yes problem for you
in that case shell gold cashback card may not be giving the maximum cashback (in fact super super low cashback) - even if you use ONLY shell
why not look at the other cards from other banks and get the citibank platinum cashback?
this is something even i myself just found out.

This post has been edited by aeronic: Mar 10 2012, 05:26 PM

I just used tis card bout 8mths only. Mayb wait til it expire then ask for upgrade?

of course the choice is yours
i am just helping to advise
cause i had this card since 2009
that time this was the best cashback for shell
but now some cards give you up to 10-15%
this one gives you about 2% unless you have outstanding balances
then it gives you 8%
this makes this card one of the most stupidest cashback card in malaysia

This post has been edited by aeronic: Mar 10 2012, 05:34 PM

2%?

But i got 5% wo.

Average monthly petrol spend also RM500+-. They rebate bout RM25+- also.

Mayb u try to check with Citi?

impossible
your 25 could be from your non shell expenses or last month's or are you sure you don't have overdue even a little bit?

since i so kind, here's some stuff for you:




you know in simple england what that means ah?
that means you isi minyak RM 500 and then eat dinner atleast RM300 then only they kesian give you 4% for your minyak only i.e. for the RM 500 and not the full RM800. that works out to be around RM 20. but you are losing out on the RM300 you spent.

but if you don't spend that rm300, you only get rm10.

as per aeronic's calculation, your effective rebates are only 2.5%

This post has been edited by aeronic: Mar 10 2012, 05:57 PM

But i really got RM20+- rebate every month wo.

maybe u got other expenses >1k swipe using that card?

Nope. Mainly is fuel only & 1 installment cost RM 150 only. Dunno how they calculate also.

just realized we were talking to each other in another thread

anyway, i'm not sure about any other cards, but i think u should get ocbc titanium.

for 5%, with rm50 per month cap on:
dining
petrol
bills/utilities
groceries

Yup. OCBC is kinda good in cash rebate.

and 1% for everything else....
but 1% and 5% have a combined rm50 per month cap

just like we thought. yeah you don't know how they calculate, but me and some of the forumers do.
the fact that you do not know how citibank comes up with the figure also tells me a lot about you you are quite easy going with the banks one right?
people well versed with cards such as gen-x can count up to ¢level one

ocbc in my opinion is also not one of the better cards
because it is 1% for everything else
it makes a big difference unless you hit the RM50 every month

This post has been edited by aeronic: Mar 10 2012, 09:58 PM

For u mayb is abit disappointed. But currently for me still ok la. I just use the card to buy petrol only.

I have 2 debit card, maybank and cimb. Which one is better to use to get cash back?

Also, the whole cash back concept, the bank will remit the amount of money spend on that month at the end of every month?

Depends on the card, some at the end of the month, some according to statement date. Please read the details or T&C to know more about the cards.

I believe should be CIMB. MBB debit card only gives 1 TP for each RM 3.

Correct me if I'm wrong.

did not manage to use AMEX last night at SHELL Rnr Tapah
transaction error
anyone encounter the same problem last night?

stacko complained that he/she also faced swiping AMEX at Shell R&R South Bound in the other thread.

This post has been edited by David83: Mar 19 2012, 10:05 AM

maybe AMEX line was down last night
missed 7.5% rebate, for this weekend
had to wait another weekend,haih
luckily got OCBC Ti, get 5% rebate

Looking forward to cancel my current CIMB Smart Driver MasterCard and apply for either UOB One Card / OCBC Titanium ..