QUOTE(avinlim @ Jul 4 2019, 10:58 AM)
Discussing here~SSPN, Skim Simpanan Pendidikan Nasional
SSPN, Skim Simpanan Pendidikan Nasional
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Jul 4 2019, 11:27 AM
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#1
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Jul 4 2019, 11:57 AM
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#2
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QUOTE(Jty @ Jul 4 2019, 11:53 AM) 80% sspn-i 1. SSPN-i cannot use credit card / bp to reload?20% sspn-i plus Reason.... (this is before all those ewallet la this la that la) sspn-i plus can accept credit card... i not enough cash flow that time, so that's that. Now i do know sspn-i can use bigpay last year, but its a hassle as reported here a lot have to spend time convincing staff can use bigpay. I rather just go hassle free hehe. Now can use boost pay for both so... thumbsup? 2. For SSPN-i plus, i see the pakej like RM100 ---> RM90 simpanan, RM10 takaful. If I pay RM600 for initial pakej, RM60 will burn into takaful? 3. For tax relief, lets say, Dec 2018 hoot RM8k, Jan 2019 withdraw RM8k. Dec 2019 hoot again RM8k. simpanan bersih is RM0 instead of RM8k? 4. Withdrawal can perform via online? Need to tie to what bank? This post has been edited by avinlim: Jul 4 2019, 12:13 PM |
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Jul 4 2019, 12:54 PM
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#3
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QUOTE(talexeh @ Jul 4 2019, 12:24 PM) 1. Can Tq for your reply, the insurance part, once paid, considered burn right? I saw the diamond package 60% goes to insurance. which is RM300 for RM500 depositing.2. For SSPN-i Plus, majority of your payment will go to the insurance instead. Only a small portion goes to savings. 3. Yes. You'll need to add in the amount you withdrew. 4. Cannot, you'll have to be physically present at PTPTN office. The only alternative is to open Bank Islam & link it to your SSPN account. Attached thumbnail(s) |
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Jul 4 2019, 01:33 PM
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#4
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QUOTE(talexeh @ Jul 4 2019, 12:57 PM) You'll not be able to freely withdraw if you're tied to the SSPN-i Plus unless you're willing to burn. At least that's the experience conveyed to me by my colleague. Ok then I just go for SSPN-i. How about this? can freely get the money? I reload today, take out from bank islam via online tonight can?Maybe this is just me but if I wanted to get insurance for either me or my kid, I'd rather go for one by an insurance company. |
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Jul 4 2019, 02:06 PM
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#5
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QUOTE(talexeh @ Jul 4 2019, 01:47 PM) No, it will take SSPN a couple days to register the deposit. Once it's in, you can freely withdraw but if you read back a couple pages, there's a withdrawal fee if it's made via Bank Islam. Oh..ok...if withdrawal at PTPTN office, they give cash? ptptn counter at shopping mall can also perform the reload and withdrawal transaction? QUOTE(CardNoob @ Jul 4 2019, 01:51 PM) I'm wondering what it is point of doing the above: Register online, deposit money in the morning, withdraw at BI ATM at the night. I thought the whole idea of SSPN is for tax relief and child education fund. QUOTE(WaCKy-Angel @ Jul 4 2019, 01:55 PM) No going to do so la...just for example that can the money being taken out only. |
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Jul 4 2019, 02:13 PM
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#6
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QUOTE(CardNoob @ Jul 4 2019, 02:08 PM) Seems you ask about it, I'm sure you have the instinct to kick start for the project. Going to start the project, but for the 8k tax relief thing...haha.Now is in incubation phase; information gathering. I am just wondering how the withdrawal and deposit at the same years will be calculated as "simpanan bersih" at their term. |
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Jul 4 2019, 02:19 PM
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#7
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Jul 4 2019, 02:30 PM
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#8
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Jul 5 2019, 08:25 AM
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#9
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Nov 21 2019, 04:55 PM
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#10
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SSPN account opening need RM20? and the RM20 not credit into our account?
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Nov 21 2019, 07:40 PM
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#11
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QUOTE(angel&demon @ Nov 21 2019, 05:24 PM) how to check sspn balance??? I online check statement here https://www.ptptn.gov.my/saving/sspnlogin.htmlit show zero////// |
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Nov 21 2019, 10:44 PM
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#12
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QUOTE(MUM @ Nov 21 2019, 07:41 PM) QUOTE(Kcee @ Nov 21 2019, 07:44 PM) QUOTE(talexeh @ Nov 21 2019, 09:34 PM) If you're expecting real-time update to the statement like banks or eWallets, I'm afraid you'll be sorely disappointed. But I have open my account few months back(Deposited RM20). Suppose it shows at least RM20. But it shows RM0![]() Is it something wrong with my account? |
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Nov 21 2019, 10:55 PM
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#13
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Nov 21 2019, 11:08 PM
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#14
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Nov 22 2019, 10:12 AM
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#15
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I am asked to open Al-awfar account for linking my sspn account... By bank islam. Say got cabutan bertuah. Any1 got experience?
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Nov 25 2019, 09:11 AM
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#16
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Transaction on ATM BI from SSPN to BI account only limit to RM5000/day?
Reload sspn via boost last thursday. Till now not yet see the amount in sspn account, is this normal??? |
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Nov 25 2019, 01:33 PM
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#17
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QUOTE(thomasjames @ Nov 25 2019, 01:29 PM) 23 nov 2019 is sspn roadshow in whole Malaysia. Received email from ptptn. Sadly I cannot attend. go here So I have to open account via online. Guys do you what’s the convention for sspn account number ? I didn’t screen capture. I already pay min RM 20.00 Now I want to create e-sspn account and it require sspn account number. Waited several hour. Didn’t receive email confirmation from ptptn about my successes sspn account creation. https://www.ptptn.gov.my/penyatasp/Semak https://www.ptptn.gov.my/jompay/ punch in your IC no. This post has been edited by avinlim: Nov 25 2019, 01:34 PM |
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Nov 25 2019, 03:26 PM
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#18
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QUOTE(cybpsych @ Nov 25 2019, 02:25 PM) Noted...just came across that in search. Thank you bro. |
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Nov 26 2019, 08:50 AM
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#19
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Just now went to BI to try SSPN to BI account transfer, error.
"Transaction Unsuccessful Response Code: AB510 Reason: Time Out" any1 faction this issue before? |
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Nov 26 2019, 09:01 AM
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#20
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