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 SSPN, Skim Simpanan Pendidikan Nasional

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avinlim
post Dec 16 2019, 11:59 AM

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QUOTE(balf @ Dec 16 2019, 11:58 AM)
With bank islam BSA, can we perform online fund transfer between BSA & SSPN?
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cannot bro. need to go ATM do.
!@#$%^
post Dec 16 2019, 12:00 PM

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QUOTE(avinlim @ Dec 16 2019, 11:53 AM)
i open and ask for no fees, no kena charge a cent.

my fren open, and no tell which one. bank open with annual fees RM12, terus charged. deduct from account. doh.gif  doh.gif  doh.gif
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if instant charge, maybe the officer got it wrong. he did say one time rm12 charge, but no annual fee.


QUOTE(balf @ Dec 16 2019, 11:58 AM)
With bank islam BSA, can we perform online fund transfer between BSA & SSPN?
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nope, you can't even see ur sspn in the internet banking
balf
post Dec 16 2019, 12:02 PM

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QUOTE(avinlim @ Dec 16 2019, 11:59 AM)
cannot bro. need to go ATM do.
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lolz they offer us a simple way, but the "way" was built just a half mad.gif
SUSyklooi
post Dec 16 2019, 12:04 PM

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QUOTE(swn525 @ Dec 16 2019, 11:52 AM)
yup, after keyin my IC, only show JOMPAY option
i use Maybank2u to perform JOMPAY, but it is not update to my account instantly

i check my SSPN-i acccount using this https://www.ptptn.gov.my/saving/sspnlogin.html
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my was Public bank...
I think you give it a day or 2 for it to process?
lyc1982
post Dec 16 2019, 12:06 PM

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QUOTE(balf @ Dec 16 2019, 09:14 AM)
anyone can deposit to SSPN though BOOST today?
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boost seems down today as i failed to pay any bill

but this query is for boost thread
MGM
post Dec 16 2019, 12:07 PM

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QUOTE(avinlim @ Dec 16 2019, 11:59 AM)
cannot bro. need to go ATM do.
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QUOTE(balf @ Dec 16 2019, 12:02 PM)
lolz they offer us a simple way, but the "way" was built just a half  mad.gif
*
So withdrawal via Bank Islam is thru ATM, with 50sen fees if withdrawal done via MEPS ATM.
Same for Bank Rakyat?

This post has been edited by MGM: Dec 16 2019, 12:07 PM
swn525
post Dec 16 2019, 12:08 PM

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QUOTE(yklooi @ Dec 16 2019, 12:04 PM)
my was Public bank...
I think you give it a day or 2 for it to process?
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ok, thanks
balf
post Dec 16 2019, 12:12 PM

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QUOTE(MGM @ Dec 16 2019, 12:07 PM)
So withdrawal via Bank Islam is thru ATM, with 50sen fees if withdrawal done via MEPS ATM.
Same for Bank Rakyat?
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let say if i dont want to withdraw cash, just want to move the SPN fund to BSA, can i do this with ATM?
I dont want to withdraw it then use CDM to deposit to BSA again, sounds stupid.
!@#$%^
post Dec 16 2019, 12:14 PM

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QUOTE(balf @ Dec 16 2019, 12:12 PM)
let say if i dont want to withdraw cash, just want to move the SPN fund to BSA, can i do this with ATM?
I dont want to withdraw it then use CDM to deposit to BSA again, sounds stupid.
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yes, u can choose cash to transfer to account.
balf
post Dec 16 2019, 12:18 PM

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QUOTE(alexanderclz @ Dec 16 2019, 12:14 PM)
yes, u can choose cash to transfer to account.
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that would be good thumbup.gif
meteoraniac
post Dec 16 2019, 12:21 PM

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Just went to the counter make fpx transfer

Instantly balance update

Everything took less than 2 minutes
avinlim
post Dec 16 2019, 12:27 PM

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QUOTE(balf @ Dec 16 2019, 12:02 PM)
lolz they offer us a simple way, but the "way" was built just a half  mad.gif
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This bank is way better lo...BSN doesnt even have INSTANT transfer at their online banking yet. lol



