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Credit Cards Standard Chartered Bank Credit Cards V1, Let's talk about SCB's credit card here

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idunnolol
post Dec 7 2011, 02:01 AM

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Are they as strict as UOB in processing the credit card?
shiroikun
post Dec 7 2011, 02:23 AM

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QUOTE(carpathia @ Dec 6 2011, 08:52 AM)
Agree with both of you. I just got the biz visa plat card, hardly see any benefits or great offers with this card. Even those f&b outlets discounts all have high min spend criteria. One thing that shocked me was when i got the card, they gave me 80k credit limit . . .
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wow, thats alot...can I know the card that with highest CL with you before getting this 80K CL card?
virgoguy
post Dec 7 2011, 07:50 AM

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QUOTE(danlhct @ Dec 7 2011, 12:15 AM)
Huh?? So easy to get AF and GST waiver? Only 3 times a year? Do we need to call or email to ask for it?
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yup, I've double confirm with the CC agent aka bank staff. He said as long as your card still active you can call up for AF waived and redeem the points for offset the GST with 3 swipes at the GST month. If he lied to me I gonna screw him alot during the card anniversary. rolleyes.gif


Added on December 7, 2011, 8:00 am
QUOTE(idunnolol @ Dec 7 2011, 02:01 AM)
Are they as strict as UOB in processing the credit card?
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yes definitely. My application previously failed for first 2 times although already proven my annual is more than 60k with pay slip and epf statement. 3rd time the agent personally appeal for me and approve although I already give up and don't bother. But then once you get approve for the business visa, the CL definitely high

This post has been edited by virgoguy: Dec 7 2011, 08:00 AM
idunnolol
post Dec 8 2011, 01:20 AM

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What a bloody bank, New applicant must also be an existing customer of other bank with 1 year track record in loan related product.
shiroikun
post Dec 10 2011, 03:50 AM

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Wanna check with you all, what is the different preferred banking from their world master card and the priority banking from VI? Izzit both having the same thing which you can cut queue when doing transaction in the branch?
andrekua
post Dec 10 2011, 07:58 AM

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QUOTE(carpathia @ Dec 6 2011, 08:52 AM)
Agree with both of you. I just got the biz visa plat card, hardly see any benefits or great offers with this card. Even those f&b outlets discounts all have high min spend criteria. One thing that shocked me was when i got the card, they gave me 80k credit limit . . .
*
One card to make you kill the rest, by offering high credit limit... usually offering 3-4x of your previous card credit limit.


SUSMNet
post Dec 10 2011, 03:21 PM

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y u 1 high cl?

if ur card kene fraud then u will not happy
SUSrockefeller
post Dec 10 2011, 06:54 PM

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I went to Stanchart KL Main just now to clear my credit card outstanding via cash deposit machine. I was shocked to hear they will only take my payment into account on Monday as today and tomorrow are not working days. THIS IS RIDICULOUS.

When I pay my cimb or maybank credit cards via their cash deposit machines, they are effected immediately! I repeat IMMEDIATELY.

Standard Chartered Here For Good? Of course has to be here for good since it takes AGES to get a bloody transaction done!
MilesAndMore
post Dec 11 2011, 12:58 AM

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QUOTE(rockefeller @ Dec 10 2011, 06:54 PM)
I went to Stanchart KL Main just now to clear my credit card outstanding via cash deposit machine. I was shocked to hear they will only take my payment into account on Monday as today and tomorrow are not working days. THIS IS RIDICULOUS.

When I pay my cimb or maybank credit cards via their cash deposit machines, they are effected immediately! I repeat IMMEDIATELY.

Standard Chartered Here For Good? Of course has to be here for good since it takes AGES to get a bloody transaction done!
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If i'm not mistaken, it's the same for HSBC.

TSronnie
post Dec 11 2011, 01:17 AM

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Even OCBC's Cash Deposit after 10pm consider the next day's deposit.
SUSrockefeller
post Dec 11 2011, 07:54 PM

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QUOTE(rockefeller @ Dec 10 2011, 06:54 PM)
I went to Stanchart KL Main just now to clear my credit card outstanding via cash deposit machine. I was shocked to hear they will only take my payment into account on Monday as today and tomorrow are not working days. THIS IS RIDICULOUS.

When I pay my cimb or maybank credit cards via their cash deposit machines, they are effected immediately! I repeat IMMEDIATELY.

Standard Chartered Here For Good? Of course has to be here for good since it takes AGES to get a bloody transaction done!
*
Checked my stanchart online banking. The payment already reflected today. It seems their customer service officers don't even know what are they talking about.
viper88
post Dec 14 2011, 10:57 AM

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Attached Image

Any1 heard of this promo? I get email and call regarding this promo ask me join..

