I work at private sector plus no panel with bank rakyat so cant do personal loan...bank rakyat got loan for private sector or not eh?

I read ur siggy, are u agent bro?

This post has been edited by ztrip1001: Oct 26 2012, 12:47 PM

I have got to agree with Boon. If you are a prompt paymaster for your cc bill, the interest rate will be way lower on a reducing balance basis. My OCBC card has a 33% cash back on interest paid + additional reduction based on the interest tier. So all in all, my interest reduces by almost 50% a month

For example if your cc o/s is 1000, the interest is at 15% : 150.
You get a cash back of 33% : 49.50
Interest paid in total for the month : 150-49.50 = 100.50, which equals to 10.5% interest per month.
And it is on a reducing balance.

This post has been edited by cutejams2004: Oct 26 2012, 10:11 AM

helo. i want to loan rm50k, payment within 5years. Which bank offer best payment rate? Thanks.

Want to Loan 20k, repayment in 3 years, work in private sector.

Best bank to make a personal loan?

thanks

Hi everybody,

Is Borang BE very important for apply loan? Everytime i apply the banker keep ask me to get it and i did contact hasil before and it is impossible for me to get replacement. Please advise what can i do.

its important. i think if u use the e-login (www.hasil.org), u should be able to download the borang BE.

Thanks but the issue is i do not submit it through efilling. I did it manually.

oh manual, i dont know bro. in the future, i suggest use efilling, less hassle n faster.

i wonder got any bank provide personal loan up to 20years ?

what you intend to do? 20 years...

Borang Be + Resit Bcoz officer need to go thru the details inside 12 pages borang be ( e-filling 6 pg ) If without the borang be, it just like a car without engine.

This post has been edited by Ken_HP: Oct 31 2012, 12:14 AM

Does anyone know

Interest rate for personal loan for :

Ambank and public bank.

Thanks.

Anybody taking diners club loan here??

any one know which bank can take pl with minimal document. went and try rhb easy but epf till june only. didnt work for few month d.

halo

i now just salary rm 1500, now i wan do pl but reject few time
i now no hv EPF. and i work already 1.3 year , how i wan do if i wan loan
rm5k???

thank you

Sorry, Im new here..can you give me the link?

https://forum.lowyat.net/ServicesNoticeboard

Thank you..Im looking for bank islam representative..I need help because my loan was rejected.

does anyone know about overlapping? i have used personal loan with interest 3.98% at cimb.want to search for any banks with lower to do overlapping..does anyone know anybody talking about this or is there any links to this issue?

Hi,

Just wanna share the link I bumped in earlier.. http://www.alrajhibank.com.my/personal_promo42.shtml

I'm thinking of taking personal loan earlier to settle 2 CC (Maybank Petronas VISA & AEON CC). However after a while reading this forum, maybe I should take balance transfer program? I already researched on personal loan but not balace transfer, can somebody show some lights here? (Cause I don't have much time to research as I'm going to change company soon, scared that Banks would not approve if I just started working in my new workplace) Can also enlighten me on banks that offer the best service of this kind.

Thank you in advance
and have a nice day.