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 Credit Card Foreign Exchange Rate

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hexacool
post Nov 12 2014, 11:53 AM

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Hi all,

I am going to Japan next week, wonder which credit card to offer better exchange rate and lower transaction fees...Hope can get some advice from you all, thanks!
ronnie
post Nov 13 2014, 12:25 AM

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QUOTE(hexacool @ Nov 12 2014, 11:53 AM)
Hi all,

I am going to Japan next week, wonder which credit card to offer better exchange rate and lower transaction fees...Hope can get some advice from you all, thanks!
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AEON CC charges 1% Admin Fee only + 2X Bonus Points

This post has been edited by ronnie: Nov 13 2014, 10:29 AM
SUSmoko123456789
post Nov 13 2014, 01:07 AM

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Hi im going to taiwan next week . If im swipe izit they will ask me settle in twn or myr ? Anyway what is the rate for pbb master ? Noob here haha
hexacool
post Nov 13 2014, 09:14 AM

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QUOTE(ronnie @ Nov 13 2014, 12:25 AM)
AEON CC charges 1% Admin Fee only.
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I don't have AEON CC, I only have OCBC, HSBC & Citibank, anyone here know which bank CC charge lowest on the oversea transaction fees?

DarReNz
post Nov 13 2014, 02:12 PM

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QUOTE(moko123456789 @ Nov 13 2014, 01:07 AM)
Hi im going to taiwan next week . If im swipe izit they will ask me settle in twn or myr ? Anyway what is the rate for pbb master ? Noob here haha
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better go for local rate which is twn, i never tested for pbb only watami card
edwardccg
post Nov 13 2014, 09:36 PM

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QUOTE(Human Nature @ Nov 4 2014, 09:28 PM)
is this an online transaction?
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yes, online transaction
hexacool
post Nov 14 2014, 11:56 AM

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Hi all, for oversea transaction, it is always better to charge base on their currency better than charge in MYR? Please advise
Human Nature
post Nov 14 2014, 12:48 PM

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QUOTE(hexacool @ Nov 14 2014, 11:56 AM)
Hi all, for oversea transaction, it is always better to charge base on their currency better than charge in MYR? Please advise
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local currency, ie. their currency
kyle_kl
post Nov 14 2014, 01:26 PM

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i am going HK soon.
i have Maybank2Card Master & Amex, OCBC Master, and Hong Leong Wise Visa
which card should i use?

Weekend use Amex? because 5%+2.5% rebate?
Weekday go for Visa because lower rate?
ronnie
post Nov 14 2014, 01:31 PM

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QUOTE(kyle_kl @ Nov 14 2014, 01:26 PM)
i am going HK soon.
i have Maybank2Card Master & Amex, OCBC Master, and Hong Leong Wise Visa
which card should i use?

Weekend use Amex? because 5%+2.5% rebate?
Weekday go for Visa because lower rate?
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Generally... AMEX's forex admin rate is highest vmad.gif
Go apply AEON WATAMI Visa for 1% admin fee + 2X Bonus Points
Darkmage12
post Nov 14 2014, 02:23 PM

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QUOTE(ronnie @ Nov 14 2014, 01:31 PM)
Generally... AMEX's forex admin rate is highest  vmad.gif
Go apply AEON WATAMI Visa for 1% admin fee + 2X Bonus Points
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Really? AEON WATAMI conversion rates good as well?
ronnie
post Nov 14 2014, 04:29 PM

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QUOTE(Darkmage12 @ Nov 14 2014, 02:23 PM)
Really? AEON WATAMI conversion rates good as well?
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Visa Rate + 1% Admin fee
beyond86
post Nov 16 2014, 08:41 PM

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last time i remember MBB visa is lowest, 0.5% for admin fee, how about now?
bearbear
post Nov 16 2014, 09:30 PM

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QUOTE(Darkmage12 @ Nov 14 2014, 02:23 PM)
Really? AEON WATAMI conversion rates good as well?
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they have been quite good at forex rate, if u dig enough here you are in for a surprise.
ronnie
post Nov 16 2014, 10:25 PM

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QUOTE(beyond86 @ Nov 16 2014, 08:41 PM)
last time i remember MBB visa is lowest, 0.5% for admin fee, how about now?
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that has changed many moons ago
Wongchoy
post Nov 16 2014, 10:41 PM

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QUOTE(beyond86 @ Nov 16 2014, 08:41 PM)
last time i remember MBB visa is lowest, 0.5% for admin fee, how about now?
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Based on my last trnx, spot rate + 1.5%.
kinabalu
post Nov 16 2014, 10:47 PM

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I have New Aeon Gold CC and MBB2 Amex

Which one is better to spend? going to America soon.
Wongchoy
post Nov 16 2014, 10:54 PM

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QUOTE(kinabalu @ Nov 16 2014, 10:47 PM)
I have New Aeon Gold CC and MBB2 Amex

Which one is better to spend? going to America soon.
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AEON rate is lower. AMEX rate for my last trnx is +3% !! shocking.gif
beyond86
post Nov 17 2014, 07:50 AM

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QUOTE(ronnie @ Nov 14 2014, 04:29 PM)
Visa Rate + 1% Admin fee
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MBB visa now is 1.5% admin fees..

so Aeon watami is the lowest now?? 1%
hexacool
post Nov 17 2014, 10:03 AM

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I think will use my HSBC Amanah MPower Visa Platinum Credit Card, they charge 1% admin fees but offer 1% cash rebate for oversea transaction.

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