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 SSPN, Skim Simpanan Pendidikan Nasional

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simonmada
post Jan 2 2020, 03:05 PM

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thanks all the sifu, you all are so helpful!!!
cybpsych
post Jan 2 2020, 03:28 PM

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annual account closing maintenance

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rapple
post Jan 2 2020, 03:53 PM

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QUOTE(lyc1982 @ Jan 2 2020, 02:29 PM)
iinm...

4% is not a guaranteed
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8k x 21% = RM1,680 guaranteed tax relief and this is the main purpose contributing to SSPN-i.

Any % of dividend is a bonus.
SUSYH1234
post Jan 2 2020, 04:33 PM

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QUOTE(jefftan4888 @ Jan 2 2020, 02:38 PM)
The cut-off date for interest calculation is the 5th of every month.

As long as the deposit date is before 6th, i.e., 1st, 2nd, 3rd, 4th & 5th - counted one month interest.

Any deposit date after 5th, i.e., 6th until the end of the month - counted zero interest for that month.
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if that is the case, i would presume the same apply to withdrawal? hence it is more advisable to withdraw after 5th?
jefftan4888
post Jan 2 2020, 05:51 PM

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QUOTE(YH1234 @ Jan 2 2020, 04:33 PM)
if that is the case, i would presume the same apply to withdrawal? hence it is more advisable to withdraw after 5th?
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I can't advise you on this as I save for my kid's education.
rinapua
post Jan 2 2020, 08:51 PM

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QUOTE(MGM @ Dec 9 2019, 09:00 PM)
I am on level4 and so far I have been getting 0,1.5,2 & 4 times of coins until today when I used the rm500 mission to pay sspn and voila get 7000 coins.
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0,1.5,2 & 4 ...whats the meaning for this?

RM500 mission..what is this? how to use?
skty
post Jan 2 2020, 08:52 PM

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QUOTE(rapple @ Jan 2 2020, 03:53 PM)
8k x 21% = RM1,680 guaranteed tax relief and this is the main purpose contributing to SSPN-i.

Any % of dividend is a bonus.
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imagine 24% even higher.
rinapua
post Jan 2 2020, 09:12 PM

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anyone of you deposit the money in SSPN and withdraw again...in out in out just because can earn point from Boost?
jefftan4888
post Jan 2 2020, 09:22 PM

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QUOTE(rinapua @ Jan 2 2020, 09:12 PM)
anyone of you deposit the money in SSPN and withdraw again...in out in out  just because can earn point from Boost?
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My advice is everything must do in moderation. biggrin.gif
!@#$%^
post Jan 2 2020, 09:30 PM

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QUOTE(rinapua @ Jan 2 2020, 09:12 PM)
anyone of you deposit the money in SSPN and withdraw again...in out in out  just because can earn point from Boost?
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does it matter?
cucikaki
post Jan 2 2020, 10:26 PM

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QUOTE(jefftan4888 @ Jan 2 2020, 09:22 PM)
My advice is everything must do in moderation.  biggrin.gif
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but im not in moderation oh. 4.5k/month/per acc. how oh hahaha
MUM
post Jan 2 2020, 10:44 PM

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QUOTE(cucikaki @ Jan 2 2020, 10:26 PM)
but im not in moderation oh. 4.5k/month/per acc. how oh hahaha
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rclxms.gif great time spend activities...
btw, how long have you been doing it?
jefftan4888
post Jan 3 2020, 08:21 AM

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QUOTE(cucikaki @ Jan 2 2020, 10:26 PM)
but im not in moderation oh. 4.5k/month/per acc. how oh hahaha
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1 to 1 is ok. Many to 1, I don’t know. Haha
Dexter
post Jan 3 2020, 11:30 AM

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QUOTE(rapple @ Jan 2 2020, 03:53 PM)
8k x 21% = RM1,680 guaranteed tax relief and this is the main purpose contributing to SSPN-i.

Any % of dividend is a bonus.
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Been into this since SSPN started to give tax relief. Save a lot from paying tax. Dividend wise....haha, you give I take, no complaint.

QUOTE(rinapua @ Jan 2 2020, 09:12 PM)
anyone of you deposit the money in SSPN and withdraw again...in out in out  just because can earn point from Boost?
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QUOTE(jefftan4888 @ Jan 2 2020, 09:22 PM)
My advice is everything must do in moderation.  biggrin.gif
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This 'games' need to be moderately apply, else Boost may revise no coins for certain payment on new t&c.
Sorry to say, it's generated quite handsome rewards.
prescott2006
post Jan 3 2020, 11:36 AM

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Let say I deposit 10k in 2019, then I withdraw 10k in Jan 2020, then I deposit 16k in Dec 2020 again. For tax filing in April 2021, can I get tax relief 8k?
SUSyklooi
post Jan 3 2020, 11:44 AM

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QUOTE(prescott2006 @ Jan 3 2020, 11:36 AM)
Let say I deposit 10k in 2019, then I withdraw 10k in Jan 2020, then I deposit 16k in Dec 2020 again. For tax filing in April 2021, can I get tax relief 8k?
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What is the sumbangan bersih for 2020?
Tax relief is for sumbangan bersih... Max 8k for Yr 2020
prescott2006
post Jan 3 2020, 11:51 AM

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QUOTE(yklooi @ Jan 3 2020, 11:44 AM)
What is the sumbangan  bersih for 2020?
Tax relief is for sumbangan bersih... Max 8k for Yr 2020
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In my case, sumbangan bersih 2020 is 16k-10k=6k?
SUSyklooi
post Jan 3 2020, 11:55 AM

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QUOTE(prescott2006 @ Jan 3 2020, 11:51 AM)
In my case, sumbangan bersih 2020 is 16k-10k=6k?
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I think the maths for it is (amount put in - amount take out ) for that year.
btw this amount put in EXCLUDE the amount put in by SSPN or Govt.

This post has been edited by yklooi: Jan 3 2020, 12:01 PM
rinapua
post Jan 3 2020, 12:30 PM

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QUOTE(Dexter @ Jan 3 2020, 11:30 AM)
Been into this since SSPN started to give tax relief. Save a lot from paying tax. Dividend wise....haha, you give I take, no complaint.
This 'games' need to be moderately apply, else Boost may revise no coins for certain payment on new t&c.
Sorry to say, it's generated quite handsome rewards.
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yup...agreed...maybe 2-3 time deposit and withdraw ....should be ok to earn boost coins.

btw some are using big pay...is it the same as boost? getting coins or points as well?
bukitbanyan
post Jan 3 2020, 09:49 PM

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I deposit to sspn via boost 1k on 1/1 and 2k on 2/1. Still not reflected yet
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