Welcome Guest ( Log In | Register )

708 Pages « < 122 123 124 125 126 > » Bottom

Outline · [ Standard ] · Linear+

 SSPN, Skim Simpanan Pendidikan Nasional

views
     
SUSyklooi
post Dec 16 2019, 09:41 PM

Look at all my stars!!
*******
Senior Member
8,188 posts

Joined: Apr 2013


QUOTE(qaqiqu @ Dec 16 2019, 09:22 PM)
Sspn div for  me too low
*
many people said that too, but when they said if included in the tax relief,...it is a lot to them
saitong09
post Dec 16 2019, 10:22 PM

10k Club
********
All Stars
10,820 posts

Joined: Jan 2010
From: KL/PJ


QUOTE(qaqiqu @ Dec 16 2019, 09:22 PM)
Sspn div for  me too low
*
Still higher than normal FD
WTF2008
post Dec 16 2019, 10:57 PM

Getting Started
**
Junior Member
180 posts

Joined: Jul 2008


Hi bros and sis, want to check. How can we change the address in the sspn-I account?

Is it matter if the address incorrect? I register at the booth and notice the address filled in incorrect after went back home when I login my online account to verify.

Any idea how I can recorrect the address?
ronnie
post Dec 16 2019, 11:02 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur



QUOTE(qaqiqu @ Dec 16 2019, 09:22 PM)
Sspn div for  me too low
*
another low post sad.gif

4% is pretty good... + tax relief savings

This post has been edited by ronnie: Dec 16 2019, 11:03 PM
MUM
post Dec 16 2019, 11:58 PM

10k Club
********
All Stars
14,856 posts

Joined: Mar 2015

QUOTE(WTF2008 @ Dec 16 2019, 10:57 PM)
Hi bros and sis, want to check. How can we change the address in the sspn-I account?

Is it matter if the address incorrect? I register at the booth and notice the address filled in incorrect after went back home when I login my online account to verify.

Any idea how I can recorrect the address?
*
maybe this site can?
https://eform.ptptn.gov.my/borang-digital/tukar-alamat.cfm
cempedaklife
post Dec 17 2019, 07:18 AM

Master Decoy
*******
Senior Member
4,350 posts

Joined: Oct 2010
From: KL


QUOTE(ronnie @ Dec 16 2019, 11:02 PM)
another low post sad.gif

4% is pretty good... + tax relief savings
*
Well they can always go for other investment and leave sspn alone.

As in keep saying that will make the dividend higher.
avinlim
post Dec 17 2019, 08:03 AM

Captain Malaysia
*******
Senior Member
2,965 posts

Joined: Jul 2014


QUOTE(cybpsych @ Dec 16 2019, 06:01 PM)
https://www.ptptn.gov.my/esmas-open-acc-web/#/openAccount

account is opened under Pendeposit (depositor). you need to enter the details for Penerima Manfaat (beneficiary) --- for your kid or yourself.

FAQ >> https://www.ptptn.gov.my/faq-simpanan-side/faq-sspn-i

23. Siapakah yang layak mendapat insentif pelepasan taksiran cukai pendapatan?
Ibu bapa dan ibu bapa angkat/ penjaga yang sah dari segi undang-undang yang menyimpan dalam akaun SSPN-i untuk manfaat anak diberi pelepasan taksiran cukai pendapatan sehingga maksimum RM8,000.00 setahun berdasarkan jumlah simpanan bersih tahun semasa.

Kategori kelayakan adalah seperti berikut:

Taksiran Berasingan : Pelepasan taksiran cukai pendapatan sehingga maksimum RM8,000 SEORANG setahun.
Taksiran Bersama : Pelepasan taksiran cukai pendapatan sehingga maksimum RM8,000 setahun.

Individu yang menyimpan untuk diri sendiri TIDAK LAYAK untuk mendapat pelepasan taksiran cukai pendapatan.

*
Means to be eligible for tax relief, example,

I (father, A) open account using my IC as Pendeposit (depositor), and put my son B as beneficiary to get tax relief?

or I need open account using my son, B IC as depositor, and put myself as beneficiary?
louis198920
post Dec 17 2019, 08:12 AM

Casual
***
Junior Member
476 posts

Joined: Jan 2011
From: Penang


QUOTE(avinlim @ Dec 17 2019, 08:03 AM)
Means to be eligible for tax relief, example,

I (father, A) open account using my IC as Pendeposit (depositor), and put my son B as beneficiary to get tax relief?

or I need open account using my son, B  IC as depositor, and put myself as beneficiary?
*
Depositor - the one who deposits money (aka father/mother)
Beneficiary - the one who receives the money (aka son/daugther)
cybpsych
post Dec 17 2019, 08:12 AM

---------------------
*********
All Stars
65,266 posts

Joined: Jan 2003
QUOTE(avinlim @ Dec 17 2019, 08:03 AM)
Means to be eligible for tax relief, example,

I (father, A) open account using my IC as Pendeposit (depositor), and put my son B as beneficiary to get tax relief?

or I need open account using my son, B  IC as depositor, and put myself as beneficiary?
*
follow the form. flow is clear.

the account would be opened under Pendeposit.
avinlim
post Dec 17 2019, 08:17 AM

Captain Malaysia
*******
Senior Member
2,965 posts

Joined: Jul 2014


QUOTE(louis198920 @ Dec 17 2019, 08:12 AM)
Depositor - the one who deposits money (aka father/mother)
Beneficiary - the one who receives the money (aka son/daugther)
*
QUOTE(cybpsych @ Dec 17 2019, 08:12 AM)
follow the form. flow is clear.

the account would be opened under Pendeposit.
*
okok. what if I already have account(individual, no tax relief) under my own name.

