Welcome Guest ( Log In | Register )

4 Pages  1 2 3 > » Bottom

Outline · [ Standard ] · Linear+

 SSPN, Skim Simpanan Pendidikan Nasional

views
     
avinlim
post Jul 4 2019, 11:27 AM

Captain Malaysia
*******
Senior Member
2,965 posts

Joined: Jul 2014


QUOTE(avinlim @ Jul 4 2019, 10:58 AM)
SSPN or SSPN-i which one is better? I know -i is for islamic.
*
Discussing here~
avinlim
post Jul 4 2019, 11:57 AM

Captain Malaysia
*******
Senior Member
2,965 posts

Joined: Jul 2014


QUOTE(Jty @ Jul 4 2019, 11:53 AM)
80% sspn-i
20% sspn-i plus

Reason.... (this is before all those ewallet la this la that la)

sspn-i plus can accept credit card... i not enough cash flow that time, so that's that.
Now i do know sspn-i can use bigpay last year, but its a hassle as reported here a lot have to spend time convincing staff can use bigpay. I rather just go hassle free hehe.

Now can use boost pay for both so... thumbsup?
*
1. SSPN-i cannot use credit card / bp to reload?

2. For SSPN-i plus, i see the pakej like RM100 ---> RM90 simpanan, RM10 takaful. If I pay RM600 for initial pakej, RM60 will burn into takaful?

3. For tax relief, lets say, Dec 2018 hoot RM8k, Jan 2019 withdraw RM8k. Dec 2019 hoot again RM8k. simpanan bersih is RM0 instead of RM8k?

4. Withdrawal can perform via online? Need to tie to what bank?

This post has been edited by avinlim: Jul 4 2019, 12:13 PM
avinlim
post Jul 4 2019, 12:54 PM

Captain Malaysia
*******
Senior Member
2,965 posts

Joined: Jul 2014


QUOTE(talexeh @ Jul 4 2019, 12:24 PM)
1. Can

2. For SSPN-i Plus, majority of your payment will go to the insurance instead. Only a small portion goes to savings.

3. Yes. You'll need to add in the amount you withdrew.

4. Cannot, you'll have to be physically present at PTPTN office. The only alternative is to open Bank Islam & link it to your SSPN account.
*
Tq for your reply, the insurance part, once paid, considered burn right? I saw the diamond package 60% goes to insurance. which is RM300 for RM500 depositing.


Attached thumbnail(s)
Attached Image
avinlim
post Jul 4 2019, 01:33 PM

Captain Malaysia
*******
Senior Member
2,965 posts

Joined: Jul 2014


QUOTE(talexeh @ Jul 4 2019, 12:57 PM)
You'll not be able to freely withdraw if you're tied to the SSPN-i Plus unless you're willing to burn. At least that's the experience conveyed to me by my colleague.

Maybe this is just me but if I wanted to get insurance for either me or my kid, I'd rather go for one by an insurance company. sweat.gif
*
Ok then I just go for SSPN-i. How about this? can freely get the money? I reload today, take out from bank islam via online tonight can?
avinlim
post Jul 4 2019, 02:06 PM

Captain Malaysia
*******
Senior Member
2,965 posts

Joined: Jul 2014


QUOTE(talexeh @ Jul 4 2019, 01:47 PM)
No, it will take SSPN a couple days to register the deposit. Once it's in, you can freely withdraw but if you read back a couple pages, there's a withdrawal fee if it's made via Bank Islam.
*
Oh..ok...

if withdrawal at PTPTN office, they give cash?

ptptn counter at shopping mall can also perform the reload and withdrawal transaction?


QUOTE(CardNoob @ Jul 4 2019, 01:51 PM)
I'm wondering what it is point of doing the above:
Register online, deposit money in the morning, withdraw at BI ATM at the night.

I thought the whole idea of SSPN is for tax relief and child education fund.
*
QUOTE(WaCKy-Angel @ Jul 4 2019, 01:55 PM)
I believe he trying to topup using Boost or using BigPay to earn points/cashback from Credit Card.
*
No going to do so la...just for example that can the money being taken out only. laugh.gif laugh.gif laugh.gif
avinlim
post Jul 4 2019, 02:13 PM

Captain Malaysia
*******
Senior Member
2,965 posts

Joined: Jul 2014


QUOTE(CardNoob @ Jul 4 2019, 02:08 PM)
Seems you ask about it, I'm sure you have the instinct to kick start for the project.
Now is in incubation phase; information gathering.
*
Going to start the project, but for the 8k tax relief thing...haha.

I am just wondering how the withdrawal and deposit at the same years will be calculated as "simpanan bersih" at their term.
avinlim
post Jul 4 2019, 02:19 PM

Captain Malaysia
*******
Senior Member
2,965 posts

Joined: Jul 2014


QUOTE(CardNoob @ Jul 4 2019, 02:14 PM)
I'm assuming that you have children for the RM 8k tax relief.
*
opps....depositing for own not entitled for that? I haven't read all the information yet.
avinlim
post Jul 4 2019, 02:30 PM

Captain Malaysia
*******
Senior Member
2,965 posts

Joined: Jul 2014


QUOTE(CardNoob @ Jul 4 2019, 02:21 PM)
Obviously cannot.
If entitled, I had done it 10 years ago when it first introduced.
*
Ok...nvm...planning to have baby after 2 years also. that time need to open an account for the child?

avinlim
post Jul 5 2019, 08:25 AM

Captain Malaysia
*******
Senior Member
2,965 posts

Joined: Jul 2014


QUOTE(talexeh @ Jul 4 2019, 10:41 PM)
1) Yes.

