Downgrade your phone and sell other gadgets

yes..its called mbf power loan

wish u all the best

yaa.. think of doing that alraedy~

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Added on December 10, 2012, 12:52 amok then.. thanks for the idea.. tomorrow going to visit MBF to enquire

This post has been edited by zrin14: Dec 10 2012, 12:52 AM

if got cc can withdarw cash..pay monthly. .of course there is charges involved...just giving some idea here

CC?? mean?

Try MBSB?

c.c = credit card

cagar your ipad/iphone etc to me, i borrow u... lol

Is the BSN loan only applicable to Bumi or gov workers?

Yeah..wondering about that too..anyone here had applied one? Seems like a good deal for the current promo until end of this month.

The BSN personal eligible only for government servant and some GLC, open to all races but need to have nett salary above 3K,i have applied and got 200K loan... Very attractive only 3.95% p.a for 20 years tenure

I want to apply for RM100k personal loan. Just changed job , under a small , new enterprise. Salary each month RM10k, working as branch manager. Worked 3 months , boss not yet contribute my epf. Got car loan , got two credit cards. Credit cards always pay late within same month because salary always come out middle of the month. So ccris records all show 1 all the way. Owned these cards for more than 2 years. Car loan got once ccris 2 before this year. Is it eligible , to apply personal loan with ANY banks? I'm just 27 years old. Within my age , not qualified for over RM250k loan?

I just Want loan 10k for my personal small business. I m commission Earner, 7-8k per month. Don have credit card, and just one car loan only. Have 6 month bank statement and 6 month payslip, any bank will easy for loan 10k?

Hi, I would like to know whether is it possible to get a small amount loan Rm 5k? I have applied from CIMB xpress cash and it got rejected for the second time. The reason was because of my job position and i was told if the loan gets rejected for the same bank ,you have to wait 3 months to re-apply.
My case is very complicated as my position shows part time. I have been working with the company for the past 2 years as a part time employee until today.Like other full time employees,my EPF & Sosco get deducted every month.The reason why it shows part time because the company has different projects to be handled as the company handles the outsourcing projects.(IT techincal support ,Sales, Research)
Thus my role rotates depending on the project that has been assgined. Nevertheless,my salary has achieved the mimimium requirements of the loan applicationwhich is RM 800 . To be honest,my salary varies rm 1200-1500.At the same time, I'm a part time tennis coach which means i have other source of income consistently every month which add ups to Rm 800 -Rm1000. Unfotunatley i could not document it as i work for myself.

As I was told by the bank officer,i would need a gurantor in order to get an exception or my case.I have provided the details of my guarantor as his gross pay is 9k. So is there any bank would be to help me out. I'm providing a guarantor whereby if could not make the payment,the takes the responsibility.

Hi all,

The cheapest personal loan rate is 7.99% ?
Don't count in corporate rate and government agency.

This post has been edited by owenwong84: Dec 19 2012, 01:33 PM

Hye..dont know this the right place or not.my question is..for rhb easy loan...can insurance be stated as comitment or not..coz they need approve i pay something@i able to pay..

Thnx

normally bank will check your CCRIS at Bank Negara..insurance records not included.

Adoi..then any suggestion whatshould i do?i dont have any comitment..

-I want to buy my 1st new house and the house price range 350k - 500k
-Can anyone suggest what is the best bank for housing loan.?
-Salary average for per month : 3.5k - 3.8k (private sector)
-No credit card but have 3 loans (car loan, personal loan & asb loan).
-But the thing is I need to pay the 10% first, what should I do?

if im gonna open an optical shop, need +-rm100k, how to start the loan process?

Save up money first