I just realised that Standard Chartered has implemented a new security measure for credit card payment lately. An email alert contains brief info of your purchase and payment amount, will be sent to your email address upon over certain payment threshold.

So far, I received emails alert whenever my payment over RM3k for both retail purchase and online payment. No phone call from the customer service officer anymore.

Guys, pls check your registered email address with SCB!!

you can also setup ur sms banking thru the online banking to sms you whenever a transaction passes your preset threshold

Just updated my email to SCB Customer Service... and no more paper statement.

I just cancelled my 2 SCB cards because of GST and within 3 working days, they called me to take back 1 of the cards.
Now waiting for UOB to do so as well as I just cancelled it as well, but I guess they are slow.

A bit off topic, but anyone tried this for Citibank Clear card where when u cancel, they will waive the GST?

This post has been edited by yflai1: Jun 7 2011, 09:19 PM

i disable the mobile banking but enable the SMS alert..will still be able to receive alerts right?

yes, i oso do not enable mobile banking
just make sure ur sms banking setting is correct

Hi yflai,

Did u cancel SCB credit card via phone? I've just terminated my Citibank plat cash back and they didn't want to waive the GST for me

I thought they will give u 11k points when u swipe 3 times. U still gain 1k points after u use 10k points to redeem GST.

I went to SCB's branch and cancelled it. Hmm...I guess Citibank would rather lose customers than paying for the RM50. They really believe in the benefits they are providing to cardholders are attractive enough. How often do u use the card?


I did not swipe it for the last one year and I had every intention to cancel it. What am I gonna do with the extra 1K points? Use the card and collect up to 10K just to exchange for some measly voucher? I'd rather use other cards that give u instantly more - like cash rebates.

You can change 5000 ChoicePoints for RM25 cash back to your CC... that's a 0.5% rebate (based on RM1=1 ChoicePoint)

Yeah...I saw that in their before last time as well...but still, I will need to use another 4K before I get another 4K points. See, the "evil" they make u do.
Better I spend this 4K with 5% / 7.5% rebate? Even though I know now they're offering the 25% dining cash back for these two months but, my
monthly food bill does not reach their minimum amount.

On a side note, for F&B industry, usually these are the 2 slowest months in the year if I'm not mistaken. Anyone from F&B industry, correct me if I'm wrong. Thanks.

I used SCB credit card a lot over the last one year, but I will call SCB to tell them i wanna cancel the card as I'm not very keen to pay the RM50 service tax

I have reach >50% of the maximum payout liao...
Did it I overspend ? Not really as I still have to eat lunch & dinner. When will mamak start accepting CC ?

Why are June & July the slowest month ? It's Mega Shopathon Sale month !!!

Smart move...

hopefully got lots ppl cancelling their justone cc so that scb will reopen the application to public

they wil pay u RM50 to "gao dim" the GSt, it happened to me and hence, stil keeping the card.

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Added on June 10, 2011, 9:53 amwats ya so great abt this card?

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Added on June 10, 2011, 9:54 ami dont understand this. If only getting 10% cash back, why is the promotion says 25% ?


This post has been edited by andyfriends: Jun 10 2011, 09:54 AM

I called Citibank CS and told them I wanted to cancel my master clear card.. she offerred to waive my GST and credited it back into my account... of cause I need to keep the card...

that is the one of the trick used by citibank shell card. maximum cashback u can get is rm150. that mean u are only allowed to spend up to max rm600 for dinner. BUT u need to spend another rm900 to make it rm1500 in one month and it doesnt giving u any cashback at all.

so it will be 150/1500 = 10% cashback. The extra rm900 which doesnt entitle for cashback that u spent drag down the cashback value

The statement is not enitrely true. SCB Choice Points received will be 900 ChoicePoints, which is equivalent to 0.5% cash back (5000 ChoicePoints = RM25)

CC was create to let you spend more than you can afford

Hmm...i gotta do that this year, and seriously, this time I want to cancel my card.

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Added on June 10, 2011, 3:03 pmThat's why they have all this shopping and sales and food promos at this time of the year, the rest of the year are mostly festival/holiday seasons where people will spend. U will see lots of wine promos at this time as well.

This post has been edited by yflai1: Jun 10 2011, 03:03 PM