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 SSPN, Skim Simpanan Pendidikan Nasional

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talexeh
post Sep 18 2019, 08:11 AM

One man's meat is another man's poison.
*******
Senior Member
3,094 posts

Joined: Dec 2007



QUOTE(MUM @ Sep 18 2019, 08:05 AM)
from the below post.... he does not seems to want to close the account
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Yea, just wanted to make it clear that it's possible to do so. Guess I should have tagged him instead, my bad.
talexeh
post Oct 4 2019, 04:19 PM

One man's meat is another man's poison.
*******
Senior Member
3,094 posts

Joined: Dec 2007



QUOTE(mikeeeee @ Oct 4 2019, 02:59 PM)
I just called them up to inform about the login issue. Reset password lagi hebat, it will throw out exception page lol

Apparently they are not aware of the issue.

The best part was, the support guy ask me to give him my username and password to try , OMG .. lidat also can
*
This is why I rather not trust my $$$ with them for long term. They don't seem to possess the right person for the right job & if this can happen to their support, it can happen to whatever level / position in their ranks. doh.gif
talexeh
post Oct 7 2019, 11:33 AM

One man's meat is another man's poison.
*******
Senior Member
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Joined: Dec 2007



Seems to have recovered now.
talexeh
post Oct 9 2019, 03:13 PM

One man's meat is another man's poison.
*******
Senior Member
3,094 posts

Joined: Dec 2007



QUOTE(MeToo @ Oct 9 2019, 11:56 AM)
Long term?

Its a 1 month term SSPN... always in/out for the tax benefit...
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I was referring to long-term deposit, not the deposit-withdraw method.
talexeh
post Oct 13 2019, 12:55 AM

One man's meat is another man's poison.
*******
Senior Member
3,094 posts

Joined: Dec 2007



QUOTE(Barricade @ Oct 12 2019, 11:47 AM)
How long does it take to withdraw it out? No question asked right?
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You'll get the money in your account within a few working days.
talexeh
post Oct 24 2019, 12:45 PM

One man's meat is another man's poison.
*******
Senior Member
3,094 posts

Joined: Dec 2007



QUOTE(Mervin1234 @ Oct 24 2019, 12:36 PM)
you can only participate in the 400 bill payment once...even if got many coins also no use  cool2.gif
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This is getting out of topic but just to let you know that what you mentioned is incorrect. The 400 bill is available almost on monthly basis.

Anyway, for more about Boost, please head over to the right thread.

This post has been edited by talexeh: Oct 24 2019, 12:46 PM
talexeh
post Nov 4 2019, 10:59 AM

One man's meat is another man's poison.
*******
Senior Member
3,094 posts

Joined: Dec 2007



QUOTE(Left4Dead2 @ Nov 4 2019, 09:46 AM)
For those already open SSPN account, can withdraw through online or counter ? What is the procedure required ? Anybody withdraw before ?
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It's been a month since you asked. Might want to make up your mind since you only have ~1 month to go.

Just go to the counter, pay RM8K via cash or debit card & you're good to go. As long as you have a kid, you get to claim that 8K for tax relief, which should be automatically populated for you in 2019's tax e-filing.

If you don't have a kid, then no tax relief.

Withdrawal is pretty straight forward. Just go to the PTPTN office, inform them you would like to withdraw your SSPN deposit. If you withdraw all, that's equivalent to closing account. Leave RM20 inside the account if you want to maintain it. The withdrawal will go into the bank account that you provide them in the withdrawal form.

You can also setup either Bank Rakyat or Bank Islam that ties with your SSPN account & this allows you to withdraw via ATM but IMO, it's troublesome.

