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Credit Cards Standard Chartered Bank Credit Cards V1, Let's talk about SCB's credit card here
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virgoguy
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Aug 23 2011, 08:30 AM
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QUOTE(ronnie @ Aug 23 2011, 07:44 AM) I have just called the SCB CS to get my 11000 ChoicePoints (takes 3-7 working days to be creditted into my account), after performing 3 transactions (1 online, 1 petrol swipe, 1 F&B swipe) does the 3 transactions min within a month or throughout the whole year? what about annual fee? any condition?
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virgoguy
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Aug 23 2011, 09:26 AM
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QUOTE(ronnie @ Aug 23 2011, 09:03 AM) To get 11000 ChoicePoints (for GST redemption), you need to perform minimum 3 CC transactions using that particular card within the same month the GST is charged. ok some scenario here. Let say the GST is charged on 29-30/6. Are you going to make 3 transactions before or after?
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virgoguy
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Aug 23 2011, 10:44 AM
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QUOTE(ronnie @ Aug 23 2011, 10:39 AM) In that case you better clarify with the SCB CS on getting the 11000 ChoicePoints. IMHO, if you had make 3 transactions prior to the GST being charged (and before statement is generated), you should be entitled for it. Is it easy to get annual fee waived If happen that I do not make much transaction throughout the year?
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virgoguy
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Nov 18 2011, 03:05 PM
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what's the current biz visa pla offers/benefits? is it very little info at the SCB webpage
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virgoguy
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Nov 23 2011, 02:58 PM
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QUOTE(Human Nature @ Nov 23 2011, 02:48 PM) SMS banking > Alerts - Manage your alerts > View alert > Transaction alert > Customize alert condition > Transaction alert setting > set amount Remember to select card, play around with it. It is there. maybank2u or ocbc got such function?
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virgoguy
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Nov 24 2011, 10:03 PM
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scb cc e-statement subscription is auto subscribe once your card application is approve? I believe i do not subscribe any e-statement from the website nor even receive my cc yet
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virgoguy
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Dec 5 2011, 11:24 PM
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QUOTE(shoduken @ Dec 5 2011, 05:20 PM) this card has been always one of the last list of bank i will get for credit card... the benifits and it merchant partners is so minor =.= I plan to use 3 times a year only for my business platinum just for the sake of get the AF and GST waived. I can't find any better card to serve as a backup/emergency with min condition and high CL.
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virgoguy
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Dec 7 2011, 07:50 AM
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QUOTE(danlhct @ Dec 7 2011, 12:15 AM) Huh?? So easy to get AF and GST waiver? Only 3 times a year? Do we need to call or email to ask for it? yup, I've double confirm with the CC agent aka bank staff. He said as long as your card still active you can call up for AF waived and redeem the points for offset the GST with 3 swipes at the GST month. If he lied to me I gonna screw him alot during the card anniversary.  Added on December 7, 2011, 8:00 amQUOTE(idunnolol @ Dec 7 2011, 02:01 AM) Are they as strict as UOB in processing the credit card? yes definitely. My application previously failed for first 2 times although already proven my annual is more than 60k with pay slip and epf statement. 3rd time the agent personally appeal for me and approve although I already give up and don't bother. But then once you get approve for the business visa, the CL definitely high This post has been edited by virgoguy: Dec 7 2011, 08:00 AM
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virgoguy
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Oct 3 2012, 09:47 AM
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what is the min annual income to apply business platinum visa? at the promotion banner it stated 48k but in the online application form it stated 72k
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virgoguy
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Nov 10 2012, 06:50 PM
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QUOTE(Human Nature @ Nov 9 2012, 09:14 PM) My annual GST/AF is end of Nov.Been a dilemma of whether to cancel this CC since last month. Once I got this email,I directly call up and ask for CC cancellation without thinking further.  Added on November 10, 2012, 6:52 pmQUOTE(ed0gawa @ Nov 10 2012, 03:45 PM) Stupid StanChart, they are really doing their best chasing away customer 0.5% CashBack on all retail transactions (Business Platinum & Business Gold) Free access to KLIA Plaza Premium Lounge (Business Platinum & Platinum)WTF man, i havent get the chance to go into the lounge and now they cancelling the benefit liao... lol you are right, they are good in chasing away all the Biz Plat card holder with that email. Are they facing crisis after giving too much free cash until they have to discontinue this cc's privileges? This post has been edited by virgoguy: Nov 10 2012, 06:52 PM
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