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Credit Cards Standard Chartered Bank Credit Cards V1, Let's talk about SCB's credit card here
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yflai1
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Jun 7 2011, 09:18 PM
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Getting Started

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QUOTE(alexwsk @ Jun 7 2011, 01:09 PM) hehe, but i don't want to try it on my JustOne I just cancelled my 2 SCB cards because of GST and within 3 working days, they called me to take back 1 of the cards. Now waiting for UOB to do so as well as I just cancelled it as well, but I guess they are slow. A bit off topic, but anyone tried this for Citibank Clear card where when u cancel, they will waive the GST? This post has been edited by yflai1: Jun 7 2011, 09:19 PM
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yflai1
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Jun 9 2011, 02:29 PM
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Getting Started

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QUOTE(muscaa @ Jun 8 2011, 03:49 PM) Hi yflai, Did u cancel SCB credit card via phone? I've just terminated my Citibank plat cash back and they didn't want to waive the GST for me I went to SCB's branch and cancelled it. Hmm...I guess Citibank would rather lose customers than paying for the RM50. They really believe in the benefits they are providing to cardholders are attractive enough. How often do u use the card? QUOTE(pokemon @ Jun 8 2011, 10:39 PM) I thought they will give u 11k points when u swipe 3 times. U still gain 1k points after u use 10k points to redeem GST. I did not swipe it for the last one year and I had every intention to cancel it. What am I gonna do with the extra 1K points? Use the card and collect up to 10K just to exchange for some measly voucher? I'd rather use other cards that give u instantly more - like cash rebates.
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yflai1
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Jun 9 2011, 04:35 PM
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Getting Started

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QUOTE(ronnie @ Jun 9 2011, 03:43 PM) You can change 5000 ChoicePoints for RM25 cash back to your CC... that's a 0.5% rebate (based on RM1=1 ChoicePoint) Yeah...I saw that in their before last time as well...but still, I will need to use another 4K before I get another 4K points. See, the "evil" they make u do. Better I spend this 4K with 5% / 7.5% rebate? Even though I know now they're offering the 25% dining cash back for these two months but, my monthly food bill does not reach their minimum amount. On a side note, for F&B industry, usually these are the 2 slowest months in the year if I'm not mistaken. Anyone from F&B industry, correct me if I'm wrong. Thanks.
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yflai1
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Jun 10 2011, 02:59 PM
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Getting Started

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QUOTE(edwinlcw @ Jun 10 2011, 10:27 AM) I called Citibank CS and told them I wanted to cancel my master clear card.. she offerred to waive my GST and credited it back into my account... of cause I need to keep the card... Hmm...i gotta do that this year, and seriously, this time I want to cancel my card. Added on June 10, 2011, 3:03 pmQUOTE(ronnie @ Jun 10 2011, 07:34 AM) I have reach >50% of the maximum payout liao... Did it I overspend ? Not really as I still have to eat lunch & dinner. When will mamak start accepting CC ? Why are June & July the slowest month ? It's Mega Shopathon Sale month !!! That's why they have all this shopping and sales and food promos at this time of the year, the rest of the year are mostly festival/holiday seasons where people will spend. U will see lots of wine promos at this time as well. This post has been edited by yflai1: Jun 10 2011, 03:03 PM
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