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 SSPN, Skim Simpanan Pendidikan Nasional

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lyc1982
post Feb 7 2020, 02:05 PM

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QUOTE(LostAndFound @ Feb 7 2020, 11:02 AM)
Audit they want to see your documents to see if you're honest. Even if they have already. Their job is to catch you ma.
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QUOTE(StupidGuyPlayComp @ Feb 7 2020, 11:23 AM)
Then you donwload from sspn or print them the sspn statement

LHDN staff blur blur
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but someone said sspn is linked with income tax shown on BE form...so why lhdn needs the proof again ?
MUM
post Feb 7 2020, 02:06 PM

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QUOTE(lyc1982 @ Feb 7 2020, 02:05 PM)
but someone said sspn is linked with income tax shown on BE form...so why lhdn needs the proof again ?
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linked yes, but it can still be altered manually.....
LostAndFound
post Feb 7 2020, 02:08 PM

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QUOTE(lyc1982 @ Feb 7 2020, 02:05 PM)
but someone said sspn is linked with income tax shown on BE form...so why lhdn needs the proof again ?
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Any auditor that simply trust the data they're given is a bad auditor.
Dexter
post Feb 7 2020, 02:12 PM

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deleted

This post has been edited by Dexter: Feb 7 2020, 02:14 PM
tinyisland
post Feb 7 2020, 03:08 PM

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4% dividend is deposited.
cybpsych
post Feb 7 2020, 03:15 PM

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QUOTE(rapple @ Feb 6 2020, 04:28 PM)
Dividend is credited.

Upon checking only the balance b/f from 2018 & the dividend is entitled to 12 months of interest..

Deposit on 9 Jan  - pro-rated to 11 months
Deposit on 8 Feb - pro-rated to 10 months
Deposit on 14 Mar - pro-rated to 9 months
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QUOTE(tinyisland @ Feb 7 2020, 03:08 PM)
4% dividend is deposited.
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yesterday can see already
lyc1982
post Feb 7 2020, 04:24 PM

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QUOTE(MUM @ Feb 7 2020, 02:06 PM)
linked yes, but it can still be altered manually.....
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QUOTE(LostAndFound @ Feb 7 2020, 02:08 PM)
Any auditor that simply trust the data they're given is a bad auditor.
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so might as well don't link it at all, no ?

in the end still need to go thru the hassle of printing the sspn statement every single year to show proof to lhdn
MUM
post Feb 7 2020, 04:29 PM

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QUOTE(lyc1982 @ Feb 7 2020, 04:24 PM)
so might as well don't link it at all, no ?

in the end still need to go thru the hassle of printing the sspn statement every single year to show proof to lhdn
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I guess...the link is to make you aware that they "know"
and
the print out of "Penyata Perlepasan Cukai" from SSPN is to provide info on the amount qualified for tax relief for that year.

This post has been edited by MUM: Feb 7 2020, 04:39 PM
kochin
post Feb 7 2020, 05:26 PM

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boosted today for rm4k.
total cost - RM4k + RM4 commission + 600 coins to activate 3 missions?

total return
- mission 14.50
- coins 9500
equals approx 1800 x 5 = 9000 coins of RM20x5 = RM100
balance 500 coins to ofset mission cost

so total return is approx RM114.50/RM4004 = 2.86%

is this good or bad?

rapple
post Feb 7 2020, 05:36 PM

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QUOTE(lyc1982 @ Feb 7 2020, 04:24 PM)
so might as well don't link it at all, no ?

in the end still need to go thru the hassle of printing the sspn statement every single year to show proof to lhdn
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Bro, we are in the year 2020 why still keep hardcopies.

Since I started declaring my tax in 2014, EA form, CP58, for every tax relief that I claim and all payment receipts to LHDN I'll keep a softcopy.

The so called link to LHDN sometimes is flaw, better check thoroughly on your own. Some of my client payment for cp500 or pcb is not even updated correctly in their form b/be.


MUM
post Feb 7 2020, 05:37 PM

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QUOTE(kochin @ Feb 7 2020, 05:26 PM)
boosted today for rm4k.
.......
so total return is approx RM114.50/RM4004 = 2.86%

is this good or bad?
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thumbup.gif Plus the 1% from the SSPN loyalty program (abt RM40 extra) = RM 154.50 thumbup.gif thumbup.gif

This post has been edited by MUM: Feb 7 2020, 05:38 PM
MGM
post Feb 7 2020, 06:07 PM

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QUOTE(MUM @ Feb 7 2020, 05:37 PM)
thumbup.gif Plus the 1% from the SSPN loyalty program (abt RM40 extra) = RM 154.50  thumbup.gif  thumbup.gif
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Shouldnt it be 1% * 66/366, 66 being the no of days of the campaign.
MUM
post Feb 7 2020, 06:34 PM

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QUOTE(MGM @ Feb 7 2020, 06:07 PM)
Shouldnt it be 1% * 66/366, 66 being the no of days of the campaign.
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No idea...
I think the 1% is on the deposited amount within the campaign period....
I think, the prorated is on the calculation.within the calendar year... Earlier the deposits the more dividend one gets.

This post has been edited by MUM: Feb 7 2020, 06:35 PM
memorylane
post Feb 7 2020, 08:28 PM

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QUOTE(kochin @ Feb 7 2020, 05:26 PM)
boosted today for rm4k.
total cost - RM4k + RM4 commission + 600 coins to activate 3 missions?

total return
- mission 14.50
- coins 9500
equals approx 1800 x 5 = 9000 coins of RM20x5 = RM100
balance 500 coins to ofset mission cost

so total return is approx RM114.50/RM4004 = 2.86%

is this good or bad?
*
i think use grabpay via e-pay worth more, about 7.5% worth of grab points....
T231H
post Feb 7 2020, 08:31 PM

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QUOTE(memorylane @ Feb 7 2020, 08:28 PM)
i think use grabpay via e-pay worth more, about 7.5% worth of grab points....
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can use that to pay SSPN contribution?
memorylane
post Feb 7 2020, 08:43 PM

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QUOTE(T231H @ Feb 7 2020, 08:31 PM)
can use that to pay SSPN contribution?
*

Ya e-pay.com.my can.. SSPN and TNB bill as well ...both boost or grabpay also can.
MGM
post Feb 7 2020, 08:48 PM

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QUOTE(memorylane @ Feb 7 2020, 08:28 PM)
i think use grabpay via e-pay worth more, about 7.5% worth of grab points....
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Can show your calculations?
memorylane
post Feb 7 2020, 08:52 PM

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QUOTE(MGM @ Feb 7 2020, 08:48 PM)
Can show your calculations?
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RM1 = 9X grab points
600 grab points = RM5 grab code

So 5/600x9 is 7.5%

Correct me if I’m wrong.
skty
post Feb 7 2020, 08:54 PM

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until today the top up amount still not credited into account. hmmmm...

staffs are sleeping. lol
T231H
post Feb 7 2020, 09:00 PM

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QUOTE(memorylane @ Feb 7 2020, 08:43 PM)
Ya e-pay.com.my can.. SSPN and TNB bill as well ...both boost or grabpay also can.
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do you mean use grap pay to pay SSPN thru the e-pay.com.my portal?

so this portal will be sort of facilitating money transfers between Grabpay to SSPN?

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