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Credit Cards Standard Chartered Bank Credit Cards V1, Let's talk about SCB's credit card here

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TSronnie
post Oct 4 2012, 11:08 PM

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The current Business Visa card looks different from the one I had in Feb-2011... smaller EMV chip, new VISA logo
Human Nature
post Oct 4 2012, 11:34 PM

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QUOTE(ronnie @ Oct 4 2012, 11:08 PM)
The current Business Visa card looks different from the one I had in Feb-2011... smaller EMV chip, new VISA logo
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The new one looks nicer biggrin.gif
hongchai888
post Oct 5 2012, 09:42 AM

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I am thinking to apply also, but the limited SCB branchers make me a bit worry of it when come to payment.

Kindly recommend some hassle free ways when we want to make payment?
TSronnie
post Oct 5 2012, 10:23 AM

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QUOTE(hongchai888 @ Oct 5 2012, 09:42 AM)
I am thinking to apply also, but the limited SCB branchers make me a bit worry of it when come to payment.

Kindly recommend some hassle free ways when we want to make payment?
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Interbank Giro is the most efficient method ... fees may applied.
fastreader
post Oct 5 2012, 12:38 PM

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QUOTE(hongchai888 @ Oct 5 2012, 09:42 AM)
I am thinking to apply also, but the limited SCB branchers make me a bit worry of it when come to payment.

Kindly recommend some hassle free ways when we want to make payment?
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or, u can one shot make a lot of payment. defeat the purpose of credit card..becomes debit card in a way
hongchai888
post Oct 5 2012, 03:21 PM

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QUOTE(fastreader @ Oct 5 2012, 12:38 PM)
or, u can one shot make a lot of payment. defeat the purpose of credit card..becomes debit card in a way
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Nice idea bro
andyfriends
post Oct 5 2012, 05:22 PM

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QUOTE(hongchai888 @ Oct 5 2012, 03:21 PM)
Nice idea bro
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might as well keep the money in the bank to earn int

fastreader
post Oct 5 2012, 07:53 PM

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QUOTE(andyfriends @ Oct 5 2012, 05:22 PM)
might as well keep the money in the bank to earn int
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this can be achieved too. by opening another savings account with that bank (so u can intrabank transfer), but it will cost u RM8 as they will definitely issue u a debit card to go with the new savings account. smile.gif
alexwsk
post Oct 5 2012, 08:10 PM

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QUOTE(fastreader @ Oct 5 2012, 07:53 PM)
this can be achieved too. by opening another savings account with that bank (so u can intrabank transfer), but it will cost u RM8 as they will definitely issue u a debit card to go with the new savings account. smile.gif
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scb does offer debit card for free with certain account, eg. Justone Current/Savings account
fastreader
post Oct 5 2012, 08:34 PM

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QUOTE(alexwsk @ Oct 5 2012, 08:10 PM)
scb does offer debit card for free with certain account, eg. Justone Current/Savings account
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or the powerpay if u are using ur company is using the payroll with them. smile.gif
ixole
post Oct 6 2012, 12:09 PM

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do we need to write a remark for " credit card application only" on the scan copy of our IC for online application? bcuz i remembered one of the bank staff asked me to do so for security purpose..

vincentxiang
post Oct 6 2012, 12:10 PM

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Hi, I applied business visa gold via online last 2 weeks ago and immediately received sms stating that it was pre-approval and pending for supporting doc for final approval (I didnt submit any doc along with online application). The following day, I received call from their staff (standard chartered) requiring doc submit and applied another gold card after he assured that i would get 250 for adding on another card. After I had submitted all required doc through their branch last friday and I called the staff (I have stored his number blush.gif ) yesterday but he informed me that my application has been declined mad.gif I immediately call their SC to confirm the issue and the SC advised me to call their tele-marketing to re-apply and assured i would still eligible for 250 free cash through tele-marketing for applying cc. Should I still try it out (I have been informed y the staff that I need for another 3 months if I want to reapply)? hmm.gif I am really confused for what they had told me rclxub.gif rclxub.gif
TSronnie
post Oct 6 2012, 12:11 PM

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QUOTE(ixole @ Oct 6 2012, 12:09 PM)
do we need to write a remark for " credit card application only" on the scan copy of our IC for online application? bcuz i remembered one of the bank staff asked me to do so for security purpose..
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You should put "Bank Name-CC Application Only"
Human Nature
post Oct 6 2012, 05:27 PM

