is it compulsory to take MRTA? SHould take MLTA instead of MRTA...

MLTA won't reduce coverage even though ur loan finish paid... and u can transfer when u buy another new house...
Is much more better than MRTA...

20days for us to go for the ipad....fast fast la banker

If I not mistaken, in order to get free SPA we also need to sign within 30days. If over 30 days I think we need to pay ourselves for the SPA

i'm well aware of that. that's why i bought this amara since i dont have to ppare 10% of the d/p. i'm well aware of all the legal fees + MRTA cost as well but as i mentioned before the lo told it can be include blablabla. then hati senang la. dont have to think that much anymore. hehe.

but yes i agree with u. worst come to worst still need to prepare cash in case of this thing happen. but it's good lesson learnt for me as well as other buyers.

thanks all sifu-sifu here la. ok? 

Sound like something not right on your MRTA/MLTA advice...

---

Added on May 24, 2011, 9:49 am
Sound like something not right on your MRTA/MLTA advice...

haih...no news yet since 13/5..haih...sueh la..

PBB will processing more longer time..

no no.. my loan is <300k
loan can include mrta, legal fees.... so is 90% + 5%??

juz now PBB bank juz called and said my loan has been approved. re confirm with him again the rate is blr-2.5 for first year, sub-sequence year is blr-2.4. u try to check with your PBB banker. I think i will choose PBB 
Details copy from my banker PM

Semi-Flexi
It is a loan account links with saving account.
- 3 years lock in period
- provided with ATM card, Internet banking
- Interest based on daily rest (if deposit extra money today, interest will immediately reduce tomorrow)
- Allow prepayment & withdrawal
- Allow Standing Instruction
- 2 days advance notice for withdrawal
- Each withdrawal minimum RM5000 and service fee RM50
- 1 month only allow to withdraw 1 times
* This package is suitable for saving habit customer. They want to settle their loan soon and seldom do withdrawal.

Full-Flexi
It is a loan account links with current account
- 3 years lock in period
- Interest based on daily rest
- provided with cheque book, ATM card, Internet banking
- Once time RM200 setup fee for current account.
- No need advance notice bank about the withdrawal matter.
- RM10 monthly maintenance fee
* This package is suitable for business man or cash flow more stronger customer. They tend to IN and OUT money from account.
who want to get PBB loan also can get him to help. helpful and fast!!
Mr. Koh
010-464 2161
kwk.koh@gmail.com

hello all, my name is KEN from public bank HQ mortgage department. Feel free to contact me if you need financing for this project.

Thank you.

Regards,
KEN
+6017 3707 235
kenweitang@gmail.com

11 & 12 of june is weekend, count in also? now mine also very wori.... my deadline is on 19th june. haiz....... my banker just submit my docs ytd.... haiz...... so sad............

Fyi,

Dibs - pay 4% first, then no interest
Non dibs-pay interest only, 4% discounted later. Interest paid based on building being built, not ur unit.

this info from SA.

B,tw did anyone actually get the -2.5/2.4 from pbb? The agent at amara said only ss2 branch can handle amara...n d 2.5/2.4 is from hq...

from what i understanding, you will get -2.5 for 1st yr and -2.4 for subsequent years if you take MRTA together...if din take MRTA, -2.3 is the best

cz ur side is not HQ

Yes, lawyer just called me to go sign S&P regardless the loan go through or not this sat. every S&P signed need to pay RM500.

yes sir i have read your post.. but what is that 10k dat someone mentioned? and she said she is taking the DIBS..so have to pay that 10k++

just now the T&T called and ask sign S&P this friday...
but i still want to wait for PBB loan thought Ambank and CIMB has apporoved d
how? 

12 May, 1st day