How come i chk at SCB website no info?

RM 288 cash back upon card approval for Platinum Visa Business card. drool.gif
After minus gomen tax RM50.. Still have RM238 cash back 2 use for free.
2 year free annual fees.

QUOTE(rockefeller @ Dec 11 2011, 07:54 PM)
Checked my stanchart online banking. The payment already reflected today. It seems their customer service officers don't even know what are they talking about.
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Attached File(s)
Attached File  CC_Acquisition_Offer___Dec_2011_.pdf ( 109.24k ) Number of downloads: 23
henryhing
post Dec 14 2011, 12:16 PM

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To be frank SC have the worst customer service. U all should try and call their customer service hotline and time urself. Usually u will need to call twice and press all the stupid numbers again and again and listen to their crap advert for a long time. I spend so much over online transaction also no one from sc call to verify my transaction. I got to help them call them to make sure transaction is safe instead. Poor service.. really disappointing . If i use Amex, with 2-3 mins after transaction, they will call me to make sure I actually use the card. Feel safer that way.
TeraPox
post Dec 14 2011, 12:37 PM

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anyone here happen to have SCB WMC?

pls share about the benefit it brings with it...

thanks...
TSronnie
post Dec 14 2011, 03:25 PM

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QUOTE(viper88 @ Dec 14 2011, 10:57 AM)
Attached Image

Any1 heard of this promo? I get email and call regarding this promo ask me join..

How come i chk at SCB website no info?

RM 288 cash back upon card approval for Platinum Visa Business card.  drool.gif
After minus gomen tax RM50.. Still have RM238 cash back 2 use for free.
2 year free annual fees.
*
This RM288 cash-back promo was offered at my friend's workplace.
MilesAndMore
post Dec 14 2011, 03:46 PM

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QUOTE(TeraPox @ Dec 14 2011, 12:37 PM)
anyone here happen to have SCB WMC?

pls share about the benefit it brings with it...

thanks...
*
Winner has it... or had it, i have no idea. He did give a feedback on this card. Do look up for his posts in this thread or the general credit card thread. He didn't like it because the benefits suck.

TeraPox
post Dec 14 2011, 05:26 PM

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QUOTE(MilesAndMore @ Dec 14 2011, 03:46 PM)
Winner has it... or had it, i have no idea. He did give a feedback on this card. Do look up for his posts in this thread or the general credit card thread. He didn't like it because the benefits suck.
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they just called me recently to apply for this card and can get RM300 airasia vouchers... biggrin.gif

but...

still thinking about it...


bertdeen30
post Dec 14 2011, 08:08 PM

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im a inifinite member , the priorty is depend on how you use on it , previouly they have a lounge for infinite holder to go some lounge with free food and drink , relax . but i think now have stop.

free priorty pass .. .

im also concern of plat business visa . do they embossed the company name ? im thinking to get 1 , because the inifinte have such very low cash back , if you taking the point for redemption as not as high comparing to business plat cc 0.5%.
Clareen
post Dec 19 2011, 08:11 PM

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QUOTE(bertdeen30 @ Dec 14 2011, 08:08 PM)
im a inifinite member , the priorty is depend on how you use on it , previouly they have a lounge for infinite holder to go some lounge with free food and drink , relax . but i think now have stop.

free priorty pass .. .

im also concern of plat business visa . do they embossed the company name ? im thinking to get 1 , because the inifinte have such very low cash back , if you taking the point for redemption as not as high comparing to business plat cc 0.5%.
*
I got my plat business visa from SCB but mine one they didn't even embossed my own company name on it.
Clareen
post Dec 19 2011, 08:12 PM

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QUOTE(viper88 @ Dec 14 2011, 10:57 AM)
Attached Image

Any1 heard of this promo? I get email and call regarding this promo ask me join..

How come i chk at SCB website no info?

RM 288 cash back upon card approval for Platinum Visa Business card.  drool.gif
After minus gomen tax RM50.. Still have RM238 cash back 2 use for free.
2 year free annual fees.
*
Walao i just got mine platinum visa business card on nov and now dec cash back so high sad.gif


Added on December 19, 2011, 8:20 pm
QUOTE(carpathia @ Dec 6 2011, 08:52 AM)
Agree with both of you. I just got the biz visa plat card, hardly see any benefits or great offers with this card. Even those f&b outlets discounts all have high min spend criteria. One thing that shocked me was when i got the card, they gave me 80k credit limit . . .
*
They really give high credit limit, My case i'm first time card holder, my first card is approve by SCB and it's platinum + business platinum card with credit limit 36k shocking.gif

This post has been edited by Clareen: Dec 20 2011, 05:32 PM

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