QUOTE(MGM @ Dec 16 2019, 12:07 PM)
So withdrawal via Bank Islam is thru ATM, with 50sen fees if withdrawal done via MEPS ATM.
Same for Bank Rakyat?
*
QUOTE(balf @ Dec 16 2019, 12:12 PM)
let say if i dont want to withdraw cash, just want to move the SPN fund to BSA, can i do this with ATM?
I dont want to withdraw it then use CDM to deposit to BSA again, sounds stupid.
*
yes, 50sen each transaction. either ATM transfer to BSA or withdrawal, withdraw cash only RM1500/time. Direct to bank limit is 30k if no mistaken.
cybpsych
post Dec 16 2019, 01:51 PM

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QUOTE(meteoraniac @ Dec 16 2019, 12:21 PM)
Just went to the counter make fpx transfer

Instantly balance update

Everything took less than 2 minutes
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online sspn portal reload via FPX also instant update. good for this remaining month to topup till max tax relief.

anything from counter?
sl3ge
post Dec 16 2019, 03:55 PM

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QUOTE(lyc1982 @ Dec 16 2019, 12:06 PM)
boost seems down today as i failed to pay any bill

but this query is for boost thread
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I since yesterday already boost fail to pay sspn.
U also same?
jefftan4888
post Dec 16 2019, 04:02 PM

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QUOTE(sl3ge @ Dec 16 2019, 03:55 PM)
I since yesterday already boost fail to pay sspn.
U also same?
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Another possibility is you have exceeded the monthly spend limit.
balf
post Dec 16 2019, 04:03 PM

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QUOTE(sl3ge @ Dec 16 2019, 03:55 PM)
I since yesterday already boost fail to pay sspn.
U also same?
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now is okay ady, just done hitting 8k target today.
meteoraniac
post Dec 16 2019, 04:48 PM

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QUOTE(cybpsych @ Dec 16 2019, 01:51 PM)
online sspn portal reload via FPX also instant update. good for this remaining month to topup till max tax relief.

anything from counter?
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yes a big smile from the lady in charge and a good bye.. hahaha
skty
post Dec 16 2019, 05:13 PM

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i still see some website telling people that they can get tax relief if they save up money in their own SSPN-i account. doh.gif
avinlim
post Dec 16 2019, 05:27 PM

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QUOTE(skty @ Dec 16 2019, 05:13 PM)
i still see some website telling people that they can get tax relief if they save up money in their own SSPN-i account.  doh.gif
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actually how is the kid account got relief for us?

during register, we register using kid IC? then put as penjaga?


cybpsych
post Dec 16 2019, 06:01 PM

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QUOTE(avinlim @ Dec 16 2019, 05:27 PM)
actually how is the kid account got relief for us?

during register, we register using kid IC? then put as penjaga?
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https://www.ptptn.gov.my/esmas-open-acc-web/#/openAccount

account is opened under Pendeposit (depositor). you need to enter the details for Penerima Manfaat (beneficiary) --- for your kid or yourself.

FAQ >> https://www.ptptn.gov.my/faq-simpanan-side/faq-sspn-i

23. Siapakah yang layak mendapat insentif pelepasan taksiran cukai pendapatan?
Ibu bapa dan ibu bapa angkat/ penjaga yang sah dari segi undang-undang yang menyimpan dalam akaun SSPN-i untuk manfaat anak diberi pelepasan taksiran cukai pendapatan sehingga maksimum RM8,000.00 setahun berdasarkan jumlah simpanan bersih tahun semasa.

Kategori kelayakan adalah seperti berikut:

Taksiran Berasingan : Pelepasan taksiran cukai pendapatan sehingga maksimum RM8,000 SEORANG setahun.
Taksiran Bersama : Pelepasan taksiran cukai pendapatan sehingga maksimum RM8,000 setahun.

Individu yang menyimpan untuk diri sendiri TIDAK LAYAK untuk mendapat pelepasan taksiran cukai pendapatan.


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