QUOTE(nicregi @ Jul 12 2011, 12:15 PM)
Why don't use 0 installment payment via credit card? Shop will charge you 2-5%. Just swipe full and dont tell them you going for 0 interest. Swipe already, walk off and call bank and tell them change to 0% installment. The shop will bear the 2-5% charges then

Of course, call bank earlier to inform them that you are going to do so...

Please don't give people wrong advise / incomplete advise which will end up somebody paying more for fees.
For conversion to EPP after the purchase is made, bank will 99.99% charge you fees depending on the bank + duration of EPP. Plus not all banks/cards offer EPP conversion. For EPP purchase, banks do charges some extra fees to the merchant. However, in my opinion this is a business cost and should be borne by the merchant and not pass on to the consumer. Walk away if they do this and don't justify it just because you don't have cash to buy the phone.
I don't advocate paying the merchant more than the product price as the fees should be borne by them. However, this is a hot phone / item and like any Malaysian merchant love to do - is to take advantage of the consumer.
BTW ... just some facts the S2 (NFC) version is selling for USD1258 over at the Duty Free area in Sheraton Seoul. I was like

. Don't know who will buy it at that price.
This post has been edited by hye: Jul 12 2011, 12:44 PM