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SSPN, Skim Simpanan Pendidikan Nasional
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rinapua
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 Jan 20 2024, 11:27 PM
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Getting Started
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QUOTE(LostAndFound @ Jan 20 2024, 03:38 PM) PTPTN has many mouths to feed, definitely many students who have less resources than your family and need the loan more. However I think you need not worry, as from my experience the loan amount is based on your income, not your SSPN savings. If your household income is b40 then only can get 100%. M40 75%, T20 50% (roughly). Over the years you "earned" money from these funds already in the form of income tax deduction and dividend, but now don't want to pay for your own kid's edu... not say dont want to pay la, just want kid got burden abit and have to know that if they get loan have to pay their own in future. dont play play nowadays teenagers too lucky, everything depend on parents. This post has been edited by rinapua: Jan 20 2024, 11:31 PM |
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rinapua
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Jan 20 2024, 11:28 PM
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Getting Started
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QUOTE(MUM @ Jan 20 2024, 12:43 PM) You put in sspn you get 4% pa dividend You get student loan from ptptn, you pay only 1% ( I think I read previously) Ptptn losses 3% for each dollar you did not take out but get loan? sorry...im not really understand your meaning. haha |
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rinapua
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Jan 20 2024, 11:30 PM
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Getting Started
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QUOTE(guy3288 @ Jan 20 2024, 10:29 PM) my experience same, amount of PTPTN loan independent of your savings in SSPN i got 2 kids with PTPTN loans, amount given depends on house hold income reported and course fees. IC. Thanks for info. |
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MUM
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Jan 21 2024, 07:07 AM
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QUOTE(rinapua @ Jan 20 2024, 11:28 PM) sorry...im not really understand your meaning. haha You put in money in sspn as saving, you get abt 4% pa dividend. You take ptptn loan the interest rate is 1% annually. You keep your saving in sspn without taking it out but you take up the loan, ...who untung, who losses? If you have 50k in sspn saving, if you are allowed to keep all the 50k inside sspn earning 4% pa, while if ptptn allows you 50k loan at 1% rate pa. ....wow, ... This post has been edited by MUM: Jan 21 2024, 07:19 AM |
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MGM
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Jan 21 2024, 07:55 AM
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QUOTE(MUM @ Jan 21 2024, 07:07 AM) You put in money in sspn as saving, you get abt 4% pa dividend. You take ptptn loan the interest rate is 1% annually. You keep your saving in sspn without taking it out but you take up the loan, ...who untung, who losses? If you have 50k in sspn saving, if you are allowed to keep all the 50k inside sspn earning 4% pa, while if ptptn allows you 50k loan at 1% rate pa. ....wow, ... Not only that, u will only be charged d 1% interest on the loan after you graduated n if graduate with 1st class honours u don't have to repay the loan. |
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Kaptain_Planet
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Jan 21 2024, 09:12 AM
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New Member
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 already got options for online withdrawing |
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cybpsych
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Jan 21 2024, 09:34 AM
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QUOTE(Kaptain_Planet @ Jan 21 2024, 09:12 AM) already got options for online withdrawing last night they pushed new android update with 'new service ' then myptptn login disable till night. then can login but couldn't find new service seems like online withdrawal parked under PINDAHAN option. just checked, RM1k per day per account. tbc if need to wait clearance before can make another withdrawal next day. update: next withdrawal blocked until previous withdrawal completed/cleared.  This post has been edited by cybpsych: Jan 23 2024, 09:05 AM |
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LostAndFound
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Jan 21 2024, 08:52 PM
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QUOTE(rinapua @ Jan 20 2024, 11:27 PM) not say dont want to pay la, just want kid got burden abit and have to know that if they get loan have to pay their own in future. dont play play nowadays teenagers too lucky, everything depend on parents. Your money your choice. If you prefer your children to start working life in debt and with burden, no one can force you. Some might suggest that a well trained child without burden will find out how to invest and grow their wealth. While a badly trained child, even with burden to 'impose discipline' won't be able to accomplish much. |
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khai0412
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Jan 21 2024, 11:39 PM
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Getting Started
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QUOTE(cybpsych @ Jan 21 2024, 09:34 AM) last night they pushed new android update with 'new service ' then myptptn login disable till night. then can login but couldn't find new service seems like online withdrawal parked under PINDAHAN option. just checked, RM1k per day per account. tbc if need to wait clearance before can make another withdrawal next day. you guys can cash out alrdy?? nt sure why, i just tried with my account, but cant received TAC number.  |
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cybpsych
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Jan 22 2024, 07:24 AM
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QUOTE(khai0412 @ Jan 21 2024, 11:39 PM) don't know, didn't try check in your sms spambox or blocked number list. |
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tcmean
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Jan 22 2024, 08:28 AM
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QUOTE(khai0412 @ Jan 21 2024, 11:39 PM) Yes, just did it. Remember to tap/click "Mohon TAC". Otherwise you won't get it no matter how long you wait. |
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lee90
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Jan 22 2024, 08:30 AM
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so now online withdrawal also limit to 1k. what a joke
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tcmean
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Jan 22 2024, 08:33 AM
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QUOTE(lee90 @ Jan 22 2024, 08:30 AM) so now online withdrawal also limit to 1k. what a joke It's been the limit for a few months |
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lee90
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Jan 22 2024, 08:58 AM
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QUOTE(tcmean @ Jan 22 2024, 08:33 AM) It's been the limit for a few months oh, is it? I thought 1k only apply to apps withdraw |
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tcmean
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Jan 22 2024, 09:21 AM
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QUOTE(lee90 @ Jan 22 2024, 08:58 AM) oh, is it? I thought 1k only apply to apps withdraw It's the same limit with the old website |
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khai0412
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Jan 22 2024, 09:33 AM
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Getting Started
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QUOTE(tcmean @ Jan 22 2024, 08:28 AM) Yes, just did it. Remember to tap/click "Mohon TAC". Otherwise you won't get it no matter how long you wait. yaya, but i tried 10x times alrdy, no sms...nt sure is umobile blocking the sms or what..== |
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Dexter
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Jan 22 2024, 09:48 AM
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Even now, login page is temporarily unavailable
"Something has triggered an error on your website. This is the default error page for nginx that is distributed with Fedora. It is located /usr/share/nginx/html/50x.html
You should customize this error page for your own site or edit the error_page directive in the nginx configuration file /etc/nginx/nginx.conf."
Update:
It's OK now... Can login
This post has been edited by Dexter: Jan 22 2024, 10:07 AM
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wjleong15
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Jan 22 2024, 10:24 AM
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QUOTE(Dexter @ Jan 22 2024, 09:48 AM) Even now, login page is temporarily unavailable "Something has triggered an error on your website. This is the default error page for nginx that is distributed with Fedora. It is located /usr/share/nginx/html/50x.html
You should customize this error page for your own site or edit the error_page directive in the nginx configuration file /etc/nginx/nginx.conf."Update: It's OK now... Can login i not able to login via app faceid done still asked for ic clicked continue then hange on uploading information |
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TongCN
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Jan 22 2024, 11:37 AM
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iOS here, cannot login app :\
key in info the continue loading then pop out "System Error Occurred"
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CPURanger
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Jan 22 2024, 12:40 PM
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QUOTE(TongCN @ Jan 22 2024, 11:37 AM) iOS here, cannot login app :\ key in info the continue loading then pop out "System Error Occurred" No issue over here. Can login and now app allow faceid login. iPhone 14 Pro with iOS 17.2.1. |
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