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QUOTE(vincentxiang @ Oct 6 2012, 12:10 PM)
Hi, I applied business visa gold via online last 2 weeks ago and immediately received sms stating that it was pre-approval and pending for supporting doc for final approval (I didnt submit any doc along with online application). The following day, I received call from their staff (standard chartered) requiring doc submit and applied another gold card after he assured that i would get 250 for adding on another card. After I had submitted all required doc through their branch last friday and I called the staff (I have stored his number blush.gif ) yesterday but he informed me that my application has been declined  mad.gif  I immediately call their SC to confirm the issue and the SC advised me to call their tele-marketing to re-apply and assured i would still eligible for 250 free cash through tele-marketing for applying cc. Should I still try it out (I have been informed y the staff that I need for another 3 months if I want to reapply)? hmm.gif  I am really confused for what they had told me  rclxub.gif  rclxub.gif
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i suggest you to apply through online again, and wait for price solution to call you. anyway, did you ask the CS for reason your application is rejected?
fastreader
post Oct 6 2012, 08:28 PM

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QUOTE(vincentxiang @ Oct 6 2012, 12:10 PM)
Hi, I applied business visa gold via online last 2 weeks ago and immediately received sms stating that it was pre-approval and pending for supporting doc for final approval (I didnt submit any doc along with online application). The following day, I received call from their staff (standard chartered) requiring doc submit and applied another gold card after he assured that i would get 250 for adding on another card. After I had submitted all required doc through their branch last friday and I called the staff (I have stored his number blush.gif ) yesterday but he informed me that my application has been declined  mad.gif  I immediately call their SC to confirm the issue and the SC advised me to call their tele-marketing to re-apply and assured i would still eligible for 250 free cash through tele-marketing for applying cc. Should I still try it out (I have been informed y the staff that I need for another 3 months if I want to reapply)? hmm.gif  I am really confused for what they had told me  rclxub.gif  rclxub.gif
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otherwise u just send in a lot of online application. just spam their system till u get approved.
celaw
post Oct 6 2012, 10:25 PM

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QUOTE(fastreader @ Oct 6 2012, 09:28 PM)
otherwise u just send in a lot of online application. just spam their system till u get approved.
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Haha.. it would be quite time consuming, bro.. Even well prepared and just copy and paste also took me 7min per application.. =.=
vincentxiang
post Oct 7 2012, 11:13 AM

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QUOTE(Human Nature @ Oct 6 2012, 05:27 PM)
i suggest you to apply through online again, and wait for price solution to call you. anyway, did you ask the CS for reason your application is rejected?
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The SC said he unable to view the reason instead of the result. However, he gave me the telesale hotline and asked me to apply via there sad.gif should i really try apply through online agn? icon_question.gif cry.gif
Human Nature
post Oct 7 2012, 11:28 AM

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QUOTE(vincentxiang @ Oct 7 2012, 11:13 AM)
The SC said he unable to view the reason instead of the result. However, he gave me the telesale hotline and asked me to apply via there sad.gif should i really try apply through online agn?  icon_question.gif  cry.gif
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maybe you can try that number and ask if it belongs to price solutions
vincentxiang
post Oct 7 2012, 11:52 AM

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QUOTE(Human Nature @ Oct 7 2012, 11:28 AM)
maybe you can try that number and ask if it belongs to price solutions
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I tried to apply via online but it didn't pop up confirmation windows after i click submit and stuck in the review windows cry.gif cry.gif what should I do now? re their system will auto block those have submitted application but decline within 3 months? shakehead.gif


Added on October 7, 2012, 11:57 am
QUOTE(Human Nature @ Oct 7 2012, 11:28 AM)
maybe you can try that number and ask if it belongs to price solutions
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well, it seem like this is the only option available to me sad.gif

This post has been edited by vincentxiang: Oct 7 2012, 11:57 AM
Human Nature
post Oct 7 2012, 11:59 AM

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QUOTE(vincentxiang @ Oct 7 2012, 11:52 AM)
I tried to apply via online but it didn't pop up confirmation windows after i click submit and stuck in the review windows  cry.gif  cry.gif what should I do now? re their system will auto block those have submitted application but decline within 3 months?  shakehead.gif


Added on October 7, 2012, 11:57 am
well, it seem like this is the only option available to me  sad.gif
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that is a problem faced by some of us here, bug with their system maybe. just give that number a call and ask clearly whether you get the full cash back or not.

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