alliance bank BT　12 months 0% interest still available for new application? any link for that?

hsbc BT so many T&C. Better go for DA or MBB. It also 0%.

I couldn't agree more !

i called up.
no processing/admin fee

I don't think you will face any problems if you are a discipline and smart guy

how the citibank BT works ? got separate account for that ?

First time BT from OCBC Titanium to Maybank Amex by fax, just want to ask whether Maybank will send a cheque to me or will pay OCBC directly into my credit card account?

Previously i have done BT from Maybank to RHB
They will pay direct to the bank

Anyone knows what are the rates to do BT for UOB CC now?

Lets say this month I already use RM1000 for my citibank credit card.
My statement is arrive and have 20 days free interest peroid.
Can I do it balance transfer to other bank in this 20 days free interest peroid?

you can and should do balance transfer before your due date. You should apply for Balance Transfer immediately after you get your statement so that the bank you applying BT with can process, approve and make payment to citibank (your example above) where you owing money before the due date to avoid interest charges.

Click my blog below for example

http://creditcardsmalaysia.blogspot.com/20...0-interest.html

This post has been edited by Gen-X: Jan 21 2011, 05:10 PM

from what i know, its not for new application but for current card owner.

no link at their website coz the promo is printed ads sent together with statement to current card holder.



pay direct to bank.

anyone fax bt application for to pbb ? i fax to them, but they said they didnt receive it and their primary fax number which is 21639400 is down. have to call their cs just to get the fax. but in the end they still said they havent receive it. anyone encounter this before ?

How many working days needed for MBB to process BT?

how about OCBC 6 months zero percent balance transfer plan? is it good? as it does not has seperate account like cimb

someone did post earlier, go read back few pages or do a search

no separate account for OCBC. As for your answer good or not, by next month you'll get an accurate answer as this month statement is for up to last month Dec where still interest free. Read CC thread where chemistry did mentioned his (hey chem if you reading this, you male or female?) sis or was it friend so far so good with OCBC BT.

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Added on January 27, 2011, 8:54 amBanka offering 0% Balance Transfer with credit cards now are as follows:

6 Months - CIMB, Public Bank, HSBC and OCBC (Titanium)
12 Months - Maybank and Alliance Bank

Cash from you credit card - Hong Leong Bank and EON Bank

To read more about above balance transfer (except for OCBC), please click link below to my article at my blog.

http://creditcardsmalaysia.blogspot.com/20...fer-2011-0.html

This post has been edited by Gen-X: Jan 27 2011, 08:54 AM

want to know, Can i do a BT to settle off another BT?
e.g. Currently I have a BT with DA for 12 months (1% pa interest).
As MBB also offers 12 months (0%, not sure still available?) So can i switch my BT from DA to MBB? The BT in DA has a separate account no which starts with 5482.

Thanks.

public bank takes within 5 days. maybank should be around the same.

I wish to apply BT for my citi statement RM 1,335.69 but the due date will be 7th Feb 11. If say that's only 5 days process then should be ok.

But I haven get any card from CIMB, OCBC, PBB, HSBC and also Alliance...

For the card approval need around 2 weeks, sure cannot apply now right?

As you said, 2 weeks is so much more than the 5 days. Just make your minimum payment to Citibank and wait for the approval of the 2nd card then only apply.