wow, amazing rate better than money changer

This post has been edited by Human Nature: Oct 15 2014, 11:04 AM

yeah always use watami overseas

Thanks for the info! i looked at ur transaction rate, it looks great

Maybankard2 Visa
Transaction Date: 17-Oct-2014
Posting Date: 20-Oct-2014
Transaction amount: AUD 25.1
Amount charged: RM74.35

Visa rate : 2.897071 MYR
Maybank visa rate : 2.962151

Maybankard2 Amex
Transaction Date: 17-Oct-2014
Posting Date: 18-Oct-2014
Transaction amount: AUD 35
Amount charged: RM103.54

Oanda Amex rate : 2.88024 MYR
Maybank Amex rate : 2.95828

You should know what card to use when you travel.

Maybank Ikhwan Amex
Transaction Date: 21-Oct-2014
Transaction amount: USD 0
Amount charged: USD 1

I received SMS Tq for spending for USD1.00.. I'm glad if someone can explain to me..


Attached thumbnail(s)

Are you using Paypal with attached the Amex Card?

I don't have paypal.. So direct payment by amex card..

Maybank Visa Signature
Transaction Date: 21-Oct-2014
Posting Date: 21-Oct-2014
Transaction amount: AUD 20,335.00
Amount charged: RM 59,967.03

Maybank visa rate : 2.94896

Sorry, I don't know how to get Visa exchange rate.

just a verification check on the credit card, will be refunded back to your credit card after few days
they need to charge you after the free period

This post has been edited by alexwsk: Oct 22 2014, 04:39 PM

Now you mention that I realise something after googling.. Thank a lot! At least I can avoid next charge

Maybank Visa Signature
Transaction Date: 08-Oct-2014
Posting Date: 09-Oct-2014
Transaction amount: USD 1.18
Amount charged: RM 3.95

Maybank visa rate : 3.34746

Maybank 2 AMEX Plat

Posting Date : 21 OCT
Transaction Amount : SGD59.90
Amount Charged : RM158.27
Exchange Rate : 2.6422
Forex Spot Rate : around 2.57
Admin Fee : about 2.8%


This post has been edited by Wongchoy: Oct 23 2014, 11:18 AM

glad to see this still happening, i've reported this some time ago last year during my trip to NZ. Amazing how they can offer rate lower than the actual exchange rate.

Sometimes it doesn't but most of the time it happens

guyd can I check whether we can use our cc at australia as it seems you need to use pin code there ? and they don't allow you to sign ?

It would be tough to persuade the merchant to accept cards without PIN though. Non Aussie card is exempted from this requirement but the merchant enforce it anyway.

i tried a few times in aussie, you just tell them no pin and they will print a slip for your signature.

Maybank Visa Signature
Transaction Date: 25-Oct-2014
Posting Date: 27-Oct-2014
Transaction amount: AUD 950.15
Amount charged: RM 2,816.03

Maybank visa rate : 2.9638
Money Changer Rate: 2.915

Aeon Watami Visa
Transaction Date: 01-Nov-2014
Posting Date: 02-Nov-2014
Transaction amount: JPY 6350
Amount charged: RM 193.36

Effective rate 1 JPY = 0.030450 MYR
Visa rate 1 JPY = 0.030150 MYR (1 Nov 2014)
Aeon charge 0.995%

is this an online transaction?

edit

This post has been edited by Amatiel: Nov 12 2014, 08:29 AM