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Credit Cards CIMB Bank Credit Cards V1
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waisang
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Feb 2 2014, 02:46 PM
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Is that commonly CIMB charged you extra administration fee if you make your payment/purchase via PayPal? I cannot this information on CIMB website.
I made the same comparison, Maybank does not charge you extra if you make payment on Paypal.
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namh
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Feb 2 2014, 08:20 PM
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QUOTE(waisang @ Feb 2 2014, 02:46 PM) Is that commonly CIMB charged you extra administration fee if you make your payment/purchase via PayPal? I cannot this information on CIMB website. I made the same comparison, Maybank does not charge you extra if you make payment on Paypal. i think it is Cross Border fee.. CIMB among the bank that have charge on it, while Maybank dont charge Cross Border fee.. more info here: What is Cross Border transaction fees ?, Charge by Visa / MasterCard
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waisang
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Feb 2 2014, 08:28 PM
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QUOTE(namh @ Feb 2 2014, 08:20 PM) i think it is Cross Border fee.. CIMB among the bank that have charge on it, while Maybank dont charge Cross Border fee.. more info here: What is Cross Border transaction fees ?, Charge by Visa / MasterCard Thanks, this is something i can't find the information in CIMB or highlighted to the usage of payment Channel, has anyone file a case to BNM before?
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DarReNz
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Feb 4 2014, 11:14 AM
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QUOTE(waisang @ Feb 2 2014, 08:28 PM) Thanks, this is something i can't find the information in CIMB or highlighted to the usage of payment Channel, has anyone file a case to BNM before? bro why don't you file to BNM and let us know the results
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Jason
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Feb 4 2014, 03:33 PM
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Called CIMB, they say cannot waive GST, use point to offset. I spend all my points, then call to cancel.
After confirming my details and before asking me to confirm, they offer me RM50 cashback if I spend RM200 within 30 days. Rejected and proceed with cancellation.
This information might be useful for you guys who want to keep the card
Feel CIMB not much good deals/offers lately. Plus later can sign up again if they have good offer after the cooling period.
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DarReNz
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Feb 4 2014, 04:01 PM
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QUOTE(Jason @ Feb 4 2014, 03:33 PM) Called CIMB, they say cannot waive GST, use point to offset. I spend all my points, then call to cancel. After confirming my details and before asking me to confirm, they offer me RM50 cashback if I spend RM200 within 30 days. Rejected and proceed with cancellation. This information might be useful for you guys who want to keep the card Feel CIMB not much good deals/offers lately. Plus later can sign up again if they have good offer after the cooling period. which card were u using ?
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CP88
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Feb 4 2014, 04:03 PM
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QUOTE(Jason @ Feb 4 2014, 03:33 PM) Called CIMB, they say cannot waive GST, use point to offset. I spend all my points, then call to cancel. After confirming my details and before asking me to confirm, they offer me RM50 cashback if I spend RM200 within 30 days. Rejected and proceed with cancellation. This information might be useful for you guys who want to keep the card Feel CIMB not much good deals/offers lately. Plus later can sign up again if they have good offer after the cooling period. You should take the offer and once you got RM50 cashback, cancel again.
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waisang
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Feb 4 2014, 04:34 PM
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QUOTE(DarReNz @ Feb 4 2014, 11:14 AM) bro why don't you file to BNM and let us know the results  CIMB explains even though the amount quoted in Ringgit Malaysia, the settlement can be performed via overseas terminal. This will not known to Card Issuer till transaction posted. If the merchant's settlement is imposed via overseas terminal, the administration fee of 1% is to be imposed in order to cover the administration costs. It is stated under fee & charges (No.4) behind the statement, there is an indication that 'Conversion for overseas transactions – -The conversion rate as determined by Visa International or MasterCard International or JCB International. -The 1% admin fee is to be imposed in order cover the administration costs of handling foreign currency transactions.
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Jason
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Feb 4 2014, 05:43 PM
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QUOTE(DarReNz @ Feb 4 2014, 04:01 PM) which card were u using ? CIMB Visa Signature. QUOTE(CP88 @ Feb 4 2014, 04:03 PM) You should take the offer and once you got RM50 cashback, cancel again.  What is the point? They charge me RM50 GST, ask me spend RM200 to get a RM50 rebate. Nett nett I get nothing. Better I spend RM200 on my AMEX, got 5x points.