This post has been edited by talexeh: Nov 4 2019, 11:01 AM
talexeh
post Nov 5 2019, 04:02 PM

One man's meat is another man's poison.
*******
Senior Member
3,094 posts

Joined: Dec 2007



QUOTE(Kaka23 @ Nov 4 2019, 08:21 PM)
Top up 8K at PTPTN office got any goodies?
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Depends on the branch actually. You can either give them a call or head over there to check.
talexeh
post Nov 8 2019, 09:15 AM

One man's meat is another man's poison.
*******
Senior Member
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QUOTE(Barricade @ Nov 7 2019, 12:30 AM)
Anyone got problem accessing SSPN website to see statement? I cannot login since yesterday
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It was accessible yesterday noon for me so maybe you'll want to try again.
talexeh
post Nov 21 2019, 09:53 AM

One man's meat is another man's poison.
*******
Senior Member
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QUOTE(aliluya @ Nov 20 2019, 10:41 PM)
thank you for your respond. appreciate it.

what is ID ejen? registration is it have to do via appointed bank? such as MBB?
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Screenshot please? No, you can register directly online or at the PTPTN branch. No bank info required unless you're making withdrawal.
talexeh
post Nov 21 2019, 10:54 AM

One man's meat is another man's poison.
*******
Senior Member
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Joined: Dec 2007



QUOTE(MUM @ Nov 21 2019, 10:19 AM)
do you meant the screenshot for ID Ejen ?

I checked ...it was from the last field row just after the "Deposit amount" that one need to fill, in the sspn a/c opening page of this site

https://www.ptptn.gov.my/esmas-open-acc-web/#/openAccount

https://www.ptptn.gov.my/esmas-open-acc-web/#/

I am not sure....just that I think it was for those that open/deposit thru banks
thus I think, for self opening, can just ignore.
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Oh, if it's that field, then it's for Ejen Pemasaran Online which can be ignored if you're not opening an account via an agent.
talexeh
post Nov 21 2019, 09:34 PM

One man's meat is another man's poison.
*******
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QUOTE(avinlim @ Nov 21 2019, 07:40 PM)
how to check sspn balance??? I online check statement here https://www.ptptn.gov.my/saving/sspnlogin.html

it show zero//////
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If you're expecting real-time update to the statement like banks or eWallets, I'm afraid you'll be sorely disappointed.
talexeh
post Nov 25 2019, 08:40 PM

One man's meat is another man's poison.
*******
Senior Member
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Joined: Dec 2007



QUOTE(Mervin1234 @ Nov 25 2019, 03:44 PM)
Got a questions,

i have been putting into sspn-i for the last 3 years including this year. i am planning to withdraw all if possible by Jan 2020.

1. Can i withdraw all ?
2. how much balance do i need to have in order to get the dividend ?
3. how to i link my bank islam account with sspn ?
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1. Yes.
2. As long as your account is not closed so that's like RM20. I stand corrected if this is incorrect.
3. Search the thread using "islam" as keyword. This has been discussed before.

QUOTE(MasterConfucion @ Nov 25 2019, 08:24 PM)
Thanks but still the same it only show last month balance. Do u guys ever check before after deposit?
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It's never real time. Your statement will reflect the latest amount in a few working days.

This post has been edited by talexeh: Nov 25 2019, 09:25 PM
talexeh
post Nov 27 2019, 06:45 AM

One man's meat is another man's poison.
*******
Senior Member
3,094 posts

Joined: Dec 2007



QUOTE(mrbigggyyy @ Nov 26 2019, 05:06 PM)
hi all, quick question. for the SSPN, is it only eligible for local studies or it doesn't matter and we can withdraw the money regardless
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You can withdraw any time you want. If you're looking to apply for PTPTN in the future, then it's a must for you to have a SSPN account in the first place.

QUOTE(MUM @ Nov 26 2019, 05:30 PM)
I think it does not matter...for currently forummers had been posting that they can withdraw almost all except maybe RM50 to maintain the a/c without problems
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RM20, not RM50.
talexeh
post Nov 28 2019, 05:23 PM

One man's meat is another man's poison.
*******
Senior Member
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Joined: Dec 2007



QUOTE(MasterConfucion @ Nov 28 2019, 09:35 AM)
Just for my balance reflect after make complaint. SUnday put money and thursday only get is a bit slow for current modern age technology. Make me kinda lose confidence in putting my money there.

