Perhaps they can claim from company up to a certain amount only? Same like me.

I would suggest ocbc titanium card. My fave.
5% on petrol, groceries, bills and dining. 1% on everything else. No points though. Capped at rm50. Go to the thread for more info.

Btw, ur toll is a bit high. Do use tngo and register it. U get some discount, forget how much if u swipe 80 times a month solely on tolls.

This post has been edited by cempedaklife: Oct 27 2011, 12:03 AM

Can't say so. Ocbc titanium is used more on bills. While for mbb2, Amex is not widely accepted and the MasterCard/visa is basically useless.

Having said that, what I do is:
- use ocbc for bills. Almost 100% 5% rebate
- dining, if weekends and accept amex, swipe Amex, else ocbc
- petrol, fill in on weekends, use Amex. Always can time it to weekends coz I dun drive frequent
- on weekends, if it's accepted, always try to Max out Amex rebate, since it's harder to find outlet that accept Amex.
- on weekdays, if it's accepted, use Amex for those spending not under dining, bills, groceries and petrol that can get ocbc 5%, since Amex 5x points is equivalent to 2.5%

In short, always try to max out 5% rebate (additional 5x points) from Amex first. It feels good when u can get 5% from ur normal shopping from Amex.

Last weekends, bought cosmetic for my gf, rm260 from parkson, swipe Amex, 7.5% is rm19, parkson give rm30 voucher for spending over rm250. So I got rm50 "rebate" for rm260. Good feeling! Not to brag, but its a good feel too when ur gf timed buying of cosmetic to this festive season since parkson always give away vouchers like that on such occasion

as annoying as it sound in normal times, it's actually a "life saver" if you happen to lost your card, especially in petrol station.

if not mistaken, full number.

even shell print full number, but petronas abit lebih. print ur full name as well...lol

This post has been edited by cempedaklife: Mar 10 2012, 09:01 AM

To be precise, name on card.

yeap..sorry...double checked my shell receipt..only 4 last digit is printed..

but for petronas printing name on receipt, i'm sure...

maybe u got other expenses >1k swipe using that card?

just realized we were talking to each other in another thread

anyway, i'm not sure about any other cards, but i think u should get ocbc titanium.

for 5%, with rm50 per month cap on:
dining
petrol
bills/utilities
groceries

and 1% for everything else....
but 1% and 5% have a combined rm50 per month cap

well....it depends on what ur usage/habit..

for me ocbc is good enuf

in a month la..he said

erm...so what's ur issue now?

dun have a cc and planning to get one to enjoy rebates?

get a credit card my dear

more benefits/rebates

i know, i'm trying to convince her to get one

nowadays CC is diff, or perhaps the user of CC is more clever now...

we use CC to get more benefits instead of letting them charge us...

i saw ur name quite frequent in this side of the forum, i'm sure u know

well, i believe most of us here in this section is spending smart...

increase in number of credit cards being own is not synonymous with not smart in spending

btw, we are more and more

and be sure when u put in the bonuslink card, after u take it out, make sure that the screen ask u to insert ur credit card instead of asking u to insert credit card or bonuslink card.

that means ur bonuslink card was not read properly before this..

i kena a few times before i got clever

ocbc titanium, head over to take thread to know more

Izzit buy one quarter chicken set, free one quarter chicken set?