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waisang
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Feb 4 2014, 05:47 PM
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QUOTE(Jason @ Feb 4 2014, 05:43 PM) CIMB Visa Signature. What is the point? They charge me RM50 GST, ask me spend RM200 to get a RM50 rebate. Nett nett I get nothing. Better I spend RM200 on my AMEX, got 5x points. This is how is works nowadays If i don't use the bank card services, i will choose to leave it
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CP88
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Feb 4 2014, 05:52 PM
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QUOTE(Jason @ Feb 4 2014, 03:33 PM) Called CIMB, they say cannot waive GST, use point to offset. I spend all my points, then call to cancel. After confirming my details and before asking me to confirm, they offer me RM50 cashback if I spend RM200 within 30 days. Rejected and proceed with cancellation. This information might be useful for you guys who want to keep the card Feel CIMB not much good deals/offers lately. Plus later can sign up again if they have good offer after the cooling period. QUOTE(Jason @ Feb 4 2014, 05:43 PM) CIMB Visa Signature. What is the point? They charge me RM50 GST, ask me spend RM200 to get a RM50 rebate. Nett nett I get nothing. Better I spend RM200 on my AMEX, got 5x points. I misread your comment. I thought you used up points and use it to offset GST as well.
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DarReNz
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Feb 4 2014, 05:54 PM
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QUOTE(Jason @ Feb 4 2014, 05:43 PM) CIMB Visa Signature. What is the point? They charge me RM50 GST, ask me spend RM200 to get a RM50 rebate. Nett nett I get nothing. Better I spend RM200 on my AMEX, got 5x points. hmm i wonder about the cash back cards which don't have points to offset
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Jason
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Feb 4 2014, 06:10 PM
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QUOTE(waisang @ Feb 4 2014, 05:47 PM) This is how is works nowadays If i don't use the bank card services, i will choose to leave it The ERAMAN discount was godlike last time for buying booze. QUOTE(CP88 @ Feb 4 2014, 05:52 PM) I misread your comment. I thought you used up points and use it to offset GST as well.  QUOTE(DarReNz @ Feb 4 2014, 05:54 PM) hmm i wonder about the cash back cards which don't have points to offset  No idea mate.
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Human Nature
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Feb 4 2014, 06:29 PM
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QUOTE(Jason @ Feb 4 2014, 06:10 PM) The ERAMAN discount was godlike last time for buying booze. Yup but meh, they reduced the discount and the % was the same for all cards last year. No more discount this year! Current promo is lame http://www.cimbbank.com.my/creditcard/inde...=pm_list&ac=113This post has been edited by Human Nature: Feb 4 2014, 06:32 PM
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Alec.Yong
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Feb 4 2014, 08:12 PM
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QUOTE(Human Nature @ Feb 4 2014, 06:29 PM) Yup but meh, they reduced the discount and the % was the same for all cards last year. No more discount this year! Current promo is lame http://www.cimbbank.com.my/creditcard/inde...=pm_list&ac=113The CIMB Preferred VI still can get 15% off...
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Human Nature
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Feb 4 2014, 08:18 PM
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QUOTE(Alec.Yong @ Feb 4 2014, 08:12 PM) The CIMB Preferred VI still can get 15% off... Too bad
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NestKing
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Feb 7 2014, 08:00 AM
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Getting Started

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Anyone already get dash for cash week 7?
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mr_ang
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Feb 7 2014, 11:01 AM
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New Member
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Last 3 three i had received my CIMB petronas Gold Master already, and im using another 1 cc is AEON, thats mean im holding 2 bank's cc, at the last time i was sign up togher 3 banks with cimb, and cimb is the first bank that approve my application and i was actived, but now hongleong, RHB, UOB seem like gonna approve my application, i wan to ask that, those 3 bank will auto know im holding 2 banks cc, or they will approve for me thn i still can chose which bank cc i wan cancel??
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tenchi0205
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Feb 10 2014, 08:35 AM
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Is cimb cash back platinum now free for life?
Considering change direct access to this card...
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fly126
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Feb 10 2014, 08:50 AM
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QUOTE(tenchi0205 @ Feb 10 2014, 08:35 AM) Is cimb cash back platinum now free for life? Considering change direct access to this card... Yup, is Free for Life from Now On... http://www.cimbbank.com.my/creditcard/inde...pg=cc_lu&ac=17#
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