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Credit Cards UOB Credit Cards, Revamp One Card - It's A Pure Cash Back

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ronnie
post Jul 31 2013, 07:41 AM

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QUOTE(minmin @ Jul 31 2013, 03:20 AM)
hey guys, i have accumulated some smart cash in my card,

lets say RM40, can i go to BHP and just say i want to spend all my smart cash? Must do it via counter?

Thanks~
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Yes... only at counters
LightningZERO
post Jul 31 2013, 05:51 PM

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Well the CS finally replied to my mail and said they have sent the pin to my billing address. LOL
sj0217
post Jul 31 2013, 09:55 PM

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Do u guys received a SMS from UOB as per below:

UOB cards: let us manage your bills! Enjoy RM20 Cash Back for each telco/ utility bill Autopay sign up. SMS UOBP1 to 66300 now! Promo till 30/9. T&C apply

Is this meant will be cash back RM20 for every month for Autopay ??
jwwc
post Aug 1 2013, 10:26 AM

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QUOTE(sj0217 @ Jul 31 2013, 09:55 PM)
Do u guys received a SMS from UOB as per below:

UOB cards: let us manage your bills! Enjoy RM20 Cash Back for each telco/ utility bill Autopay sign up. SMS UOBP1 to 66300 now! Promo till 30/9. T&C apply

Is this meant will be cash back RM20 for every month for Autopay ??
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I got this SMS also... only one time off RM20 cash back per signup and by invitation only
jwwc
post Aug 1 2013, 11:14 AM

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Travel Spend & Win

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This post has been edited by jwwc: Aug 1 2013, 11:14 AM
nothingz
post Aug 1 2013, 12:04 PM

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their conversion rate is very high, not very worth the try
Kazachok
post Aug 1 2013, 02:00 PM

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QUOTE(sj0217 @ Jul 31 2013, 09:55 PM)
Do u guys received a SMS from UOB as per below:

UOB cards: let us manage your bills! Enjoy RM20 Cash Back for each telco/ utility bill Autopay sign up. SMS UOBP1 to 66300 now! Promo till 30/9. T&C apply

Is this meant will be cash back RM20 for every month for Autopay ??
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Yup. Registered my astro and tnb bill. One time RM40 rebate.

fkinmeng
post Aug 1 2013, 03:03 PM

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QUOTE(nothingz @ Aug 1 2013, 12:04 PM)
their conversion rate is very high, not very worth the try
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hk trip worth 5k. brows.gif
nothingz
post Aug 1 2013, 03:24 PM

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QUOTE(fkinmeng @ Aug 1 2013, 03:03 PM)
hk trip worth 5k. brows.gif
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ya, as if you will sure win. unless there is specific merchant discount, else i wont use it
hooi1983
post Aug 1 2013, 04:10 PM

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UOB Vox will reduce 5% rebate to 0.5%?
nothingz
post Aug 1 2013, 04:27 PM

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QUOTE(hooi1983 @ Aug 1 2013, 04:10 PM)
UOB Vox will reduce 5% rebate to 0.5%?
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where did you see that, i just know that from today onwards, minimum online transaction amount is RM50 to qualify for the 5% rebate
futra
post Aug 1 2013, 04:51 PM

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Just got a call from the bank, offering me the VOX card. I'm interested with the 0% EPP thing (for 6months, then 1% onwards) for purchases above RM1k.

Ques is.. do I really need another card, since I just got my One card? What does the VOX benefit than the One card.. in terms of, lets say buying furniture, tv, etc.?
nothingz
post Aug 1 2013, 04:56 PM

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QUOTE(futra @ Aug 1 2013, 04:51 PM)
Just got a call from the bank, offering me the VOX card. I'm interested with the 0% EPP thing (for 6months, then 1% onwards) for purchases above RM1k.

Ques is.. do I really need another card, since I just got my One card? What does the VOX benefit than the One card.. in terms of, lets say buying furniture, tv, etc.?
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vox card is mainly good for online transaction rebate only. for the epp, make sure there is no upfront or service charge
sj0217
post Aug 1 2013, 05:17 PM

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QUOTE(jwwc @ Aug 1 2013, 10:26 AM)
I got this SMS also... only one time off RM20 cash back per signup and by invitation only
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QUOTE(Kazachok @ Aug 1 2013, 02:00 PM)
Yup. Registered my astro and tnb bill. One time RM40 rebate.
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mean only cash back RM20 for one time when sign up autopay? I tot for all one card holder can be apply for it

LightningZERO
post Aug 1 2013, 06:56 PM

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Any minimum period u must fix your card to the bill autopay?
titanic_crash
post Aug 1 2013, 06:57 PM

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i used to have UOB One ...previously, the cash rebate for petrol up to rm20...however, UOB have reduce it to rm15 max per month...i just terminate the card today..
fkinmeng
post Aug 2 2013, 09:40 AM

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QUOTE(titanic_crash @ Aug 1 2013, 06:57 PM)
i used to have UOB One ...previously, the cash rebate for petrol up to rm20...however, UOB have reduce it to rm15 max per month...i just terminate the card today..
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it seems that now is the time where most cards lose their "benefits", other bank cards also changing. mad.gif
sweetie_viking
post Aug 2 2013, 10:34 AM

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QUOTE(nothingz @ Aug 1 2013, 12:04 PM)
their conversion rate is very high, not very worth the try
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got meh? i just used my vox recently for an overseas spend and the rates were ok, mah. last few months i used my mbb amex and that one was really very high.
fkinmeng
post Aug 2 2013, 04:12 PM

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just realised not all bhp petrol station offers smart cash rebate.

went to the one at Pagoh R&R, didn't receive smart cash rebate, CS said that it's because that particular bhp station doesn't tie up with uob, and when i asked them to check, they said there's no bhp station in Pagoh in their system. sleep.gif
nothingz
post Aug 2 2013, 08:33 PM

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QUOTE(sweetie_viking @ Aug 2 2013, 10:34 AM)
got meh? i just used my vox recently for an overseas spend and the rates were ok, mah. last few months i used my mbb amex and that one was really very high.
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UOB VOX
03 JUN SGD 14.22 = RM36.11 2.539
05 JUN SGD 99.00 = RM252.17 2.547
13 JUL SGD 66.30 = RM171.41 2.585 *99.65%=2.576


MBB AMEX
27-Jul-13 S$39.80 RM103.22 2.593
21-Jul-13 S$98.00 RM254.41 2.596
20-Jul-13 S$4.65 RM12.08 2.598 *98%=2.546
29-Jun-13 S$26.00 RM67.38 2.591
22-Jun-13 S$133.84 RM345.74 2.583
15-Jun-13 S$53.10 RM137.28 2.585
18-May-13 S$133.83 RM331.66 2.478


cant find exact comparison but you look at the 13 Jul VOX 2.585, given the fact that it has only 0.35% rebate normally, compare with Amex 5 times points (now equivalent to 2% rebate).

27th July AMEX is the most recent transaction where as SGD has appreciated quiet substantially, the rate was only 2.593 while you look at 13th July UOB rate is already 2.585. I think the difference is already very obvious

the above comparison is only for SGD, can't really justify but SG is UOB's HQ, given the rate is so disappointing, i think no need to see elsewhere

This post has been edited by nothingz: Aug 2 2013, 08:35 PM

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