Any credit card can convert purchase into instalment ?
I know cimb has it, but any other bank has it too ?

SCB iPad JAN winner list is out

JAN ipad winner list

Who won the iPad 64GB, which is now an obsolete model 

  13. The 1st 100 Cardholders whom meet the minimum 20 swipes criteria will be awarded the shopping discount of RM500.
     
  14. The RM500 will be credited into the Principal Cardholder's Credit Card within 6-8 weeks from meeting the 20 swipes criteria.

HLB New promotion

RM50 CASH REWARD

  6. Upon meeting a minimum of EIGHT (8) swipes within 60 days from card approval date, Cardholders will be entitled to a RM50 cash reward.
     
  7. Each Principal Cardholder will only be rewarded ONCE throughout the campaign, regardless of the total number of Card(s) applied and approved – subject to the Card being applied and approved within the campaign period. For example a Customer who applied and approved of both Gold and Platinum Cards and has met the minimum 8 swipes criteria on both Gold and Platinum Cards will only be rewarded once RM50 cash back.
     
  8. The EIGHT (8) Swipes can be made by either Principal or Supplementary Cardholder.
     
  9. The Cash Reward will be credited into the Principal Cardholder's Card within 6 to 8 weeks from the completion date of 8 swipes.

RM500 Shopping Discount

  10. Cardholders whom meet the minimum of TWENTY (20) swipes within 90 days from card approval date will get a RM500 shopping discount.
     
  11. The 20 Swipes can be made by either Principal or Supplementary Cardholder.
     
  12. There will be only ONE HUNDRED (100) winners for this offer - selected from those Cardholders whom have met the minimum 20 swipes criteria.
     
  13. The 1st 100 Cardholders whom meet the minimum 20 swipes criteria will be awarded the shopping discount of RM500.
     
  14. The RM500 will be credited into the Principal Cardholder's Credit Card within 6-8 weeks from meeting the 20 swipes criteria.

For sure 99.9999999% you won't be in the first 100 Cardholders     

20 swipes within same day counted or not ?

I have just entered LCCT Plaza Premium Lounge using my Alliance Platinum debit card a few days ago. I can now confirm that for Alliance cards, only Platinum debit card or Premium debit card can be used to access to LCCT lounge.

On the other hand, Alliance Platinum credit cardholders can only enter KLIA Plaza Premium Lounge, not LCCT Plaza Premium Lounge.

congrats have own section now!

mbb 2 also kinda troublesome still need to email scan application form and credit card even though already have cc with them

so,
does my Alliance Bank prepaid Mastercard considered as a credit card?

Now the problem is that you have to assume worst case scenario.
Likely they have the transaction recorded and you have consented to the charge - if not how do they get your cc information ?
This means even if you file for dispute ... there's a possibility the case will not favor you. Go to the police and the bank and they will produce the recording of you consenting to the charge. I'm using the term consenting as it does not necessarily require you to verbally absolutely say "Yes".

Last hope is that there might be a cooling off period. You can initiate the cooling off period and say no/cancel the transaction. If you have their contact info then please call back. (I am almost sure you don't have their contact no to cancel ... but if you do then please go all out to cancel) Now this will not definitely assure you of a resolution or solve the problem for sure. Likely ... they will create a hassle/fuss before you are able to cancel. (you might be even lucky if you get to cancel)

Next time please be smart ... never say yes right away to such products/services which they cold call you.
The problem has nothing to do whether you are a cc noob or not ... it's purely you are not thinking before you purchase anything. These guys capitalise of people's weakness on greed (discount, VIP status, etc) and impulse buying / lack of second thoughts before buying. The training to place the cold calls (even the script used when they call you) actually targets and capitalise on these weakness.

I don't mind getting blasted due to my statement above as ... let's face it. It's more or less the truth.

They will always say ... "I'm representing/calling on behalf of VISA/Mastercard International ... etc" They will proceed to ask for your credit card and you should say ... if you are my bank ... you know what card I am holding, what type and also my cc no. If they don't know all these information or feel you are on to them, they will drop the call by now. They are also trained to drop the call when the ball is not in their court and move on to the next number to cold call.

Hear the words they use "Representing .... VISA/Mastercard International". They can't say "I'm from VISA/Mastercard International" because then it is constituted as fraud and VISA/Mastercard can take legal / criminal actions against them. Next time anyone receives the call ... just compare notes with me and you'll understanda what am I talking about.

Anyone reading this  ... please take it as lesson learnt.

** The only info the bank CS would not see is your CVV. They will also never ever ask you this question because they are not allowed to ask the customer.