Btw their reply to me "Tuan/puan,

Semakan mendapati penambahan deposit telah dikemaskini pada 24/11/2019 RM500.00.

Untuk makluman penambahan deposit akan dikemaskini dalam masa 3-7 hari bekerja dari tarikh penambahan deposit dilakukan.

Sekian terima kasih."
*
If you're not convinced with PTPTN / SSPN's reliability then by all means avoid it. I understand your frustration but I think you'll have to accept both the pros & cons as a package if you're looking to gain benefit from depositing into SSPN.

QUOTE(mjchua @ Nov 28 2019, 03:04 PM)
Can withdraw within first week of Jan ? Eg 04 Jan ?
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You can't because the system will be completely down.
talexeh
post Nov 29 2019, 04:21 PM

One man's meat is another man's poison.
*******
Senior Member
3,094 posts

Joined: Dec 2007



QUOTE(avinlim @ Nov 29 2019, 08:24 AM)
got so fast meh....

I deposited on monday...till now the fking sspn still not yet show the balance on my account.  ranting.gif
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It varies. What's important is that in the end, the money is indeed inside the account. Moreover, it's very unlikely that you'll be making withdrawal a few days after said deposit.
talexeh
post Dec 2 2019, 11:20 AM

One man's meat is another man's poison.
*******
Senior Member
3,094 posts

Joined: Dec 2007



QUOTE(avinlim @ Dec 2 2019, 08:06 AM)
For tac relief purpose, I need to open acocunt for my kids one?

then the kid's account can be linked to my BI account?

how this thg work?
*
Technically that SSPN account still belongs to you so yea, you can definitely link it to your BI account. After all, when you withdraw it, it's not like you're required to bring your kid or his / her NRIC along.
talexeh
post Dec 2 2019, 11:24 AM

One man's meat is another man's poison.
*******
Senior Member
3,094 posts

Joined: Dec 2007



QUOTE(mickeysew814 @ Dec 2 2019, 11:24 AM)
hi. is the withdrawal easy? wont be take long time to approve right?
*
Easy peasy. Just head over to PTPTN office with your NRIC, fill up a form & wait a few days.
talexeh
post Dec 3 2019, 09:32 AM

One man's meat is another man's poison.
*******
Senior Member
3,094 posts

Joined: Dec 2007



QUOTE(inspiron @ Dec 3 2019, 09:25 AM)
I just stumbled upon this thread.
a few amazing idea given in a few post above
things like deposit to get the dividend then take out the $$
deposit in Dec and take out in Jan to claim Income Tax
but I just heard that it's now automatic input for SSPN in income tax
meaning if you put in rm6k now and then take out in Jan, your income tax will show -rm6k
hope the member here can verify and confirm
*
Does that automatic population in your tax filing really that important? If it isn't automatically populated, you can still type out that 6K or 8K by yourself right? rclxub.gif
talexeh
post Dec 3 2019, 11:06 AM

One man's meat is another man's poison.
*******
Senior Member
3,094 posts

Joined: Dec 2007



QUOTE(MasterConfucion @ Dec 3 2019, 10:33 AM)
anyone have trouble access sspn website semakan penyata? i can’t access since yesterday and when google it looks like a scam website now. wth is lovesspn lol.

they need to be more professional and give confidence to the people 🤦🏻‍♀️

that’s why ppl lose hope in our government
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https://www.ptptn.gov.my/saving/sspnlogin.html

You're welcome. Frankly speaking, I think you might be better off withdrawing everything since you seem to have a lot of dissatisfaction with how SSPN works. Your expectation certainly doesn't match the level of service PTPTN is capable of providing you.

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