At least your annual income is more than 60K and they only give you half of that. Is that really bad? You are more than capable of paying back.
Credit Cards Standard Chartered Bank Credit Cards V1, Let's talk about SCB's credit card here
Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards|
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 Dec 19 2011, 10:26 PM
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Senior Member
3,887 posts Joined: Jun 2008  
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Dec 20 2011, 04:09 PM
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Staff
72,807 posts Joined: Sep 2005 From: KUL 
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Er, one lady called me today to offer me a SCB Business Platinum card. Too bad I was quite busy when she called and I told her I'm not keen in it.
I'm not sure if I said the right thing... Please tell me it is not one of the best cards in market now.  |
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Dec 20 2011, 04:54 PM
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Senior Member
1,684 posts Joined: Apr 2008
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in case you don't have OCBC titanium and that shop does not accept AMEX, this card is good for you because it gives you 0.5% cash back + 1 points for every RM1 spent.
This is card gives free access to premium lounge at klia. One more thing, they will give extra high credit limit for you This post has been edited by gerrardling: Dec 20 2011, 04:55 PM |
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Dec 20 2011, 04:58 PM
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Junior Member
75 posts Joined: Dec 2008 From: From Ipoh to KL 
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hi every1..i may sound silly, i applied the biz platinum card during the recent bookfest in the mines...got my card today...but the card look like platinum but the paper states 'gold visa'..
im confuse.and the credit limit they give is way too high!! |
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Dec 20 2011, 05:20 PM
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All Stars
26,525 posts Joined: Jan 2003
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QUOTE(ariel83 @ Dec 20 2011, 04:58 PM) hi every1..i may sound silly, i applied the biz platinum card during the recent bookfest in the mines...got my card today...but the card look like platinum but the paper states 'gold visa'.. The word Platinum is written on the card for the Plat Business. How high is way too high?im confuse.and the credit limit they give is way too high!!  |
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Dec 20 2011, 05:23 PM
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Senior Member
965 posts Joined: Mar 2008
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QUOTE(henryhing @ Dec 14 2011, 12:16 PM) To be frank SC have the worst customer service. U all should try and call their customer service hotline and time urself. Usually u will need to call twice and press all the stupid numbers again and again and listen to their crap advert for a long time. I spend so much over online transaction also no one from sc call to verify my transaction. I got to help them call them to make sure transaction is safe instead. Poor service.. really disappointing . If i use Amex, with 2-3 mins after transaction, they will call me to make sure I actually use the card. Feel safer that way. +1i cannot confirm with my online purchase, needtheir SC to call back... now had been 3weeks no respond, luckly the transaction went smoothly  |
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Dec 20 2011, 05:35 PM
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Senior Member
2,603 posts Joined: May 2006 From: USJ Taipan + PJ SS2
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Any idea how's the flexi rate charge for SCB Platinum card?
