Where You Get the News...???

If it is true then it's a good thing. Reducing youths bankruptcy rate in Msia which is getting serious.

my boss told me....

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Added on November 20, 2012, 12:11 pmright now if someone 2k, the limit most likely 4-6k

bnm only allowed them have 2 cards....

so total would be 8-12k

i dont think someone will allow them self declare bankrupt with that kind of amount....

just my 2 cent opinion

This post has been edited by maru: Nov 20 2012, 12:11 PM

I would like to warn members to watch their language when threading in the forums. Anything obscene - either directly or implied are not allowed.

The recent members namely - @kenji1903 and @sj0217 are suspected to have violated the T&C (specifically language restrictions) in this forum by participating/exchanging in such conversations.

This post has been edited by hye: Nov 22 2012, 11:48 PM

Beware of HSBC sales reps at Lot 10 mall, they will cheat and lie to you about the 8% benefits if you are not careful. Totally reject HSBC 8% card unless you are a really BIG SPENDER!

Seriously, use OCBC(best cash rebate card in Msia), Mb2c, amex, alliance, anything but HSBC or else you will regret!

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Added on December 2, 2012, 8:33 pmWhy everyone wants a platinum cc? Is it better than other color cards? Who will know you have platinum till time to pay?



This post has been edited by twins9: Dec 2 2012, 08:33 PM

I've noticed recently HSBC keep calling me to verify transactions on my card quite frequently.

I've always done quite a lot of online transactions without any calls / issues, last couple of weeks been buying some Steam games, Windows 8 upgrade and few other things and every single time I've had a call from them to verify (about 7 calls in total within a few days)

Anyway, I can't complain as its for security Never get this when doing transactions abroad (ie. not online) such as in HK/China

That's Curious me.... becoz everytime I doing Online Transactions they just sent SMS or OTP to my phone only, Never received Verfication Calls from HSBC regardings Online Transactions...

This post has been edited by fly126: Dec 3 2012, 02:28 AM

Upgraded to Windows 8 earlier today ... phone wasn't on me and noticed 3 missed calls and an SMS asking me to call HSBC.

They actually knew it was for Windows 8 update , guess it shows up on their side what the transaction was for

Just a Notification...nothing to Worryloh...

This post has been edited by fly126: Dec 3 2012, 02:37 AM

I have already emailed HSBC to ask this, but I want to ask forumer's opinion as well.

My credit card limit is 3k and i wan to buy 3.2k laptop and do the 0% instalment. The total value exceed my limit so can I top u, say 500 into my credit card to make me able to purchase the laptop?

Or you can pay 200-300 cash and do installment for the remaining $$ to save the hassle..?

I was trying to buy online, doubt can do so. Nevermind, I will ask see see

Thanks!

thanks you..

but when i apply i thought every is 8% .
sorry for my stupid thinking =.=

Nothing came with EZ $...

my childish thinking since im only 21 years old. =.=

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Added on December 19, 2012, 12:32 pmif from platinum downgrade to goldcard.
will it always be approve? need those extra document again?
i hate platinum . scare waste money always .
the card limit too high. haha.

This post has been edited by mickey1991: Dec 19 2012, 12:32 PM

Will you upgrade from HSBC VISA Platinum to Signature if your income meet the eligibility criteria?

What are the differences between these 2 cards?
Besides the increase of cost of annual fee and 5x reward point at certain merchant store. Any other benefit?

Worth to upgrade?

If you had read my article HSBC Premier World MasterCard & Visa Signature Credit Card Benefits 2012 where I gave the link in Post#1, you would have noted the followng:

The Visa Signnture 5X or 10X reward points are for selected transaction AND is not a standard card feature but a promotion. And it ends this 31 December 2012. This year it took HSBC 2 months to announced the 2012 reward programme, in order words, the HSBC VS and PWMC did not get to enjoy this privilege in January and Feb 2012.

Besides the 5X and 10X reward promotion, HSBC VS and PWMC card holders get to redeem 3000 reward points for 1000 Enrich Miles BUT it is not guaranteed since there is a quota and it starts from April 2012. And in my article I have shown that the Entry Level Maybankard 2 Card AMEX Gold Credit Card is better than HSBC Premier Cards when it comes to converting reward points to Enrich Miles!

So it is worth to upgrade? I guess you should see what are the new promotions in 2013 and also if you can benefit from HSBC current 50% dininig promotion at selected restaurants for selected items only.

This post has been edited by Gen-X: Dec 19 2012, 04:40 PM

genx .
cna u help me answer my question?

Bro, the answer to your question is one should choose a card based on the card's benefit.

okay.
thanks for your help always