Who has the contact number for cimb bankers for this project.

mind sharing the details?

Thanks~

Just got back from the sales office. seems like the small unit still available (829sq.ft) but the price has been revised. I bought mine -5k (burung awal) + 10% (bumi discount) about 207k. now the price is about 260k++ for the same unit..
starting to show 'belang' already.

But it's good for us yes?



Not the same floor, but i think at the end of the day. the floor differences doesnt count when it come to subsale? ke my understanding salah? sifu2. sile tunjuk ajar.

wah. really ah? very fast meh? or is it not related to this amara at all? haha

true that. i need help on that too. really noob here!

what's the 'possibility' of the foreseen delay then? i mean for the SPA? the lawyer lmbat buat kerja is one of it?

Just received phone call from ambank lo. on the day i put the booking, she mentioned that legal fees and mrta can be absorbed into the loan. now, suddenly call, mentioned that i need to fork out cash for legal fees and mrta ~6k. wth.. i ask her if let say i dont want to take the mrta then how..
she mentioned mrta is compulsory to take..
any similar case like me here? help me sifu2. damn

I called my SA as well. i dont think this was their fault. the bank officer told me that alll those fee can be included in loan. (mrta + legal fees). i asked her.

is the situation occurs to other buyers too? she said. not really. depends. I got confused since this is my 1st property. I'm not quite sure what's the reason but for sure she mention that ambank gv out loan+ mrta = 90% only. what the heck does it mean i donno (since i am noob).

but clearly enough, she did mentioned that legal fees and mrta can be included last time. damn it.

so, worst come worst I need to pay another ~6k (mrta ~2k + legal fees ~4k). is that all? or is there any hidden cost i still need to think?

nooo.. what i mean is, i need to fork out another 6k (cash) since i cannot be included in loannnn..

that's the thing. last time said can include. now cannot. i ask why. suddenly inform me donno. she just joined ambank. lame excuse.

although, it's just plus minus. but hv to come out with another 6k. dergh!

[quote=adrian0229,May 23 2011, 10:23 PM]
dibs or non dibs?
worst come to worst then we hv to pay coz no choice unless other bank offer better package

[/quote]

yea lorr. have to pay. and just now got news from cimb as well. can include the mrta + legal fee in loan but have to use the board rate (wth is this?) No DIBS and BLR-1.9 oni.


[quote=jacob888,May 23 2011, 10:23 PM]
MRTA is not compulsory

[/quote]

for ambank. the lo said it's compulsory to take. any advice? am nooobbb

[quote=kienfu,May 23 2011, 10:23 PM]
or is it u loan already max?? cz the banker told me legal fee or MRTA can included.

[/quote]

no la.. i just have one car.. kdt card payment cun. no outstanding at all. every month pay full wann.. and still can afford to but another property after minus amara residence monthly installment. this amara is my 1st prop. no loan and still singleee.. that's why i'm oso confuseeeeedd. damn it

[quote=reginayap,May 23 2011, 10:25 PM]
Do you have any Life Insurances = MLTA? can replace for MRTA , print 1st page of your policy give it your bank agent

[/quote]

i do have Prudential BSN Takaful insurance. does it count? really donno wor..

[quote=pkwei4138,May 23 2011, 10:25 PM]
May i who is ur banker name? I very scare lo. If need pay another 6k.

[/quote]

Jenifer from ambank


[quote=BBB Project,May 23 2011, 10:30 PM]
you can refinance your loan legal fees & MRTA...check with your SA to get more details.
Thanks.

[/quote]

already checked. izwan is my SA.. he got mad with the ambank lo. haha

so we need to pay another 4% during S&P sign, correct me if i m wrong...newbies n noob here too

[/quote]

yea lor. but for me, i'm a bumi. the ambank officer mentioned that ambank got this score point blablabla idonno.. so, unfortunately for me they calculated loan = 90%. hence, kenot put the mrta + legal inside.

that's why.the lo said they got this system scoring merit blablabla to calculate for customer.. n to determine what's the loan margin can go. too lazy too ask cos i know i will not understand oso if she explain it..

ahh.. now only the sifu come to rescue.. if that's the case. i think i might fall into the 'still very new' type (2 years working oni).. if that's the case. that might make sense..

but anyhow, thanks for the explanation. that explains everything sifu!

so, i guess i dont have that much choice rather than cari ~6k lah.

i didnt blame her. but she did asked me previously on my working experience n i told her about 2 years. n she still mentioned ok wann. can include blablabla..

haha. somehow i did felt like spoilt kid when reading back my post. just expressing/sharing my concern with others meh.. sharing is caring what future neighbors? n somehow, got future neighbor oso got same case as mine. so, it's good to have the worst case scenario right?

i'm well aware of that. that's why i bought this amara since i dont have to ppare 10% of the d/p. i'm well aware of all the legal fees + MRTA cost as well but as i mentioned before the lo told it can be include blablabla. then hati senang la. dont have to think that much anymore. hehe.

but yes i agree with u. worst come to worst still need to prepare cash in case of this thing happen. but it's good lesson learnt for me as well as other buyers.

thanks all sifu-sifu here la. ok?

bro, how long did the lawyer took to prepare the S&P after u signed the loan offer? mind sharing?

i think ur case is quite similar to mine. since my puchase price is 230k (before discount). and i cant finance mrta n legal fees as well.
the cash u need to fork out is MRTA = 2k (for 10 years) ambank compulsory to take mrta n 10 years as well! and for the legal fee is around 4.5k and the disbursement fee is 500. so in total u need to have rm 7k in cash!

hehe. hope u'll get that offer as PBB said.. ambank last time oso did mentioned that. last-last cannot finance in. but, it's ok. at least i dont hv to pay the interest for the mrta + legal fee (if i finance it). (nak sedapkan hati loo) haha

So, after signing the LO and SPA,

for the loan agreement, do we have to call and push the lawyer to prepare it or just wait them to call us? been trying to call the tan & chan (cheras) but couldnt get trough. perhaps they pull out the phone cable?

Just to add. cheers bro!