Hi i would like to ask let say if i were to open an account to deposit 100 every month, if next time deposit more is it ok? or best to close n open let say the 200 type of account? thank you.

1. SSPN-i cannot use credit card / bp to reload?

2. For SSPN-i plus, i see the pakej like RM100 ---> RM90 simpanan, RM10 takaful. If I pay RM600 for initial pakej, RM60 will burn into takaful?

3. For tax relief, lets say, Dec 2018 hoot RM8k, Jan 2019 withdraw RM8k. Dec 2019 hoot again RM8k. simpanan bersih is RM0 instead of RM8k?

4. Withdrawal can perform via online? Need to tie to what bank?

Tq for your reply, the insurance part, once paid, considered burn right? I saw the diamond package 60% goes to insurance. which is RM300 for RM500 depositing.

Ok then I just go for SSPN-i. How about this? can freely get the money? I reload today, take out from bank islam via online tonight can?

Going to start the project, but for the 8k tax relief thing...haha.

I am just wondering how the withdrawal and deposit at the same years will be calculated as "simpanan bersih" at their term.

SSPN-i also can use BigPay to top up eh?

thanks for double confirm.

I try to search through the PTPTN website but can't find any info about this.

I have a few more questions if you don't mind:

1) Using bigpay to pay SSPN-i can only be done over PTPTN counter?

2) Any charge for every top up regardless of the amount?

3) How long does the top up takes to be reflected in the SSPN-i account?

add one more question.

Those counter @ shopping mall also can perform transaction BP to SSPN-i?

Dear all, just to confirm, if both parents are having separate SSPN account for their child, then are they eligible to enjoy RM8k tax each (RM16k total) for the deposit this year?

Assuming both of them are at 21% bracket, I guess they should max this saving first before venturing into other moderate investments such UT right?

What if 2019 6k
2020 0k
2021 need 12k?

rm8k relief is nice, but the sspn-i interest rate of 4.xx% = 4.xx/12 months? which means it depends on how long you put the fresh cash in the account?

if not mistaken...the 8k rebate works this way.

Year              SSPN Deposit          Tax relief
2019            8k                  8k
2020            16k                8k
2021            -8k                0k (if you declare 8k, the tax guy will come after you)

Anyone chooses savings and also takaful insurance?

How about the insurance policies?

sorry to disappoint you, I been topup sspn longer than you might thought. the income tax population only works if you done it before. The autofill up is auto populated based on your previous income tax record.

er.. i think there's a miscommunication:
a. Talexeh (pls correct me if i misassumed) is talking about PTPTN "SSPN's tax document" which tells the account owner/us, how much tax relief we can file
VS
b. U are talking about LHDN's online tax preparation/submission which autofills based on previous data

Is the insurance worth it?

guys, wanna ask, last week (thursday) manage to open sspn-i for my boy. quickly after that i open bank islam account and link it to the sspn account. did some deposit via boost and received deposit conformation by emel (from PTPTN)

my question, where can i check current balance in my sspn-i account? try the link in sspn but just show my account is active without option of penyata semasa. Check via bank islam ATM (sspn - penyata baki) also fail (no data).

btw, already more than 48 hours from my last deposit trasaction. thanks

ahhh silly me. thanks soo much bro.   

yeah all my deposit already in the account 

got some question regarding the BIGPAY card.

Is it every month we only can reload max 10k and swipe max 10k from the BIGPAY card? I remember last year December when I want to swipe SSPN > 10k it doesn't let me to reload more in that month.

So indirectly can reload Bigpay with creditcard and then pay sspn using Bigpay?

do note....you asked...."is it possible to withdrawal all the money from sspn account?"

as i think some here usually leave some balance in there...instead of "all"