true that. i need help on that too. really noob here!

Proceed to sign bank loan offer letter and SPA within 30days, then must sign bank loan agreement from othher 30 days..must use developer panel lawyer in order to get Free SPA fee and ipad2...

If I not mistaken, in order to get free SPA we also need to sign within 30days. If over 30 days I think we need to pay ourselves for the SPA

what's the 'possibility' of the foreseen delay then? i mean for the SPA? the lawyer lmbat buat kerja is one of it?

if that the case, it seem we are at the mercy of the lawyer as we have no control on the preparation of the SPA and when we can sign them. dont the lawyer have certain directive like eg within a week after we sign the bank letter of offer they must have the SPA ready for us to sign?? i mean that only fair to us, right?

inform your SA, he or she will inform the S&P lawyer to prepare the S&P.

TIPS.

When some stuff "favour" the bank and SA, then they will explain about it.

is that true?? my SA never tell me this.....

Bank loans dont normally comes with MRTA

i got 1 question, is the I pad no limit as long as fulfilled the conditions?? dont tell me later come to end they tell us "1st come 1st serve, while stock last".

spa can sign first without securing any loan, right?

sure can.. but you will in trouble if unable to secure the loan..

Any get loan approved other than amb bank?

I get to now from pb banker that public bank is giving good package for loan > 200k, BLR -2.5 first year, and -2.4 for remain years. But not sure if that applies to amara services residence as i read from this forum, it shall be same -2.2 across all panel banks except cimb...

A bit confused.

Anyone can help to clarify?

Just received phone call from ambank lo. on the day i put the booking, she mentioned that legal fees and mrta can be absorbed into the loan. now, suddenly call, mentioned that i need to fork out cash for legal fees and mrta ~6k. wth.. i ask her if let say i dont want to take the mrta then how..
she mentioned mrta is compulsory to take..
any similar case like me here? help me sifu2. damn

wah... i thought the legal fee is included with our purchase price??? those SAs never tell us about this.... it seems like a lot problem coming out which all the SA never inform us.

legal fee + MRTA fee + 4%...............

Hi Amara got new Panel already you can try apply below:

CIMB, AMBANK, Alliance, Public Bank, Bank Islam & OCBC

wat do u mean???

I called my SA as well. i dont think this was their fault. the bank officer told me that alll those fee can be included in loan. (mrta + legal fees). i asked her.

is the situation occurs to other buyers too? she said. not really. depends. I got confused since this is my 1st property. I'm not quite sure what's the reason but for sure she mention that ambank gv out loan+ mrta = 90% only. what the heck does it mean i donno (since i am noob).

but clearly enough, she did mentioned that legal fees and mrta can be included last time. damn it.

so, worst come worst I need to pay another ~6k (mrta ~2k + legal fees ~4k). is that all? or is there any hidden cost i still need to think?

so now wat u mean is need to add another 6k to loan??