P/S I found alr it's 4.99% PA This post has been edited by Clareen: Dec 20 2011, 05:41 PM |
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Dec 20 2011, 05:55 PM
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Junior Member
113 posts Joined: Oct 2010 From: Klang Valley (Bangsar)
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QUOTE(Clareen @ Dec 20 2011, 05:35 PM) Any idea how's the flexi rate charge for SCB Platinum card? how do you mean by flexi rate ? cash out and use it and repay yearly ? P/S I found alr it's 4.99% PA a year interest only @ 4.99% ? how to get a flexi with scb biz plat? |
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Dec 20 2011, 07:48 PM
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Senior Member
2,603 posts Joined: May 2006 From: USJ Taipan + PJ SS2
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QUOTE(bertdeen30 @ Dec 20 2011, 05:55 PM) how do you mean by flexi rate ? cash out and use it and repay yearly ? No is monthly installment for the transaction you done with above RM500. I didn't apply for cash out so i'm not so sure about this. But i believe cash out by credit card is very not worth, actually i clear my credit card every month before the due date to avoid interest, so after all i'm still earning from its rebate 0.5% a year interest only @ 4.99% ? how to get a flexi with scb biz plat?  |
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Dec 20 2011, 07:52 PM
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Staff
72,807 posts Joined: Sep 2005 From: KUL
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QUOTE(gerrardling @ Dec 20 2011, 04:54 PM) in case you don't have OCBC titanium and that shop does not accept AMEX, this card is good for you because it gives you 0.5% cash back + 1 points for every RM1 spent. I see. At least it still hasn't hurt that much for now. I will apply for OCBC Ti soon. Hope I can get that and heals me a bit after happily rejected the offer from SCB. This is card gives free access to premium lounge at klia. One more thing, they will give extra high credit limit for you  Wah, very generous of them to give such high CL! Unlike Maybank which is popular for its stinginess. Anyway, it is still sufficient for my current usage.Thanks for the info by the way.  |
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Dec 21 2011, 08:58 AM
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Senior Member
2,388 posts Joined: Sep 2004
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tried to cancelled SCB CC using letter seems that they just ignore my letter
still sending statement, need to call them up personally for the cancellation |
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Jan 1 2012, 10:56 AM
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Senior Member
4,094 posts Joined: Jan 2003 From: USJ
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happy new year, it's pay bills time again
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Jan 1 2012, 01:55 PM
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All Stars
18,411 posts Joined: Oct 2010
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Paid bills on SCB online:
4/11/11 rm110 1/12/11 rm101 1/1/12 rm302 Hopefully can get maximum rm100 rebate after forgoing OCBC guranteed rebate of 5%. This post has been edited by MGM: Jan 1 2012, 01:58 PM |
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Jan 1 2012, 01:59 PM
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Senior Member
1,168 posts Joined: Jun 2006
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Hopefully I get the full rebate as well
I paid more than RM500 for 3 months continuously. I think the rebate should be in after Feb |
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Jan 1 2012, 02:09 PM
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All Stars
18,411 posts Joined: Oct 2010
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QUOTE(shiroikun @ Jan 1 2012, 01:59 PM) Hopefully I get the full rebate as well You mean in total you paid online > rm1500 from Nov2011 to Jan2012? I paid more than RM500 for 3 months continuously. I think the rebate should be in after FebBut the maximum rebate will still be rm100. |
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Jan 1 2012, 02:20 PM
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Senior Member
1,168 posts Joined: Jun 2006
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QUOTE(MGM @ Jan 1 2012, 02:09 PM) You mean in total you paid online > rm1500 from Nov2011 to Jan2012? YES you are right, i paid 5 bills each month... sad to say, I don't have OCBC TitaniumBut the maximum rebate will still be rm100. |
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Jan 1 2012, 02:25 PM
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All Stars
26,525 posts Joined: Jan 2003
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QUOTE(shiroikun @ Jan 1 2012, 02:20 PM) YES you are right, i paid 5 bills each month... sad to say, I don't have OCBC Titanium Time for you to get one, unless you have other cards that give 5% for utilities too. |
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Jan 1 2012, 02:27 PM
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Junior Member
151 posts Joined: Nov 2011
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Any other cards give more than 5% ?
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Jan 1 2012, 02:35 PM
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Senior Member
1,168 posts Joined: Jun 2006
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QUOTE(Human Nature @ Jan 1 2012, 02:25 PM) Time for you to get one, unless you have other cards that give 5% for utilities too. I don't feel like applying anymore credit cards in the near future... in fact I want to cancel most of them and only retain Citibank and MBB only. Feel headache when maintaining those plastic cards. What I wish is to get a CIMB VI or MBB VI in this year 2012. |
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Jan 1 2012, 03:27 PM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur 
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Paid bills amounting to RM500 (consecutive for 3 months) via SCB online... now need to wait for my RM100 Cash Rebate.
 Let's hope we all get the 20% vs 5% (from OCBC Titanium)   |
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