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Credit Cards Standard Chartered Bank Credit Cards V1, Let's talk about SCB's credit card here

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johnnyc
post Oct 8 2012, 10:54 PM

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someone is claiming she from PS but the number is from Perak offering card but i reject it because I'm not from Perak and I don't trust anyone in telesale at all unless i initiate the call first


Human Nature
post Oct 8 2012, 11:07 PM

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QUOTE(johnnyc @ Oct 8 2012, 10:54 PM)
someone is claiming she from PS but the number is from Perak offering card but i reject it because I'm not from Perak and I don't trust anyone in telesale at all unless i initiate the call first
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did you apply online? i think you did the right thing.
johnnyc
post Oct 8 2012, 11:14 PM

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QUOTE(Human Nature @ Oct 8 2012, 11:07 PM)
did you apply online? i think you did the right thing.
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No, not at all. I don't apply online. Even if I did apply it, shouldn't PS KL will calling me.

I don't feel to apply more card anymore at present time tongue.gif
TSronnie
post Oct 9 2012, 11:22 AM

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I've got 3 Price Solution Agents helping to apply 4 cards from SCB. This is so funny.

According to the latest Price Soultion agent I talked to :-
If you are existing cardholder, you should actually send one(1) request to ADD cards (all 7 cards) to enjoy the cash back brows.gif without going thru online application.
Human Nature
post Oct 9 2012, 01:36 PM

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Received sms that my applications are approved. They have not appear at online banking but i discovered something. I am able to see them listed at the points redemption website instead. Or you can just call CS and ask tongue.gif
sochaiapk
post Oct 9 2012, 04:08 PM

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QUOTE(Human Nature @ Oct 9 2012, 01:36 PM)
Received sms that my applications are approved. They have not appear at online banking but i discovered something. I am able to see them listed at the points redemption website instead. Or you can just call CS and ask  tongue.gif
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You are very sharp. I didnt notice that until i check the reward page.
lamode
post Oct 9 2012, 05:19 PM

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Purchased the RM2 deal from living social and did the online application to SCB.

Will keep you guys updated on the progress smile.gif
vincentxiang
post Oct 9 2012, 08:27 PM

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QUOTE(vincentxiang @ Oct 7 2012, 11:52 AM)
I tried to apply via online but it didn't pop up confirmation windows after i click submit and stuck in the review windows  cry.gif  cry.gif what should I do now? re their system will auto block those have submitted application but decline within 3 months?  shakehead.gif


Added on October 7, 2012, 11:57 am
well, it seem like this is the only option available to me  sad.gif
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Today, I called telesale and when i told them my intention thn they transfer me back to SC and saying that they are able to view the reason of decline rclxub.gif rclxub.gif when i told SC about my request but they said that is in top management absolute discretion for processing cc application sad.gif (how come it is different with what SC told me when i called them at first? vmad.gif ) moving forward, i asked them if it is possible to reapply again via online and they said i have to wait for another 6 months. When I further ask about I cant submit my application via online (I did apply agn after my cc application has declined) but SC told me that they did receive and they were declined at all doh.gif after go thru all hassle and disappointing response, i gav up to apply it.. gd luck to all applicant who success in getting free cash thumbup.gif
alexwsk
post Oct 9 2012, 11:27 PM

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QUOTE(ronnie @ Oct 9 2012, 11:22 AM)
I've got 3 Price Solution Agents helping to apply 4 cards from SCB. This is so funny.

According to the latest Price Soultion agent I talked to :-
If you are existing cardholder, you should actually send one(1) request to ADD cards (all 7 cards) to enjoy the cash back brows.gif without going thru online application.
*
evil, now i'm tempted
tahan tahan
celaw
post Oct 9 2012, 11:57 PM

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QUOTE(ronnie @ Oct 9 2012, 12:22 PM)
I've got 3 Price Solution Agents helping to apply 4 cards from SCB. This is so funny.

According to the latest Price Soultion agent I talked to :-
If you are existing cardholder, you should actually send one(1) request to ADD cards (all 7 cards) to enjoy the cash back brows.gif without going thru online application.
*
Yea! I just ask the agent to apply 3 gold cards for me after my online application failed. And it already approved after I checked to the rewards page as mentioned by Human Nature. smile.gif


Added on October 9, 2012, 11:58 pm
QUOTE(alexwsk @ Oct 10 2012, 12:27 AM)
evil, now i'm tempted
tahan tahan
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Bro, this is not evil la.. it is like put gold in front of you for free but you donwan take and "tahan" over there.. haha..

