Hi, I would like to know whether is it possible to get a small amount loan Rm 5k? I have applied from CIMB xpress cash and it got rejected for the second time. The reason was because of my job position and i was told if the loan gets rejected for the same bank ,you have to wait 3 months to re-apply.
My case is very complicated as my position shows part time. I have been working with the company for the past 2 years as a part time employee until today.Like other full time employees,my EPF & Sosco get deducted every month.The reason why it shows part time because the company has different projects to be handled as the company handles the outsourcing projects.(IT techincal support ,Sales, Research)
Thus my role rotates depending on the project that has been assgined. Nevertheless,my salary has achieved the mimimium requirements of the loan applicationwhich is RM 800 . To be honest,my salary varies rm 1200-1500.At the same time, I'm a part time tennis coach which means i have other source of income consistently every month which add ups to Rm 800 -Rm1000. Unfotunatley i could not document it as i work for myself.

As I was told by the bank officer,i would need a gurantor in order to get an exception or my case.I have provided the details of my guarantor as his gross pay is 9k. So is there any bank would be to help me out. I'm providing a guarantor whereby if could not make the payment,the takes the responsibility.