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Credit Cards HSBC Credit Cards, Discuss about your HSBC CC

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beyond86
post Sep 21 2011, 10:03 PM

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QUOTE(wiind @ Sep 21 2011, 07:11 PM)
most probably your application has already been cancelled if you missed their call... just happen to me  blush.gif
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like tat also can?
ben83
post Sep 21 2011, 11:40 PM

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HSBC called me last two weeks ago saying they are offering me a gold cc. What an insult.
shiroikun
post Sep 22 2011, 02:42 AM

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QUOTE(ben83 @ Sep 21 2011, 11:40 PM)
HSBC called me last two weeks ago saying they are offering me a gold cc. What an insult.
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I don't mind they offering me a gold card but with CL of RM100k rclxms.gif notworthy.gif rclxm9.gif
TSGen-X
post Sep 22 2011, 06:42 AM

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QUOTE(ben83 @ Sep 21 2011, 11:40 PM)
HSBC called me last two weeks ago saying they are offering me a gold cc. What an insult.
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How they got your contact number?
nokiaXP
post Sep 22 2011, 06:51 AM

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QUOTE(shiroikun @ Sep 22 2011, 02:42 AM)
I don't mind they offering me a gold card but with CL of RM100k  rclxms.gif  notworthy.gif  rclxm9.gif
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as i know no bank in msia is given gold card cl rm100k


Added on September 22, 2011, 6:52 am
QUOTE(beyond86 @ Sep 21 2011, 10:03 PM)
like tat also can?
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last time i apply for hlb cc also they never call and approved

This post has been edited by nokiaXP: Sep 22 2011, 06:52 AM
TSGen-X
post Sep 22 2011, 07:03 AM

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QUOTE(nokiaXP @ Sep 22 2011, 06:51 AM)
as i know no bank in msia is given gold card cl rm100k
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you don't know does not mean there aren't gold cards with CL over RM100K CL. click here to see RHB CL at my post titled Malaysia Annual Income Requirement and Credit Limit. Gold Card CL go up up to RM500K!
ben83
post Sep 22 2011, 09:24 AM

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QUOTE(Gen-X @ Sep 22 2011, 06:42 AM)
How they got your contact number?
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I used to have an Advance account with them, yet they called to offer me a gold cc. Goodbye HSBC.
rjb123
post Sep 25 2011, 01:09 AM

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Has anyone had any luck getting their charges waived by HSBC for late payment?

I transferred money from my current to savings acc. stupidly thinking the automated CC payment would still go through - it didn't and I got charged around RM70.

I did explain this to them once they called me to inform me that my account was overdue.

I'm going to call in the next couple of days, see if I can get the charge waived, just wanted to see if anyone has had any experience with this with HSBC?
azraeil
post Sep 25 2011, 03:09 AM

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QUOTE(tkhoo @ Sep 21 2011, 05:20 AM)
Try to make the statement date as same as possible so that you can remember when is your late due date to pay up all. This is what I doing now.
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How do you do that? I have the MC Gold and the Signature on the same due date but the Amanah Plat is a week earlier, I'd like to syncronise everything the same due date which will definitely make my life much easier.

tkhoo
post Sep 26 2011, 11:01 AM

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QUOTE(azraeil @ Sep 25 2011, 03:09 AM)
How do you do that? I have the MC Gold and the Signature on the same due date but the Amanah Plat is a week earlier, I'd like to syncronise everything the same due date which will definitely make my life much easier.
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Just give them a call to adjust the date...Simple.........

By the way, received my Plat Card biggrin.gif
edwinlcw
post Sep 26 2011, 11:49 AM

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QUOTE(rjb123 @ Sep 25 2011, 01:09 AM)
Has anyone had any luck getting their charges waived by HSBC for late payment?

I transferred money from my current to savings acc. stupidly thinking the automated CC payment would still go through - it didn't and I got charged around RM70.

I did explain this to them once they called me to inform me that my account was overdue.

I'm going to call in the next couple of days, see if I can get the charge waived, just wanted to see if anyone has had any experience with this with HSBC?
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i did get my late charges waived as i'm oversea when the payment date is due....
beyond86
post Sep 26 2011, 08:39 PM

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QUOTE(edwinlcw @ Sep 26 2011, 12:49 PM)
i did get my late charges waived as i'm oversea when the payment date is due....
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during overseas, you got use the cc to prove that you not in malaysia?
Nicole Tan
post Sep 26 2011, 10:32 PM

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HSBC now have promotion that upgrade our card to Gold without any approver.
Lester1987
post Sep 27 2011, 02:28 PM

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QUOTE(Nicole Tan @ Sep 26 2011, 10:32 PM)
HSBC now have promotion that upgrade our card to Gold without any approver.
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i got my RM3k limit Platinum card already..... i think ur classic ard CL also higher than me.
shiroikun
post Sep 27 2011, 02:49 PM

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QUOTE(Lester1987 @ Sep 27 2011, 02:28 PM)
i got my RM3k limit Platinum card already..... i think ur classic ard CL also higher than me.
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this is really a shock to me RM3k for a plat card @@.

Later we will see VS VI WMC with 5k limits rclxm9.gif
faiz293
post Sep 27 2011, 03:37 PM

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i jz received my HSBC card before raya. I haven't use it, nor take the card out from the letter. but after I read this thread, I feel like to terminate the card already.. can i do that??
ktn1169
post Sep 29 2011, 04:47 PM

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Anyone get the cashback from the HSBC MEGA SALE CASH BACK PROGRAMME (Jun04 - Aug09) ?

I spend on the 1st day of the week but i didnt get any.....dam, feel cheated
tkhoo
post Sep 29 2011, 10:37 PM

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QUOTE(ktn1169 @ Sep 29 2011, 04:47 PM)
Anyone get the cashback from the HSBC MEGA SALE CASH BACK PROGRAMME  (Jun04 - Aug09) ?

I spend on the 1st day of the week but i didnt get any.....dam, feel cheated
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I just got the cashback this month statement. I also don't know how I get it smile.gif but I do purchase luggage during Mega Sale. Luggage cost RM500+ and cashback was RM75 rclxms.gif rclxms.gif
yuyuyu
post Sep 30 2011, 10:44 AM

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I got cash back rm50 this month statement too.

I have a problem with classic. Last month the payment due (auto pay with advance acc) is 13k. However at that time im overseas, and i need the CL to pay for hotel,car etc, so i manually transfer from my acc to cc as payment. i paid like 9k, left 4k left to pay. I thought the system will still take 4k from my acc, but it didnt. It shows "payment 13k" and "payment return 13k" so end up i kena a finance charge rm40. Can i argue it and get it waive? Rm40 i can go for a good dinner sad.gif
TSGen-X
post Sep 30 2011, 11:27 AM

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QUOTE(yuyuyu @ Sep 30 2011, 10:44 AM)
I got cash back rm50 this month statement too.

I have a problem with classic. Last month the payment due (auto pay with advance acc) is 13k. However at that time im overseas, and i need the CL to pay for hotel,car etc, so i manually transfer from my acc to cc as payment. i paid like 9k, left 4k left to pay. I thought the system will still take 4k from my acc, but it didnt. It shows "payment 13k" and "payment return 13k" so end up i kena a finance charge rm40. Can i argue it and get it waive? Rm40 i can go for a good dinner sad.gif
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Call customer service and explain to them your situation.

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