Really? So good...

just noticed that HSBC charged me additional rm4X.XX for nothing
there is some complications in my statements due to the ezpayment

but when i calculate all the bills 1 by 1, my statement balance is RM4X.XX more than what i calculated. the ezpayment is 12months 0% interest. even in the receipt the amount it shows is 0% interest

anyone faced this problem b4? no late charges as well. i had add the RM50 GST also

Do you have an ongoing balance transfer in your account ?

nope

I have a question... hope you guys can help me. Yesterday i got approach by the sales guy and he offered the HSBC Amanah Platinum with cash back features... if lets say I use this card after a while as my salary increase and all, can I ask to upgrade to the HSBC Visa Signature?

Or is HSBC & HSBC Amanah is totally different entity?

Yeah. They are different. If you already have the HSBC Amanah Platinum and you wish to get the HSBC VISA Signature after a while, you will need to send in a fresh application. Do note that you may still keep your HSBC Amanah Platinum after your new application for HSBC VISA Signature is approved.

I have a classic with CL 14k, expire in nov. Will the new gold upgrade keep the CL and renew it?

What i like about hsbc is the frequent cashback activities.

Thanks for the reply. I guess I should just go ahead and apply for it then

hsbc platinum card got 6% cash rebate?any t&c?

Yes. There is. Refer here

Yes, it should same CL after upgrade as the card number also didn't change. I still waiting my upgrade card.

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Added on September 19, 2011, 6:52 pmJust want to know why HSBC so stingy on CL? I can see lot of forumer with HSBC Platinium holder with less then 5k CL.......

This post has been edited by tkhoo: Sep 19 2011, 06:52 PM

hsbc will call u to verify when u apply cc?like wat they did when u apply pl.anyway how to check the cc application online?i use the online application trackers but why not working?hsbc amanah cc and normal hsbc cc got wat different.last week my pl with hsbc ord appeoved.so last 2 days i go apply for the cc.it is the chances approved will be high since my pl also they ord approved?

This post has been edited by nokiaXP: Sep 20 2011, 06:46 PM

This month I did not receive my HSBC statement and by the time I realized it, my payment due date have past. So called up HSBC to check if I got any payment due and the answer is yes. So made payment last week and today called up HSBC to request for Late Penalty Charges and Interest Charges and the CS said he'll do it for just this once.

Having too many cards also headache

Set reminder on your phone or just use a 555 book note down all your credit card with payment due date every month, mark down those credit card that already paid for that month then you will have a clearer picture which CC have not been paid on the particular month. I always do this to avoid late payment charges

Try to make the statement date as same as possible so that you can remember when is your late due date to pay up all. This is what I doing now.

how many times bank will call u to verify when u apply cc if they call u once but cant get u?

In most cases once. If you are lucky or if the person is in a good mood - two.

Beyond that then consider yourself rejected already because they will consider not answering the phone call as a possible risk. Don't blame the bank because in actual fact there is a lot of cases where card applicants gave false contact information. Bank don't want to waste time because you are not the only person which they need to call (hundreds of applications/call need to be done per day) and there's daily KPI which they have to meet.

Miss the call then it's good bye to your card application.

Thanks for the suggestions. Is just that my HSBC statement did not reach my house by post early this month and was to preoccupied with my new hobby

This post has been edited by Gen-X: Sep 21 2011, 05:01 PM

most probably your application has already been cancelled if you missed their call... just happen to me

reject better lah.coz that day my pl approved then the officer ask me to apply the platinum card.actually i ord got platinum card from scb.think back that new card still need to pay rm50 .currently i got 4 card mean need pay rm200 per year ord