After have children, can open again another account with my IC again but add child as beneficial?

scare later cannot get tax relief, and money stuck at child IC account. laugh.gif laugh.gif
louis198920
post Dec 17 2019, 08:24 AM

Casual
***
Junior Member
476 posts

Joined: Jan 2011
From: Penang


QUOTE(avinlim @ Dec 17 2019, 08:17 AM)
okok. what if I already have account(individual, no tax relief) under my own name.

After have children, can open again another account with my IC again but add child as beneficial?

scare later cannot get tax relief, and money stuck at child IC account.  laugh.gif  laugh.gif
*
Your own account cannot tax relief saja. The account with your child as beneficiary eligible for tax relief.
avinlim
post Dec 17 2019, 08:26 AM

Captain Malaysia
*******
Senior Member
2,965 posts

Joined: Jul 2014


QUOTE(louis198920 @ Dec 17 2019, 08:24 AM)
Your own account cannot tax relief saja. The account with your child as beneficiary eligible for tax relief.
*
yes, i know that.

If got 3 children, means can open account 3 times, with my IC?
cybpsych
post Dec 17 2019, 08:27 AM

---------------------
*********
All Stars
65,266 posts

Joined: Jan 2003
QUOTE(avinlim @ Dec 17 2019, 08:03 AM)
Means to be eligible for tax relief, example,

I (father, A) open account using my IC as Pendeposit (depositor), and put my son B as beneficiary to get tax relief?

or I need open account using my son, B  IC as depositor, and put myself as beneficiary?
*
can biggrin.gif

1 depositor -> 1 beneficiary only

multiple depositors (no limit) -> 1 beneficiary

QUOTE(avinlim @ Dec 17 2019, 08:26 AM)
yes, i know that.

If got 3 children, means can open account 3 times, with my IC?
*
4) Setiap pendeposit hanya boleh membuka satu akaun untuk penerima manfaat yang sama.

7) Pendeposit yang berbeza boleh membuka akaun SSPN-i bagi penerima manfaat yang sama dan tiada had bilangan akaun bagi setiap penerima manfaat.


This post has been edited by cybpsych: Dec 17 2019, 08:28 AM
avinlim
post Dec 17 2019, 08:46 AM

Captain Malaysia
*******
Senior Member
2,965 posts

Joined: Jul 2014


QUOTE(cybpsych @ Dec 17 2019, 08:27 AM)
can  biggrin.gif

1 depositor -> 1 beneficiary only

multiple depositors (no limit) -> 1 beneficiary
4) Setiap pendeposit hanya boleh membuka satu akaun untuk penerima manfaat yang sama.

7) Pendeposit yang berbeza boleh membuka akaun SSPN-i bagi penerima manfaat yang sama dan tiada had bilangan akaun bagi setiap penerima manfaat.

*
ok. more less know the thg ady, just need do actual work to understand better. tq
WTF2008
post Dec 17 2019, 09:04 AM

Getting Started
**
Junior Member
180 posts

Joined: Jul 2008


QUOTE(MUM @ Dec 16 2019, 11:58 PM)
Thanks a lot!! WIll give it a try.

Is there a harm if address incorrect? Just 1 digit wrong, from "3" to "2"

Harm such as difficult to withdraw money due to wrong verification, etc ?
MUM
post Dec 17 2019, 10:30 AM

10k Club
********
All Stars
14,856 posts

Joined: Mar 2015

QUOTE(WTF2008 @ Dec 17 2019, 09:04 AM)
Thanks a lot!! WIll give it a try.

Is there a harm if address incorrect? Just 1 digit wrong, from "3" to "2"

Harm such as difficult to withdraw money due to wrong verification, etc ?
*
hmm.gif my agar agar guess is it only matters when PTPTN needs to sent you snail mails
for withdrawal I think the correct bank details are more important as nowadays almost all money transaction are done using online.
swn525
post Dec 17 2019, 10:41 AM

Enthusiast
*****
Senior Member
877 posts

Joined: May 2009
Attached Image

ok, 3 working days, should use fpx instant of jompay
Dexter
post Dec 17 2019, 03:18 PM

Regular
******
Senior Member
1,102 posts

Joined: Jan 2003



QUOTE(swn525 @ Dec 17 2019, 10:41 AM)
Attached Image

ok, 3 working days, should use fpx instant of jompay
*
Ensure the date of trnx is correctly reflected.

If the date shows 3 days later....means choose 29-Dec will have the risk of trnx reach them by 1-Jan. bye.gif

Still many of Malaysian love to do things last min lol. Congestion at SSPN side later.
swn525
post Dec 17 2019, 04:20 PM

Enthusiast
*****
Senior Member
877 posts

Joined: May 2009
QUOTE(alexanderclz @ Dec 16 2019, 11:31 AM)
managed to open BSA without annual fee from Bank Islam. Was told got one time RM12 debit card fee, but yet to see it.

link it to ATM by inserting IC and SSPN number, and voila. transferred some of it to my BSA with charge of RM0.50.
*
means per transaction charge RM0.50?
how you link to SSPN? by ATM machine?
!@#$%^
post Dec 17 2019, 04:29 PM

Safe Trader
********
All Stars
17,496 posts

Joined: Feb 2006
From: KL
QUOTE(swn525 @ Dec 17 2019, 04:20 PM)
means per transaction charge RM0.50?
how you link to SSPN? by ATM machine?
*
yes, 50 cents for each transaction.

link it by ATM machine. it will ask you for your IC number then your SSPN-i number. and then done.

708 Pages « < 122 123 124 125 126 > » Top
 

Change to:
| Lo-Fi Version
0.0204sec    0.53    6 queries    GZIP Disabled
Time is now: 30th November 2025 - 08:41 PM