I got a call from HSBC that they gonna give me a card but I have no idea what card is that

I already swipe for an iPad Mini yesterday and I just found out about this deal:

http://www.hsbc.com.my/1/2/personal-bankin..._CH_A_SPEND_WIN

Is there any way around it to participate? Because it says I need to register first via sms before spending.

BUT....

Hi guys, I'm a Premier Account holder and was considering taking out a CC from HSBC. It's probably used for rent and utility bills and maybe some meals as well as the occasional Steam sale. Was wondering if you guys could advise either for or against using one from HSBC? Apparently I am just charged 50 ringgit a year or something like that so the charges probably aren't a bother for me.

No Problem if You a Premier Ac Holder you get Credit Card from any Bank, I think they just need your Ic only for CC Appl. (Correct me if I'm Wrong) & Hear THIS from OCBC recently...

This post has been edited by fly126: Dec 31 2012, 02:00 PM

Was discussing with my dad about it and he suggested a supplimentary card from another bank. However, I'd prefer to manga my finances myself. Don't suppose you know about whether or not I can handle the transactions online or something? As well as keeping up with expenses via internet banking?

Your Dad was Right...ask your Dad apply a Supp. Card for You Or get Yourself a Debit Card are Best Choice...
As Student with NO Income, How can you Repay Credit Card Debts or Handle your Expenses ...for Long Term ??? (although you got a Premier Ac.)

Fyi, Only Primary Cardholder can apply Supp. card for his Supp. Card Applicant (min.18 years old) , U can not apply Sendiri
& Principle Card Applicant must be above 21 years of age

Wish You Luck...

This post has been edited by fly126: Jan 1 2013, 11:24 AM

@xKeneshirox, nobody was questioning nor belittling your ability to manage your own finances. Over here we advise people and it's up to anyone to do what they want at their own risk. However, we are proud to offer offer frank and responsible advice and not anything which serve to push our readers off the personal finances cliff.

Typically HSBC will offer the Premier Mastercard to their Premier members. However, I'm not sure whether they will still enforce the income checking for those not working. Choice of credit card is up to an individual spending pattern as one want to be rewarded by it but do have in mind the potential debt trap. Often those who fall are those who are in denial and I'll stop here as I don't appreciate nor want you to snap at me as you did with fly126.

As for your question whether HSBC is good or not then ... it's up to you to determine your own spending pattern and match that with a suitable card. If holding that card benefits you (or it's the only bank wanting to offer you a card) then it's alright then. For some of us, it's not the best card (myself included). And if you intend to constantly use it for cross border transactions then you need to note and have in mind the recurring cross border fees that you need to bear. (No discount on this nor it is waiverable)

Whoops. Sorry, did I give the impression that I was acting hostile/rude? My bad. I'm just horrible at phrasing questions =/ I was wondering if it was possible to keep track of spendings via the internet banking page. I've only used the HSBC debit card so far, so the CC side of it is a bit foreign to me.

Also, if I soundeed rude, sorry >.<

The simple answer is YES. Plus there's also a monthly account cc statement too. You'll need to refer to this when you pay your cc bills every month.

No Harm Done... Its' O.K

Ok thanks a bunch Going to go to the banks to get more minute details. Thanks

any1 hear tat HSBC AXA Affin Hospital cash back, 100% cash back on premium paid?

i been told that HSBC stop their classic cards and for their gold card min in RM30,000 per annum...is this true?

With 100% Confirm that, HSBC No longer Issued their Classic Card since 2-3 years ago & the current one will auto-upgrade to Gold Card
for Gold Card min. Income requiment-$24,000 p.a which stated that on their website...

But now, I also a bit confused that why their Credit Card Eligibility Link put there need min. Income -$36,000 p.a to qualify a Visa Gold...???

Check the links Below:
http://www.hsbc.com.my/1/2/personal-bankin...ards#_visa_gold
http://www.hsbc.com.my/1/2/personal-bankin...ard-eligibility

Can Someone help to Clarify This...???

This post has been edited by fly126: Jan 12 2013, 02:42 AM

Hi all, I need some advice...
Last year Dec. I've been persuade to apply for HSBC AMANAH Platinum Visa CC, & I've agree to apply this CC.
In 29/12/12 I received my CC and activate in the same day. My 1st swipe for the CC was on 31/12/12.
Just in last week, I received a bill statement from HSBC & they charge me for RM50 gov. tax for yr 2012, I'm so shock to see this charges.
By just owning the CC for 3 days I needed to pay the gov. tax it really feels like kena CON by the sales agent.

Question: Can I call up HSBC to ask them remove the gov. tax since I only used it 3 days?

Based on my understanding, the govt tax for RM50 is charge on the date of issued of your credit card, not charge for each calender year.

The next govt tax for your credit card should be 29/12/13.

hi guys, i have just got hold of HSBC Amanah MPower Visa Platinum Credit Card -i. I'm wondering how much of impact or hassle will it cause since you can't use it for non-halal transaction?

My HSBC Amanah cc served me the Best...Last time Gold card or Platinum now
So far NO Problem with me when Use it at Chinese Eatries like, Dragon-i (non-Halal Restaurent)
or Purchase Liquor Product in Duty-free Shop at Airport
Currently, more Flaxible or can said without any Problem at all If compare with maybe 4-5 years ago

This post has been edited by fly126: Feb 28 2013, 11:47 AM

+1 Agreed with sj0217
Once the Bank issued Credit Card to You...then You MUST pay GST of the Card, or else You maybe Blacklisted by Bank for Not Paying GST
(Government Goods & Services Tax was MANDATE for Principle Credit cardholder $50p.a per card or Supp. card $25 p.a per card since 2010)

Can NOT Bear the $50 GST... X Apply Credit Card OR get a Debit Card with No GST

This post has been edited by fly126: Jan 15 2013, 03:28 AM