
credit card - 300

now i need financial aid a.s.a.p. n i think to do overlapped with my PL + citibank n pay monthly lesser.. coz that PL + citibank already cause me 1k++ headache any bank can offer me about 40k loan? please help!

fyi i work in private sector

one is alliance 250 n one more maybank 360... act now i really regret took PL maybank, interest high n that time i wasnt think properly now want to do overlapped for both n no more PL after this

oic.. now u say, yes it is.. i always put aside asb loan as diff loan.. hehe.. haizzz...... i ok with the asb loan.. but my other 2 PL is really bothering me..

Hi guys.. Is there any chances to get loan to pay off my current loans (overlapped)?
I paid all my loans promptly, no issue on CCRIS but bank declined my application coz of high commitment.. But i need to do overlapped since i think i can pay monthly lesser than total i paid currently.

Anyone work with hong leong here? Pls pm me.. Need help.. Thanks