Anyone interested to do BT 0% for 6 months with HSBC, please do pm me.
Thank you!
Balance Transfer, What is it actually???
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 Jan 18 2011, 07:39 PM
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Jan 19 2011, 04:13 PM
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QUOTE(zcatz @ Jan 19 2011, 12:08 PM) any processing fee/ upfront charges? No processing or upfront charges. QUOTE(MilesAndMore @ Jan 19 2011, 01:33 PM) Don't sign up for their 0% 6-month BT if you have an ongoing 0% IPP in your HSBC credit card. Call them in and they will explain to you. QUOTE(Gen-X @ Jan 19 2011, 01:41 PM) well, I got a call from HSBC today offering me BT so took the opportunity to ask about what MilesAndMore mentioned. Well if you got like installment, autodebit , etc with your HSBC account, there is a hierarchy on how your payment is made. The girl keep saying no need worry as my record doesn't have any outstanding balance or plans which makes me wonder why would I have problems?. Better to go with CIMB where they create a new separate account for BT approved. Different bank different procedures. For HSBC, we base on hierarchy payment. Meaning if you make payment, the payment will go to balance transfer then IPP then only to your retail purchases. So it is advisable not to use your card on retail purchases if you have any IPP or Balance Transfer on your card. |
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Jan 20 2011, 04:15 AM
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I don't think you will face any problems if you are a discipline and smart guy
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