SSPN, Skim Simpanan Pendidikan Nasional
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 Dec 22 2016, 11:10 AM
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Senior Member
1,229 posts Joined: Jan 2003 From: Malacca   
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QUOTE(55665566 @ Dec 22 2016, 10:51 AM) Just want to invest. Now kinda regret it and want to find ways to get back my money For DIY investment, please refer to FSM Oh, then I don't see any good in SSPN investment then. Any recommendations? I heard Maybank GIA is good   |
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Dec 22 2016, 12:53 PM
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Senior Member
833 posts Joined: Sep 2012 From: Earth
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Any advice on how to redraw from SSPN?
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Dec 22 2016, 12:55 PM
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Senior Member
5,143 posts Joined: Jan 2015
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QUOTE(55665566 @ Dec 22 2016, 12:53 PM) Any advice on how to redraw from SSPN? check their website...i think there is an instruction on how to...... |
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Dec 22 2016, 04:09 PM
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Junior Member
544 posts Joined: Sep 2008
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2015: 4.00%
2014: 4.25% 2013: 4.25% 2012: 4.25% 2011: 3.75% 2010: 3.25% 2009: 2.50% 2008: 4.00% 2007: 4.00% 2006: 4.00% 2005: 4.00% 2004: 3.00% |
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Dec 23 2016, 11:56 AM
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Senior Member
983 posts Joined: Jul 2008
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How do I withdraw the full or close to full amount deposited?
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Dec 23 2016, 02:49 PM
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Senior Member
1,311 posts Joined: Oct 2012
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QUOTE(WannaGetBuffed @ Dec 23 2016, 11:56 AM) How do I withdraw the full or close to full amount deposited? Visit the PTPTN office or outlets. Need to fill up form I think. |
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Dec 23 2016, 03:33 PM
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Junior Member
767 posts Joined: Jul 2008 From: PJ~Damansara Utama
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QUOTE(lkwah86 @ Dec 22 2016, 04:09 PM) 2015: 4.00% hi, is this the interest declare by SSPN-i?2014: 4.25% 2013: 4.25% 2012: 4.25% 2011: 3.75% 2010: 3.25% 2009: 2.50% 2008: 4.00% 2007: 4.00% 2006: 4.00% 2005: 4.00% 2004: 3.00% coz i just aware about the RM6K tax exemption.... dont know they do declare dividend...  |
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Dec 23 2016, 03:36 PM
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Senior Member
1,311 posts Joined: Oct 2012
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QUOTE(MiKE7LIM @ Dec 23 2016, 03:33 PM) hi, is this the interest declare by SSPN-i? Yes they do declare dividends.coz i just aware about the RM6K tax exemption.... dont know they do declare dividend... |
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Dec 23 2016, 03:40 PM
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Junior Member
767 posts Joined: Jul 2008 From: PJ~Damansara Utama
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QUOTE(familyfirst @ Dec 23 2016, 03:36 PM) Yes they do declare dividends. thanks for confirmation.this mean the benefits is tax exemption and +/- 4% dividends Which 1 is more advisable to go for? i or i-plus? |
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Dec 23 2016, 04:00 PM
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Senior Member
1,311 posts Joined: Oct 2012
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QUOTE(MiKE7LIM @ Dec 23 2016, 03:40 PM) thanks for confirmation. I-plus has insurance plan attached to it. Since I already have my own insurance, I choose I saja.this mean the benefits is tax exemption and +/- 4% dividends Which 1 is more advisable to go for? i or i-plus? |
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Dec 24 2016, 08:34 PM
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Senior Member
5,847 posts Joined: Sep 2009
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QUOTE(xuzen @ Dec 21 2016, 07:08 PM) Can. Have been doing that since my kid was one year old until now. But srly, I would prefer them to keep those freebies and pay me higher dividend. All these freebies end up as junk in my house. Xuzen QUOTE(familyfirst @ Dec 22 2016, 09:39 AM) Yes you can. thanks, went to the fair and opened more account. got lucky as well.This post has been edited by guy3288: Dec 24 2016, 08:36 PM |
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Dec 27 2016, 02:53 PM
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Senior Member
983 posts Joined: Jul 2008
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Does anyone know if they still accept credit card top up? Thank you
