Personally dislike HSBC cc card. After 15 years with them, my credit limit remains at 6000. Other banks giving 6 digits limit already.

Hi Ronnie

thanks for input , for me its just the convenience, as i have my banking account with them. things get simpler, so i do have a preference over them.

Opening CASA is so easy nowadays.... don't lock yourself down to convenience.... long run you save more money with the right product.

hi all, just wanted to know, when your hsbc card about to expire, do they send the new card to you via normal mail or couriere service? can be either classic, gold or platinum....
just wanted to know, as I had a bad experience with late delivery using normal mail for gold card and the customer service is so poor that they can only say "sorry"...

Last time they sent the Gold card by normal mail in April 2011...
In April 2012 I got upgrate Platinum card through POS LAJU from KL within 1 day
The CS never knew that... I think they sent out all the card by poslaju starting this year

This post has been edited by fly126: Aug 16 2012, 03:28 AM

I got my MBB2 cards through Poslaju last year. That was in January, just about two weeks after the new credit card product was launched.

Still using the classic card, while the online banking tell me having gold card

Going to cancel HSBC after loan is done.

Hey, i just received by HSBC credit car but i haven activate yet, so if i dun activate it means that it consider auto cancel?

M-Power annual fee is waived if u have 12trans/year

thats what the CS told me this morning

1 more thing to consider is HSBC M-Power is consider Islamic card. Therefore some non-halal shop in MY might not accept it.
this is what i heard from my colleague who faced this issue before. But as for me, no problem so far. i even use it to pay for non-halal food before

maybe u can ask some sifu here to give more insight into this

This post has been edited by Frostlord: Aug 22 2012, 11:08 AM

Last time about 2-3 years ago, someone told me that the HSBC M-Power can not use it to purchase Liquor, Wine (non- halal item) at Airport Duty Free Shop, payment will decline we use it at the Bar which sell Wine, liquor & also inside the Casino (gambling consider Haram in Islam)...



This post has been edited by fly126: Aug 23 2012, 02:24 AM

i would like anybody can help my problem.?
i reading the fees and charges in HSBC Mpower i Visa Platinum and found out a term

" fixed monthly management charge" and applied to MPower Visa Platinum Credit Card-i = 2,700

what dose it means,? thanks bro..

" fixed monthly management charge" means the monthly management charge billed by the bank for managing the Card Account, which is determined based on the assigned Card Limit & approved by the Bank's Shariah Committe. (this not concerning to card-holder)
And for
"Actual Monthly Management Charge"(Bank Interest) was imposed on outstanding cash advance balances, balance transfer & other instalment payment plan balance (all outstading balance in the card account) , from the transantion date which not settled in full after 20 day grace period bank will charge interest to you.

This post has been edited by fly126: Aug 28 2012, 03:27 AM

Thanks bro, between, if i register for the card "mpower plat-i" then how much the monthly fee i need to pay with? because previously i register is the JCB card. and i not really sure how much fee for the card that i need to pay for monthly.

Thanks again, bro ~

Once You had Sign up...
HSBC Credit Card now is Free for Life (No Annual Fee) based on min. 12x Swipes per Year, except you Must pay $50 (GST)
Always Remember that, as long you settle Your Outstanding Balance in time,
NO Management Fee or Bank's Interest will charge on You...
https://www.hsbcamanah.com.my/1/2/amanah/pe...al/credit-cards

This post has been edited by fly126: Aug 30 2012, 12:55 PM

Dear All,

FYI, HSBC credit card is not Free For Life Credit Card. The min 12X swipes per year is not entitle for annual fees waive (Gold, Platinum & Signature).
You may refer to HSBC Credit Card Product Disclosure Sheet is HSBC website.

My Visa Signature have been charge annual fees of RM 600 and I have to call HSBC CS to cancel the card before they waive the annual fees.

Free For Life credit card is only for HSBC Advance.

I don't understand what you meant by min 12 swipes not entitled for annual fee waiver. HSBC has been waving my annual fee (Platinum and now VS) for years automatically without me calling them.

Hi Gen-X,

My HSBC Signature have been charge RM600 annual fees on 27/Aug/12 without auto waive.
I have swiped more then 50x @ RM 10K+++
Have to call HSBC CS just now to ask about the annual fees auto waive 12x.
The CS told me now no more auto waive for all HSBC CC except HSBC Advance & Premier.
When I told him to cancel my card, then only he try to offer to waive the annual fees.
But I have to pay RM 600 first for this current statement and HSBC will credit back the annual fees in next statement billing.

With your above post and my kiasu attitude, I just called HSBC CS and the guy told me that annual fee for all cards are still automatically waived with 12 swipes

Having said the above, the annual fee waiver condition is no longer stated in HSBC website and not stated in the Product Disclosure sheet too.

And I find it very odd that you have to pay first when they can credit back the RM600 into the account almost instantly.

I only have to worry about my annual fee next year since mine was auto waived few months back. And if another person reconfirmed he/she has been charged annual fee with 12 swipes and have to pay first, I am going to cancel my HSBC VS.

Posting your above post in page#1 so that others are aware. Thank you for highlighting your case.

This post has been edited by Gen-X: Aug 29 2012, 10:47 PM

Dear Gen-X,

Yesterday I notice my CC account have been charge for the annual fees. Search high & low for the 12x swipes in HSBC website, but unable to find anything about the auto waived. not a single words about 12x swipes in HSBC website. I remember last time I saw it stated 12x swipes.

As mentioned, HSBC CS told me to pay first for the annual fees.
My statement Date is 27/Aug and the annual fees charge on the same day. So I have to pay the annual fees by 16/Sep. I will wait till last few days before the due date. Hopefully HSBC will credit back RM 600 to my CC account before my statement due.

Hope all existing HSBC credit card holder will take note on the annual fees. Check your Statement / Online@HSBC.
If HSBC really sincere to give Free For Life annual fees, then it should be mention in HSBC website / product disclosure sheet on the auto waived with min 12x swipes.

This post has been edited by cyang81: Aug 29 2012, 10:55 PM

I'm using HSBC Amanah Platinum was Annual Fee Waiver & Subject to min 12 swipes per year... already check on their Website

This post has been edited by fly126: Aug 30 2012, 06:31 PM