2) No.

3) Around 2-3 working days.
*
add one more question.

Those counter @ shopping mall also can perform transaction BP to SSPN-i?
avinlim
post Nov 21 2019, 04:55 PM

Captain Malaysia
*******
Senior Member
2,965 posts

Joined: Jul 2014


SSPN account opening need RM20? and the RM20 not credit into our account?
avinlim
post Nov 21 2019, 07:40 PM

Captain Malaysia
*******
Senior Member
2,965 posts

Joined: Jul 2014


QUOTE(angel&demon @ Nov 21 2019, 05:24 PM)
Yes and will credit to ur account as beginning balance.
*
how to check sspn balance??? I online check statement here https://www.ptptn.gov.my/saving/sspnlogin.html

it show zero//////
avinlim
post Nov 21 2019, 10:44 PM

Captain Malaysia
*******
Senior Member
2,965 posts

Joined: Jul 2014


QUOTE(MUM @ Nov 21 2019, 07:41 PM)
QUOTE(Kcee @ Nov 21 2019, 07:44 PM)
Give it some time to update, will ya?
*
QUOTE(talexeh @ Nov 21 2019, 09:34 PM)
If you're expecting real-time update to the statement like banks or eWallets, I'm afraid you'll be sorely disappointed.
*
But I have open my account few months back(Deposited RM20). Suppose it shows at least RM20. But it shows RM0

user posted image

Is it something wrong with my account?
avinlim
post Nov 21 2019, 10:55 PM

Captain Malaysia
*******
Senior Member
2,965 posts

Joined: Jul 2014


QUOTE(MUM @ Nov 21 2019, 10:54 PM)
what you see is year 2018...you opened the a/c few months back...that means year 2019

see post 2149 page 108 and do as per that post perhaps to see?
*
FOUND!! can click my IC....then check latest balance there...lol...the portal really no user friendly.
avinlim
post Nov 21 2019, 11:08 PM

Captain Malaysia
*******
Senior Member
2,965 posts

Joined: Jul 2014


QUOTE(MUM @ Nov 21 2019, 10:57 PM)
yes, many had mentioned that too.
btw, did you see your RM20?
*
Yes...saw my RM20 there. tq....
avinlim
post Nov 22 2019, 10:12 AM

Captain Malaysia
*******
Senior Member
2,965 posts

Joined: Jul 2014


I am asked to open Al-awfar account for linking my sspn account... By bank islam. Say got cabutan bertuah. Any1 got experience?
avinlim
post Nov 25 2019, 09:11 AM

Captain Malaysia
*******
Senior Member
2,965 posts

Joined: Jul 2014


Transaction on ATM BI from SSPN to BI account only limit to RM5000/day?

Reload sspn via boost last thursday. Till now not yet see the amount in sspn account, is this normal???
avinlim
post Nov 25 2019, 01:33 PM

Captain Malaysia
*******
Senior Member
2,965 posts

Joined: Jul 2014


QUOTE(thomasjames @ Nov 25 2019, 01:29 PM)
23 nov 2019 is sspn roadshow in whole Malaysia. Received email from ptptn. Sadly I cannot attend.
So I have to open account via online.
Guys do you what’s the convention for sspn account number ? I didn’t screen capture. I already pay min RM 20.00

Now I want to create e-sspn account and it require sspn account number.

Waited several hour. Didn’t receive email confirmation from ptptn about my successes sspn account creation.
*
go here

https://www.ptptn.gov.my/penyatasp/Semak

https://www.ptptn.gov.my/jompay/

punch in your IC no.

This post has been edited by avinlim: Nov 25 2019, 01:34 PM
avinlim
post Nov 25 2019, 03:26 PM

Captain Malaysia
*******
Senior Member
2,965 posts

Joined: Jul 2014


QUOTE(cybpsych @ Nov 25 2019, 02:25 PM)
Noted...just came across that in search. Thank you bro.
avinlim
post Nov 26 2019, 08:50 AM

Captain Malaysia
*******
Senior Member
2,965 posts

Joined: Jul 2014


Just now went to BI to try SSPN to BI account transfer, error.

"Transaction Unsuccessful
Response Code: AB510
Reason: Time Out"

any1 faction this issue before?
avinlim
post Nov 26 2019, 09:01 AM

Captain Malaysia
*******
Senior Member
2,965 posts

Joined: Jul 2014


QUOTE(sendohz @ Nov 26 2019, 08:57 AM)
Hi from boost max transaction RM1k and then the extra fees is RM1?
*
yes.

4 Pages  1 2 3 > » Top
 

Change to:
| Lo-Fi Version
0.0280sec    0.71    7 queries    GZIP Disabled
Time is now: 29th November 2025 - 10:39 PM