Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Ways to CANCEL your credit card, Updated since 30/07/12
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 May 12 2015, 12:06 PM
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#1
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All Stars
65,273 posts Joined: Jan 2003 
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QUOTE(Johore @ May 12 2015, 12:05 PM) can we cancel/terminate those cc even w/o activated it? do we need to call their center or just leaved it in drawer.. dont leave it. always always call to terminate any activated/unactivated cards. |
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May 12 2015, 12:06 PM
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#2
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All Stars
65,273 posts Joined: Jan 2003
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QUOTE(Johore @ May 12 2015, 12:05 PM) can we cancel/terminate those cc even w/o activated it? do we need to call their center or just leaved it in drawer.. dont leave it. always always call to terminate any activated/unactivated cards. |
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Sep 6 2017, 11:33 AM
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#3
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All Stars
65,273 posts Joined: Jan 2003
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QUOTE(sitescope @ Sep 6 2017, 11:28 AM) does all banks ask why need to cancel cc ? just say whatever la. what's so difficult since you're talking to them already.is it compulsory to answer up to us la wanna cancel or not what's the best reason ? normally i would just say not using the card anymore, want to avoid AF, etc etc sometimes they offer to retain you, sometimes they dont. |
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Nov 7 2017, 09:36 AM
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#4
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All Stars
65,273 posts Joined: Jan 2003
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QUOTE(JohnsonCheah @ Nov 7 2017, 09:18 AM) May i know izit consider cancelled cimb cc? i request to cancel yesterday and today shown 0 credit limit. TQ yep, soon it will disappear from cimbclicks  |
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Dec 21 2017, 08:27 PM
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#5
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All Stars
65,273 posts Joined: Jan 2003
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QUOTE(rip_code @ Dec 21 2017, 07:06 PM) Just heard some news. There is now eCCRIS available but you will need to head to BNM office or branch to register youself. not bad!step by step screenshots in the blog post below BNM Lancar eCCRIS, Sudah Boleh Cetak Laporan Dari Rumah Secara Percuma & Lelaki Ini Ajar Langkah Demi Langkah Untuk Daftar http://www.siakapkeli.my/2017/12/bnm-lanca...oleh-cetak.html 21 Dis - Baru-baru ini secara rasminya Bank Negara Malaysia (BNM) melancarkan platform elektronik untuk sistem Central Credit Reference Information System (CCRIS). Platform ini dikenali sebagai eCCRIS. Sisitem elektronik ini diwujudkan bagi memudahkan para pengguna mendapatkan data tentang segala hutang pengguna dengan pihak bank. Dengan wujudnya platform elektronik CCRIS ini, anda sebagai peminjam akan lebih mudah untuk menyemak rekod pembayaran anda dengan semua institusi kewangan yang anda pernah lakukan pinjaman termasuk Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN). |
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Oct 27 2019, 12:45 PM
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#6
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All Stars
65,273 posts Joined: Jan 2003
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QUOTE(mns @ Oct 27 2019, 12:19 PM) Hi, sifus I receive credit card from CIMB when applying home loan.. Still didn't activate it. How to cancel the cc? call CS1. CIMB Cash Rebate Platimum 2. CIMB World Mastercard |
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Feb 20 2020, 02:50 PM
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#7
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All Stars
65,273 posts Joined: Jan 2003
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QUOTE(hoys88 @ Feb 20 2020, 12:28 PM) I terminated my AeonBig Gold on 10 Feb, but on the same day already charged me AF and SST. AF was waived but currently acc in suspend status, showing outstanding 25 for SST. Possible to close it without paying SST? still up to Aeon Credit Services to decide.call them again and remind them on the SST since card already terminated. |
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May 20 2021, 04:02 PM
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#8
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All Stars
65,273 posts Joined: Jan 2003
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QUOTE(thisisavatar @ May 20 2021, 04:00 PM) Will cancelling of my credit card affect credit score? Do I need to use very good excuse to cancel credit card? no need to give extraordinary excuse or justification to cancel card lait's your choice |
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Feb 28 2023, 08:02 AM
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#9
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All Stars
65,273 posts Joined: Jan 2003
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QUOTE(bcombat @ Feb 28 2023, 05:24 AM) after clearing the balance and proceed to terminate the card yes possible. either gym is lazy to do (make you stay/pay), or their payment provider has limited function to manage auto-billing.possible the gym auto billing can still charge to the credit card acc? just clear all outstanding balance, terminate the card. bank may remind you to take care of any auto-billing tied to the card ... play dumb and act as if you already done so. once card terminated, card cannot be charged. eventually, gym will noticed it. question is, are you terminating the card due to gym membership "trap"? or just want to change card? |
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Jun 19 2023, 01:38 PM
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#10
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All Stars
65,273 posts Joined: Jan 2003
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QUOTE(Chyan @ Jun 19 2023, 01:33 PM) If I incurred annual fees + service tax but didn't use the CC at all, am I required to settle the annual fee or both? if you intend to continue using the card, then yesif you intend to cancel the card, usually banks will cancel the AF/service tax. Chyan liked this post
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Jul 19 2023, 11:22 AM
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#11
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All Stars
65,273 posts Joined: Jan 2003
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QUOTE(songokujames @ Jul 19 2023, 11:16 AM) So good? I tot they will still charge you. I remember last time my CC incurred annual fee and I call to cancel the card, the CS ask me to settle the annual fee first before they can cancel lo. sst/af is advanced charging (prepaid), meaning charge-first-use-later.if dont intend to continue use, by right should not be charged and waived upon termination cuz you won't be using the cc moving forward. of course, up to bank's discretion. songokujames liked this post
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