This post has been edited by celaw: Oct 9 2012, 11:58 PM
TSronnie
post Oct 10 2012, 07:24 AM

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QUOTE(celaw @ Oct 9 2012, 11:57 PM)
Yea! I just ask the agent to apply 3 gold cards for me after my online application failed. And it already approved after I checked to the rewards page as mentioned by Human Nature. smile.gif
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Did you check the Rewards page after received the Approval SMS or before the Approval SMS ?
rayfoo
post Oct 10 2012, 09:28 AM

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applying for this current online promo cashback, we are still being charged GST for 1st year correct?
TSronnie
post Oct 10 2012, 09:30 AM

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QUOTE(rayfoo @ Oct 10 2012, 09:28 AM)
applying for this current online promo cashback, we are still being charged GST for 1st year correct?
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Yes... the 1st year GST is charged and payable. You can offset with the CashBack received upon card approval.
Annual Fee is waived for 2 years.

I notice in my Transaction Details, the Cash-back received (upon card approval) is no longer listed after Statement has been generated.... seems fishy
rayfoo
post Oct 10 2012, 09:33 AM

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their T&C is as following, are they not following this?

12.For online applications, the cashback will be given to the cardholder in the following manner:-
12.1 For Gold / Business Gold credit card, the sum of RM150 will be credited to the cardholder's credit card account upon approval of the credit card. The balance RM100 will be credited within 30 days after that.
12.2 For Platinum / Business Platinum credit card and Preferred MasterCard World, the sum of RM200 will be credited to the cardholder's credit card account upon approval of the credit card. The balance RM100 will be credited within 30 days after that.

QUOTE(ronnie @ Oct 10 2012, 09:30 AM)
Yes... the 1st year GST is charged and payable. You can offset with the CashBack received upon card approval.
Annual Fee is waived for 2 years.

I notice in my Transaction Details, the Cash-back received (upon card approval) is no longer listed after Statement has been generated.... seems fishy
*
TSronnie
post Oct 10 2012, 09:35 AM

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QUOTE(rayfoo @ Oct 10 2012, 09:33 AM)
their T&C is as following, are they not following this?

12.For online applications, the cashback will be given to the cardholder in the following manner:-
12.1 For Gold / Business Gold credit card, the sum of RM150 will be credited to the cardholder's credit card account upon approval of the credit card. The balance RM100 will be credited within 30 days after that.
12.2 For Platinum / Business Platinum credit card and Preferred MasterCard World, the sum of RM200 will be credited to the cardholder's credit card account upon approval of the credit card. The balance RM100 will be credited within 30 days after that.
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If you want to follow the T&C, YOU CANNOT apply.... brows.gif doh.gif sweat.gif rolleyes.gif
Let others get the FREE cash thumbup.gif wub.gif
Human Nature
post Oct 10 2012, 10:08 AM

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QUOTE(ronnie @ Oct 10 2012, 09:30 AM)
Yes... the 1st year GST is charged and payable. You can offset with the CashBack received upon card approval.
Annual Fee is waived for 2 years.

I notice in my Transaction Details, the Cash-back received (upon card approval) is no longer listed after Statement has been generated.... seems fishy
*
My cashback and GST are all listed down for the old card. For new cards, not yet reach statement date.
kwcheah
post Oct 10 2012, 10:39 AM

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Didn't know that SCB is giving out credit card with such a cool fantastic.

RM 1,600 free cash is really attractive. tongue.gif
celaw
post Oct 10 2012, 01:05 PM

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QUOTE(ronnie @ Oct 10 2012, 08:24 AM)
Did you check the Rewards page after received the Approval SMS or before the Approval SMS ?
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I check after received only 2 approval sms. smile.gif
Human Nature
post Oct 10 2012, 01:29 PM

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Oh, this is another good feature that i stumbled upon biggrin.gif

QUOTE
Transfer Points   
 
You can now transfer reward points to your preferred nominees who hold Standard Chartered credit cards, in a few easy steps. Simply follow the instructions below to register family members or friends as your nominees, and transfer your points to them.

You also have the freedom to change your nominees anytime.

Example: Your spouse wants a specific product from our rewards catalogue, but does not have enough points on her SCB card to redeem it. With the click of a few buttons, you can now transfer sufficient points from any of your card accounts to your spouse's account for a small fee (terms and conditions apply). 

TSronnie
post Oct 10 2012, 01:40 PM

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QUOTE(Human Nature @ Oct 10 2012, 01:29 PM)
Oh, this is another good feature that i stumbled upon  biggrin.gif
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There's a SMALL FEE involved....

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