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Dec 27 2016, 04:29 PM
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Senior Member
2,289 posts Joined: Jan 2003 From: Stairway to Heaven
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QUOTE(WannaGetBuffed @ Dec 27 2016, 02:53 PM) Does anyone know if they still accept credit card top up? Thank you No, they don't anymore |
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Dec 28 2016, 03:22 PM
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Junior Member
149 posts Joined: Dec 2008
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QUOTE(guy3288 @ Dec 21 2016, 06:53 PM) i thought i have missed the promotion free gift for 2016 top up so late into year end. If I top-up via Direct Debit on M2U, can claim the freebies?deposited RM6000 at PTPTN seberang jaya branch,(look for that nice guy Hafizi) still got goodies, umbrella, coin box, tupper ware and tumbler, and a hamper. currently out of stock, told me to collect hamper on Saturday at Mydin Mall where there will be promotional fare. Forgot to ask the PTPTN guy just now.. may be you guys know can help. Say my son already have sspn-i account with me and i claim max RM6000 tax purpose. Can my wife open another sspn i account with that same son and she deposit another 6k to claim tax for her own? that will mean that kid will have 2 sspn-i accounts one with dad and another with mom? is it allowed? thanks for any feedback. |
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Dec 29 2016, 12:50 AM
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Senior Member
1,156 posts Joined: Dec 2007
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Question.
1. open for own savings = no tax relief ? 2. open joint name with sons = tax relief ? 3. 2016 deposited RM6k, so income tax relief RM6k, 2017 deposit RM6k, total balance RM12k, so income tax relief RM6k ? 4. the tax relief amount is depends on the amount you debit nett in a year ? so every year debit rm6k, up to 10years, balance rm60k satu kali withdrawl, so the withdraw year no tax relief ? |
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Dec 29 2016, 01:56 AM
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Senior Member
5,143 posts Joined: Jan 2015
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QUOTE(darkdevilrey @ Dec 29 2016, 12:50 AM) Question. while waiting for responses, you can try this for more info....1. open for own savings = no tax relief ? 2. open joint name with sons = tax relief ? 3. 2016 deposited RM6k, so income tax relief RM6k, 2017 deposit RM6k, total balance RM12k, so income tax relief RM6k ? 4. the tax relief amount is depends on the amount you debit nett in a year ? so every year debit rm6k, up to 10years, balance rm60k satu kali withdrawl, so the withdraw year no tax relief ? hopefully the answers you seek can be found in these links. https://www.ptptn.gov.my/web/guest/simpanan/cukai http://www.hasil.gov.my/bt_goindex.php?bt_...nit=1&bt_sequ=1 http://www.nbc.com.my/blog/faq-rm6000-tax-...cation-savings/ more on Google... btw, from the above links you can see that this RM 6k tax relief is until yr 2017.......after that ...... (is also stated there) This post has been edited by T231H: Dec 29 2016, 01:57 AM |
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Dec 29 2016, 04:09 PM
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Senior Member
989 posts Joined: Feb 2008
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Went to kota damansara only left umbrella.
Today only accept cash. Or else got to do online payment. |
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Dec 29 2016, 04:45 PM
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Senior Member
2,811 posts Joined: Jan 2003 From: Selayang
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Opened account at pudu UTC branch..got XiaoMi powerbank as freegift
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Dec 29 2016, 04:59 PM
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Junior Member
531 posts Joined: Oct 2016
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Does tax exempt means that when I withdraw the money later to pay for my child college, the money will not be taxed? Does this means that other investment vehicles (e.g. Tabung Haji, ASB, unit trusts) will be taxed when I withdraw?
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Dec 29 2016, 05:04 PM
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Senior Member
5,143 posts Joined: Jan 2015
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QUOTE(imnotabot @ Dec 29 2016, 04:59 PM) Does tax exempt means that when I withdraw the money later to pay for my child college, the money will not be taxed? Does this means that other investment vehicles (e.g. Tabung Haji, ASB, unit trusts) will be taxed when I withdraw? not subjected to taxes.....btw, where did you learnt about the taxes? This post has been edited by T231H: Dec 29 2016, 05:05 PM |
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