If i'm not mistaken, SCB Choice Points are valid for 3 years.

It all depends on your spending pattern...


You only need 10,000 Choice Points to get the RM50 credit card tax waived. Standard Chartered is giving you 1,000 extra yet you are scolding them. I personally think Standard Chartered is very generous. Try to ask other banks such as CIMB Bank, Citibank, HSBC or Maybank if they are going to offer you the same thing.


And how is this a surprise ? Everything is so expensive nowadays

All CIMB Bank does is to give you a more flexible choice by redeeming the GST in full or just partial of it. But seriously, the point value is still EXACTLY the same. And CIMB Bank won't be so generous to offer you free points to offset the credit card tax. At CIMB, you actually need to spend RMxxxx yourself before you'll have any points to redeem the credit card tax. However, you don't need to do the same with Standard Chartered credit card because they are so generous that they give you free points which you can use to redeem the credit card tax without having to fork out your own hard earned points or money.


Well, you are wrong. You also need 10k points to redeem the RM50 credit card tax at Hong Leong Bank. HSBC is the lowest actually for just 9,500 points.

This post has been edited by MilesAndMore: Aug 11 2011, 01:01 PM

Not saying Standard Chartered is good. Just that they are generous with all the free points they give to their credit card holders to redeem the credit card service tax.


OCBC Titianium MasterCard is way better. And then there is this Maybankard 2 cards. There are dedicated threads for these two products. Do check it out.

Yes. 14,000 Choice Points = RM50

Inflation happened. It was just 10,000 Choice Points = RM50 a few weeks ago.

I can totally feel your joy because you're so excited that you thanked the wrong bank

This post has been edited by MilesAndMore: Aug 27 2011, 02:01 PM

Standard Chartered is the official sponsor of this sub-forum now. Just saying...

I can see their ad on the bottom of this page now

To those at Standard Chartered, you can boost your market share in the local credit card segment simply by studying the kind of credit card Maybank and OCBC Bank are offering

The 1% cash rebate is applicable only to the Preferred debit MasterCard. For the credit card, you will be given 2x Choice Points if you charge at least RM1,500 to your card in each statement cycle.

If i'm not mistaken, it's the same for HSBC.

Winner has it... or had it, i have no idea. He did give a feedback on this card. Do look up for his posts in this thread or the general credit card thread. He didn't like it because the benefits suck.

Only Starwood Preferred Guest (SPG) is mentioned. So it means you'll get just the SPG card but not the Starwood Privilege card which is entirely different thing. SPG is free while Starwood Privilege card is not. Usually it's the bank that pay the Starwood Privilege card's annual fee for its customers.

Maybank VISA Infinite is the only one as far as i know.

https://forum.lowyat.net/topic/1845691

There is no condition to meet as you can't use this particular credit card to enter the KLIA MAS Golden Lounge for free. And kindly refrain from posting the same question over several threads over and over again. Thanks.

You don't like the petrol station holding RM200-RM250 as deposit from your credit card account... and you think most redemption gifts from the bank are craps ? Some banks do offer some very high-tech branded coffee maker for their credit card holders to redeem. You may redeem an LED TV too if you have a lot of points... or as shiroikun mentioned, you can always redeem a shopping voucher. Don't fancy the shopping voucher either ? Well, you can always give it to other people. People love free money.

Everyone one of us here can pay with cash too but with inflation and all, people just want to get the most out of their hard earned money... Besides, in many countries, using credit card is considered the "in" thing to do too because it is so convenient as well as easier for you to keep track of your spending... where you've spent the money and all as everything is itemised.

Then shop around and get a cash back card. Then you do not have to worry about expired points anymore. Alternatively, go for credit card that has no expiry date for the accumulated points.

Agreed that hye was very accommodating this time around because most of the time, he would have just deleted it or if i saw it first, i would have done the same too as we do not allow people to pitch sales in this particular section of the forum. To do that, we have Services Noticeboard and you can advertise your services there.


Doesn't mean it's ok to do so.


To avoid being misled by agent