if you are booking using agoda, there is a promo with banks like maybank..charge it in RM so no forex fee..as for forex rate, it has been reported here that aeon gives a good conversion rate.

This post has been edited by Human Nature: Sep 8 2014, 10:31 PM

i taught i read somewhere in this forum if buy through agoda should charge in USD as agoda will convert to USD and them to MYR....something like that...can anyone confirm...

i taught i read somewhere in this forum if buy through agoda should charge in USD as agoda will convert to USD and them to MYR....something like that...can anyone confirm...

that was long ago..you may refer to the 1st page of the maybank 2 cards, search for keyword agoda

I paid USD online and still the difference is 3%

ok..thanks for the update....what about other transaction between the cards.....still have other things to book...

How bout Tune Money - Big card?

thanks

Maybankard 2 Amex
Transaction Date: 11-Sep-2014
Posting Date: 12-Sep-2014
Transaction amount: US$0.90
Amount charged: RM3.24
Effective rate: 0.99 US Dollar = 3.16571 Malaysian Ringgit
Difference - 2.5%

Maybankard 2 Amex
Transaction Date: 15-Sep-2014
Posting Date: 18-Sep-2014
Transaction amount: US$513.8
Amount charged: RM1702.89
Effective rate: 1 US Dollar = 3.314 Malaysian Ringgit
Additional charge of 2.9%

Hi, i would like to check. when we are at shopping, we are given choice to pay using MYR or the particular country currency, which should we choose?

for example, if i had choose to pay with Taiwan Dollar currency, it will incur a exchange rate charge?

Choose local currency. I got a lousy rate when i selected myr long time ago.

The front page show OCBC Bank charge 1%.
From OCBC bank webpage: http://www.ocbc.com.my/personal-banking/Ca...cards_more_info


The currency conversion rate is determined by Visa International & MasterCard Worldwide plus a standard administration charge of 1.25% and any transaction fee levied by Visa International and MasterCard Worldwide.

Alliance Plat Master
Transaction Date: 4-Oct-2014
Posting Date: Unknown, should be 5th or 6th
Transaction amount: THB 2900
Amount charged: RM299.31
Effective rate: 100 THB = 10.32 Malaysian Ringgit

Maybank 2 Card Plat Amex
Transaction Date: 3-Oct-2014
Posting Date: 4-Oct-2014
Transaction amount: THB 1214.19
Amount charged: RM125.32
Effective rate: 100 THB = 10.32 Malaysian Ringgit

Maybank 2 Card Plat Amex
Transaction Date: 4-Oct-2014
Posting Date: 6-Oct-2014
Transaction amount: THB 4761
Amount charged: RM491.38
Effective rate: 100 THB = 10.32 Malaysian Ringgit

Hi, I'm currently going to pay for my UCAS application of 23 GBP.

If I use AMex, is this calculation correct?

23 x 5.25455 (GBP/MYR rate as of now) x (0.5% + 2.5%) <---- I dont understand the 0.5+2.5)

Or should I pay with UOB card, then calculation like this?

23 x 5.25455 (GBP/MYR rate as of now) x (1%)

This post has been edited by Screen: Oct 7 2014, 09:45 PM

Citibank Clear VISA
Transaction Date: 08-Oct-2014
Posting Date: 09-Oct-2014
Transaction amount: GBP230
Amount charged: RM1249.16
Effective rate: 1 GBP = 5.4311 Malaysian Ringgit
Quoted Rate: 1 GBP = 5.297875 Malaysian Ringgit
Effective Charge: 2.5%

is it me or is that high?

EDIT: update correct posting date

This post has been edited by adele123: Oct 19 2014, 02:06 PM

Maybankard 2 Visa

1. Transaction Date: 14-June-2014
Posting Date: 16-June-2014
Transaction amount: EGP99
Amount charged: RM45.55
Effective rate: 1 Egyptian Pound = 0.450038 Malaysian Ringgit
Quoted Rate: 1 Egyptian Pound = 0.460101 Malaysian Ringgit
Effective Charge: 2.236%

2. Transaction Date: 31-July-2014
Posting Date: 2-August-2014
Transaction amount: SGD13.60
Amount charged: RM35.64
Effective rate: 1 Singaporean Dollar = 2.577102 Malaysian Ringgit
Quoted Rate: 1 Singaporean Dollar = 2.620588 Malaysian Ringgit
Effective Charge: 1.687%

3. Transaction Date: 5-Sept-2014
Posting Date: 6-Sept-2014
Transaction amount: CNY173.04
Amount charged: RM92.03
Effective rate: 1 China Yuan Renminbi = 0.520122 Malaysian Ringgit
Quoted Rate: 1 China Yuan Renminbi = 0.531842 Malaysian Ringgit
Effective Charge: 2.253%

4. Transaction Date: 16-Sept-2014
Posting Date: 18-Sept-2014
Transaction amount: MXN12778.22
Amount charged: RM3206.43
Effective rate: 1 Mexican Peso = 0.245396 Malaysian Ringgit
Quoted Rate: 1 Mexican Peso = 0.250929 Malaysian Ringgit
Effective Charge: 2.255%

For all the transactions made except in Singapore, the admin charge by MBB is always very consistent at around 2.25%
Just wondering if 2.25% is a little high or is there any other card that can provide better rates? Cuz Im a really heavy user in oversea transactions

go for aeon cards just 1%

14 Sept
TWD 259.00 --> RM28.22 (9.17)
Visa conversion rate 9.38



17 Sept
TWD 3136 --> RM341.85 (9.17)
Visa conversion rate 9.33

HSBC charge around 2%

from the website, it say only 1%.damn man

For online transactions like paypal, it's it charged under sell od/tt or currency notes?

Aeon Watami Classic
Transaction Date: 11-Oct-2014
Posting Date: 12-Oct-2014
Transaction amount: HKD629.00
Amount charged: RM266.86
Effective rate: 1 HKD = 0.420064 MYR
Difference - 1%